Nusenda Credit Union Santa Fe NM | Low Mortgage Rates & Business Banking

Introduction

Welcome to Nusenda, your trusted financial partner located at 1710 Saint Michaels Dr, Santa Fe, NM 87505. Since our establishment in 1936, we've been dedicated to serving our community with integrity and care. With a robust membership of 277,205 and total assets exceeding $4.9 billion, we pride ourselves on being more than just a credit union; we are a cornerstone of financial support for individuals and families throughout the area. At Nusenda, we understand that navigating finances can be challenging. That's why we offer a wide range of services tailored to meet your unique needs from checking and savings accounts to auto loans and mortgage options. With over $331 million in total deposits, our members trust us to safeguard their savings while providing competitive loan rates. Our commitment to our members is reflected in our impressive net worth of $420 million, ensuring stability and growth for everyone who walks through our doors. Led by CEO Joe Christian and Board President Ralph Wallace, our team of 884 employees is here to support you every step of the way. We believe in building lasting relationships with our members and investing back into the community we serve. Whether you're looking to secure your first home or need assistance with business financing, Nusenda is here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198. We invite you to explore all that Nusenda has to offer. For more information or assistance, feel free to reach out at 505-889-7755 or visit us online at nusenda.org. Experience the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

At Nusenda, our story began in 1936, rooted in the heart of Santa Fe, NM. Over the decades, we have grown from a small credit union to a thriving financial institution dedicated to serving our community. Located at 1710 Saint Michaels Dr, our branch has become a familiar presence for many in Santa Fe, embodying a commitment to not only provide exceptional financial services but also to uplift and support our members. Since opening our doors, Nusenda has prioritized member satisfaction and community involvement. Today, with over 277,000 members and total assets exceeding $4.9 billion, we stand as a testament to what a community-focused credit union can achieve. Our mission is clear: we aim to empower individuals and businesses by offering accessible financial services while fostering growth and sustainability within our community. Nusenda operates with an open-door policy, welcoming everyone who walks through our doors. Our operating hours are designed to accommodate your busy lifestyle: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you need assistance with personal banking or exploring loan options, our friendly staff is here to help. While members can visit us at our branch address of 1710 Saint Michaels Dr, official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198. We also offer convenient services such as drive-thru banking and ATM access for quick transactions on the go. Our mission extends beyond banking; it's about creating lasting relationships. Through various partnerships and outreach programs, Nusenda actively participates in local initiatives that enhance community well-being. We believe that by investing in our neighborhoods and supporting local causes, we contribute to a brighter future for everyone. As we embrace technology with features like online banking and mobile payment options, we remain committed to ensuring accessibility for all members. Whether you're managing your accounts online or visiting us in person, you'll find that Nusenda prioritizes your needs every step of the way. Join us at Nusenda Credit Union and experience firsthand how we strive to make a positive impact on your financial journey. Together, let's build a stronger community! If you're ready to become part of our family or want more information about membership benefits, don't hesitate to reach out at 505-889-7755 or visit us online at Nusenda.org.

Branch Location & Accessibility

Welcome to Nusenda! Located at 1710 Saint Michaels Dr in beautiful Santa Fe, NM, our branch is designed with your convenience in mind. Nestled near local favorites like the bustling Plaza and the stunning Cathedral Basilica of St. Francis, we're easily accessible whether you're running errands or enjoying a day out in town. At Nusenda, we understand that accessibility is key for our members. Our branch features ADA-compliant entryways and ample parking to ensure everyone can visit us with ease. Plus, if you're looking for quick transactions, our drive-thru service allows you to handle your banking needs without leaving your car. And for those who prefer self-service, we offer an ATM on-site for your convenience. We pride ourselves on providing friendly and efficient service during our operating hours. You can drop by Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. If you have questions or need assistance, don't hesitate to give us a call at (505) 889-7755 our team is ready to help! While you can visit us at 1710 Saint Michaels Dr Santa Fe Nm 87505, please note that official correspondence should be sent to PO Box 8530, Albuquerque, NM 87198. We invite you to stop by and explore all the services we offer from personal banking options like checking and savings accounts to auto loans and business banking solutions. Come see why so many in Santa Fe trust Nusenda for their financial needs!

