Desert Financial Credit Union Tempe AZ | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Desert Financial, your trusted partner in achieving financial goals right here in Tempe, Arizona! Located at 1245 E Broadway Rd, Tempe, AZ 85282, our branch has been serving the community since 1939. With a commitment to helping our members thrive, we have grown to support over 472,620 members while managing total assets of $8,901,537,365. At Desert Financial, we pride ourselves on being more than just a credit union; we are a community-focused organization dedicated to enhancing the lives of those we serve. Our experienced team is here to offer you personalized services such as checking and savings accounts, auto loans, mortgage financing, personal loans, and more. With total deposits reaching $699,652,272, you can trust that your money is in safe hands. While members can visit us at our Tempe location for all banking needs whether it's making a deposit or seeking advice on loans official correspondence should be directed to our mailing address: PO Box 2945, Phoenix, AZ 85062. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, we are committed to fostering a welcoming environment where everyone feels valued. Our dedicated staff of 1,326 employees is always ready to assist you with any questions or concerns you may have. With an impressive net worth of $1,033,536,095 and cash in hand totaling $27,757,154, Desert Financial is well-positioned to provide the financial solutions you need today. Whether you're looking for loans currently totaling 131,916 or want to explore investment opportunities with us, we're here for you every step of the way. Feel free to give us a call at 602-335-2300 or visit our website at Desert Financial for more information about how we can help you achieve your financial dreams. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Desert Financial embraces digital advancements that make banking easier and more accessible for everyone. With online banking options and mobile payment capabilities, managing your finances has never been more convenient. We also prioritize ADA compliance and customer-centric initiatives to ensure that all our members feel welcome and supported when they visit us or use our services online.

Join Us Today!

We invite you to experience the benefits of being part of the Desert Financial family. Whether you're looking for personal banking solutions or business services, our dedicated team is here to guide you every step of the way. Join us today and see how we can help you achieve your financial goals! For more information or inquiries, please call us at 602-335-2300. Together, let's build a brighter financial future for you and our community!

Our Mission

The mission of Desert Financial is simple yet powerful: to empower our members to achieve their financial dreams while giving back to the community. We believe that everyone deserves access to quality financial services and support. That's why we provide a range of offerings from personal and auto loans to business banking solutions all designed with our members' best interests at heart. In addition to our financial services, we actively engage in community outreach efforts. Our partnerships with local organizations help us address important issues like education, health, and economic development within Tempe and beyond. We understand that a strong community leads to a thriving membership base, and we are dedicated to making a positive impact. While members can visit us at 1245 E Broadway Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Branch Location & Accessibility

Convenient Access

Nestled near popular landmarks like the Tempe Marketplace and just a short drive from Arizona State University, our branch is easy to find. We offer ample parking for our members and ensure that the facility is ADA compliant, featuring ramps and accessible entrances so everyone can visit us comfortably.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 602-335-2300. Our dedicated team is ready to help you navigate your financial journey. We invite you to come visit us today and discover how Desert Financial can support your goals!

Our Services and Hours

We're proud to offer a wide range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. If you prefer banking on the go, take advantage of our online and mobile banking features. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Plus, enjoy the convenience of our drive-thru service during those same hours for quick deposits and withdrawals without leaving your car. And if you need cash after hours? Our ATM is available 24/7 for your convenience. While members can visit us at 1245 E Broadway Rd, please note that official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Member Eligibility

At Desert Financial, we believe in building a close-knit community where everyone feels welcomed and valued. Joining us is simple! To become a member, you need to meet certain eligibility criteria, which typically include living, working, or attending school in the area we serve. We want to make sure that our members have a connection to our community, so if you're interested in learning more about the specific requirements, feel free to check out the details at http://www.desertfinancial.com/en/who-we-are/become-a-member. Once you're ready to take the next step, opening an account with us is straightforward and designed to be inclusive for all. You'll enjoy a range of benefits including competitive rates on loans and savings accounts, access to convenient online banking services, and personalized support from our friendly team. If you have any questions or want to get started, don't hesitate to reach out at (602) 335-2300. We can't wait to welcome you into the Desert Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive marketplace, efficient payment solutions are crucial. Our merchant services offer secure payment processing options that simplify transactions for you and your customers. Imagine a local café seamlessly accepting payments from various platforms, enhancing customer satisfaction while allowing you to focus on what you do best serving great coffee. Come visit us at 1245 E Broadway Rd Tempe Az 85282 or call us at (602) 335-2300 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessing Services Made Easy

Our branch at 1245 E Broadway Rd Tempe Az 85282 is equipped with drive-thru services for quick deposits and withdrawals without leaving your car. Plus, our ATMs are available 24/7 for cash withdrawals and balance checks whenever you need them. No matter what financial service you require, Desert Financial is here to help simplify your life. If you have questions or need assistance choosing the right service for you, don't hesitate to reach out at (602) 335-2300 or visit us in person at our branch in Tempe, AZ. We invite you to explore all that we have to offer! Join us today and experience the difference in personalized service at Desert Financial.

Business Banking Solutions

For local business owners in Tempe, we offer robust business banking solutions. Our merchant services help streamline payment processing while our business loans provide the necessary funding to grow your enterprise. We understand that each business has unique challenges, so we're committed to being your partner in success.

Credit Cards & Rewards

Don't forget about our credit cards! With rewards programs that give back for your everyday spending, you can earn points or cashback just by using your card for regular purchases. It's a simple way to make your money work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Desert Financial emphasizes digital banking features that allow you to manage your finances anytime and anywhere. With online and mobile banking capabilities, you can check balances, transfer funds, pay bills, and even conduct person-to-person payments with ease. Our commitment extends beyond just convenience; it ensures security as well with features like electronic signatures and e-statements.

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts that make managing your money straightforward and efficient. Imagine having a checking account that fits your lifestyle easy access to funds via online and mobile banking, plus the ability to withdraw cash at any time through our ATMs. For those looking to purchase a new vehicle or refinance an existing loan, our auto loans and vehicle financing options ensure you get competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing services provide the support you need to secure the best deal possible. And if you find yourself needing extra funds, whether for a big purchase or consolidating debt, our personal loans are designed to assist you during those times.

Digital & Online Banking

Mobile Banking Features

For those who prefer banking on their phones, our mobile application provides an intuitive experience tailored just for you. You can make mobile payments easily, ensuring that shopping and paying bills is as simple as a few taps. Additionally, our person-to-person transfer feature makes sending money to friends or family quick and secure.

Online Banking Services

With our robust online banking platform available at https://www.desertfinancial.com/, you can access your accounts anytime, anywhere. Our 24/7 online banking services allow you to check balances, transfer funds, pay bills, and more all from the comfort of your own device. Plus, with electronic signature authorization available, signing documents is a breeze and helps save you time.

Security & Ease of Use

We prioritize your security with advanced encryption and safety measures so you can bank with peace of mind. Our e-statements are another great feature keeping your financial records organized without the clutter of paper statements. At Desert Financial, we strive to make banking accessible and user-friendly. With real-time account management at your fingertips, you'll always be in control of your finances. Experience the ease of digital banking today!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you effectively. With a net worth of $1,033,536,095, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our ability to help you achieve your financial goals. Our net worth ratio of $1,170 demonstrates a strong capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We understand the importance of savings for our members. That's why we have secured $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by having $960,070,693 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports your diverse financial needs. Our operational efficiency is reflected in our $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We're also proud to employ 1,289 full-time employees and 37 part-time employees who are dedicated to providing exceptional service at all times. We have a growing member base with a total of 1,037,935 accounts trusting us with their finances. This trust underscores the strong community we've built together here at Desert Financial, located conveniently at 1245 E Broadway Rd Tempe Az 85282 in Tempe, AZ. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 1245 E Broadway Rd Tempe Az 85282 or call (602) 335-2300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you have options that fit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide guidance throughout the process, ensuring you understand your choices and can make informed decisions.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore options that may lower your payments or adjust your terms for better alignment with your financial situation. Be sure to ask about eligibility requirements when you contact us. At Desert Financial, we prioritize making borrowing straightforward and accessible. If you're interested in learning more about any of our loan offerings, don't hesitate to reach out at (602) 335-2300 or visit us at 1245 E Broadway Rd Tempe Az 85282 in Tempe, AZ. You can also find additional information on our website at https://www.desertfinancial.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in taking the next step toward your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These credit cards provide convenience for everyday purchases while allowing you to build your credit history responsibly.

Loan Aggregator

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