Home Equity Loans in Tempe, AZ

Thinking about tapping into your home’s equity in Tempe, AZ? Credit unions here offer competitive home equity loans with low rates and flexible terms that fit your needs—whether it’s remodeling or consolidating debt.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Desert Financial has a HELOC with an APR range of 6.49% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Oneaz has a Home Equity APR range of 6.62% to 8.76% today. This rate is the same as it was 7 days ago but lower than the range from 30, 60, and 90 days ago, which was 6.88% to 9.01% . The rates have stayed steady over the past week but have decreased compared to the past three months.

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Arizona Financial has a HELOC with a 7% APR today, the same as 60 days ago. There’s no change compared to 7 or 30 days ago either. The rate has stayed steady at 7% over the past few months.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Tempe, AZ

Lender NameBranch AddressOffice ServicesLender Snapshot
FIREFIGHTERS FIRST FEDERAL CREDIT UNION
2151 E BROADWAY RD TEMPE AZ 85282
P2P
E-Statements
E-Signature
Assets: $2,187,485,689
Deposits: $244,785,465
Net Worth: $207,095,838
Employees: 284
Members: 68,125
ONEAZ CREDIT UNION
840 E SOUTHERN AVE TEMPE AZ 85282
ATM
P2P
E-Statements
E-Signature
Assets: $3,362,434,189
Deposits: $200,445,322
Net Worth: $322,945,765
Employees: 513
Members: 199,112
ARIZONA CENTRAL CREDIT UNION
4455 S RURAL RD TEMPE AZ 85282
ATM
P2P
E-Statements
E-Signature
Assets: $691,479,317
Deposits: $30,547,844
Net Worth: $64,024,516
Employees: 170
Members: 56,648
LANDINGS CREDIT UNION
2800 S MILL AVE TEMPE AZ 85282
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $241,132,429
Deposits: $37,843,907
Net Worth: $24,029,362
Employees: 60
Members: 15,359
DESERT FINANCIAL CREDIT UNION
1245 E BROADWAY RD TEMPE AZ 85282
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,901,537,365
Deposits: $699,652,272
Net Worth: $1,033,536,095
Employees: 1326
Members: 472,620

🏘️ All the Lenders Available in Maricopa County, AZ

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✅GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
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✅FARMERS INSURANCE FEDERAL CREDIT UNION
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