Member Eligibility

Becoming a member of Nusenda is like joining a family that cares about your financial well-being. Located at 1710 Saint Michaels Dr Santa Fe Nm 87505, we welcome anyone who lives, works, or worships in our community, as well as their family members. If you're looking for a supportive banking experience with personalized service and great products, Nusenda is the right place for you. Our members enjoy benefits like lower loan rates, higher savings yields, and access to a variety of financial services tailored to meet your needs. To find out more about what it takes to join us, visit our eligibility page at http://www.nusenda.org/accounts/become-a-member. The process is straightforward and friendly just give us a call at (505) 889-7755 if you have any questions or need assistance. Once you're ready to open an account, you can easily start the process online by visiting https://mortgage.nusenda.org/default.asp?siteid=3afdf08c-65c8-4888-94f5-4a8f82d66fe3. We can't wait to welcome you to our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments anywhere, anytime. Our merchant services provide the tools you need to keep your cash flow steady and your customers happy. From mobile payment solutions that let you transact on the go to advanced point-of-sale systems that simplify checkouts, we help make managing your transactions easy and efficient. Located at 1710 Saint Michaels Dr Santa Fe Nm 87505 in Santa Fe, NM, we're ready to partner with you in achieving your business goals. Reach out today at (505) 889-7755 or visit us online at https://www.nusenda.org:443/ to learn more about how we can assist your business!

Comprehensive List Of Services

Convenient Digital Banking Features

Embracing technology makes banking easier than ever. With our Online & Mobile Banking, you can access your accounts anytime, anywhere whether it's checking balances or transferring funds on the go. Our ATM and cash withdrawal services ensure you have quick access to cash whenever needed, while basic drive-thru banking allows for simple transactions without leaving your car. We also provide essential services like basic ATM access for withdrawals and balance checks, ensuring you stay connected to your finances seamlessly.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique goals and challenges. That's why we offer Checking & Savings Accounts designed for flexibility and ease of use. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that help you stay organized and in control. Need a new vehicle? Our Auto Loans & Vehicle Financing options make purchasing a car straightforward. With competitive rates and terms, you can drive off in your dream car without breaking the bank. Plus, if you're considering a home purchase or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process with ease.

Support for Your Financial Journey

Life brings unexpected expenses, and that's where our Personal Loans & Debt Consolidation services come in handy. We work with you to find solutions that fit your financial situation, helping you manage debt effectively. Additionally, our Credit Cards with Rewards allow you to earn points on everyday purchases turning spending into savings! For those who run businesses or are thinking about starting one, our Business Banking services include Merchant Services & Business Loans that can help your enterprise thrive. We know how important it is to have reliable support when managing business finances.

Visit Us Today!

At Nusenda, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial wellness. If you're interested in learning more about any of these services or if you have questions, feel free to reach out at (505) 889-7755 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today and discover how we can support your financial journey! For more details on becoming a member or opening an account, please check out our website.

Digital & Online Banking

Key Features

One of the standout offerings is the ability to authorize electronic signatures, which means you can complete transactions quickly without needing to visit a branch. Plus, with e-statements available, you can view your financial statements digitally no more waiting for paper copies in the mail! This not only saves time but also helps you stay organized and environmentally friendly. For those who love using their smartphones, our mobile payments feature allows you to make purchases directly from your device. You can also enjoy hassle-free person-to-person transfers, enabling you to send money to friends and family instantly.

Security You Can Trust

We prioritize your security. Our online banking services use robust encryption and authentication measures to keep your information safe. You can bank with confidence knowing that we have implemented advanced protections against fraud. In summary, Nusenda offers a comprehensive suite of digital banking tools that put you in control of your finances. From managing accounts and making payments to transferring funds easily all backed by top-notch security our goal is to provide you with an exceptional banking experience that fits into your busy lifestyle. Explore all our digital offerings today by visiting https://www.nusenda.org:443/!

Financial Strength

At Nusenda, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and performance. That's why we are proud to share our strong financial standing, which reflects our commitment to serving you better. With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of $869, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $379,754,076 in undivided earnings. This allows us to improve our banking tools, strengthen lending options, and enhance security measures for your benefit. Additionally, with $13,832 in used auto loans and $3,262,235,626 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $29,533,556, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees dedicated to providing you with the best service possible. The strength of our member base is reflected in the total number of share accounts: 599,519. This growing number shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 1710 Saint Michaels Dr Santa Fe Nm 87505 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand. We offer tailored solutions to meet your business's specific requirements, ensuring you have access to the necessary resources for success. At Nusenda, we prioritize making borrowing straightforward and accessible. Whether you're considering refinancing options or exploring eligibility for any of our loans, our dedicated team is ready to assist you. For more information about our loan offerings or to discuss which option may be best for you, please reach out at (505) 889-7755 or visit us at 1710 Saint Michaels Dr Santa Fe Nm 87505 in Santa Fe, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. Whether you're purchasing a new home or refinancing an existing loan, our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and we also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members navigate their daily expenses. These cards come with benefits that can fit various lifestyles while providing the support you need for unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, helping you make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent.

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans