OneAZ Credit Union Tempe AZ | Low Mortgage Rates & Business Banking

Introduction

Welcome to Oneaz, your trusted financial partner located at 840 E Southern Ave, Tempe, AZ 85282. Since our establishment in 1972, we have proudly served the Tempe community and beyond, offering a wide range of financial services tailored to meet the unique needs of our 199,112 members. With total assets amounting to an impressive $3,362,434,189 and total deposits of $200,445,322, we are committed to providing reliable banking solutions that empower our members. At Oneaz, we believe in building strong relationships with our community. Our dedicated team of 513 employees, led by CEO Brandon Michaels and Board President Jon Borge, works diligently to ensure that each member receives personalized service and support. Whether you're looking for checking accounts, auto loans, or business banking options, we have something for everyone. While members can visit us at our branch location, official correspondence should be sent to the same address: 840 E Southern Ave, Tempe, AZ 85282. You can reach us at 602-644-4783 during our operating hours Monday and Friday from 9 AM to 5 PM, and Tuesday through Thursday from 9 AM to 6 PM. We invite you to explore our website at oneazcu.com for more information about our services or to become a member today. Join us as we continue our mission of supporting financial growth within the Tempe community!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Oneaz embraces digital advancements to enhance member experiences. With options like online banking and mobile payments available, accessing your accounts has never been easier. Our commitment to ADA compliance ensures that all members can navigate our services comfortably. While you can visit us at 840 E Southern Ave, official correspondence should be sent to 840 E Southern Ave, Suite 101, Tempe, AZ 85282 if it differs from the branch address. We also provide convenient ATM access for quick transactions.

Community Engagement

Oneaz believes in giving back. Through various partnerships and outreach efforts, we actively engage in programs that benefit local schools and charitable organizations. Our goal is not just to provide financial services but also to contribute positively to the well-being of our community.

Join Us

We invite you to experience the benefits of being a member at Oneaz. Come visit us during our operating hours Monday & Friday from 9 AM to 6 PM and Tuesday through Thursday from 9 AM to 5 PM or reach out at 602-644-4783 for any inquiries. Join us today at Oneaz and be part of a credit union that truly cares about its members and the community!

Our Mission

At Oneaz, our mission is clear: we strive to empower individuals and families through accessible financial services while fostering a spirit of community support. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Each service is designed with you in mind, ensuring that your financial journey is both rewarding and straightforward. We believe in building lasting relationships with our members. By focusing on personalized service and community outreach, we aim to make a positive impact in the lives of those we serve. Whether you need assistance with managing your finances or seeking advice on loans, our friendly staff is here to help.

Branch Location & Accessibility

Welcome to Oneaz's Tempe branch, located at 840 E Southern Ave, Tempe, AZ 85282. We're excited to be part of this vibrant community in Maricopa County, making it easy for you to access our services. Our branch is conveniently situated near popular landmarks like the Tempe Marketplace and Arizona State University, ensuring that you can drop by whenever you're in the area. At Oneaz, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking spaces so everyone can feel welcome. Whether you're visiting us for personal banking or seeking advice on auto loans and mortgages, you'll find our friendly staff ready to assist you. We understand that your time is valuable, which is why we're here to serve you during convenient hours. Stop by Monday and Friday from 9 AM to 5 PM or Tuesday through Thursday from 9 AM to 6 PM. And if you're in need of quick cash or balance checks, we have an ATM available right outside our branch for your convenience. While members can visit us at our physical location, please note that official correspondence should be sent to the same address: 840 E Southern Ave, Tempe, AZ 85282. We're proud to offer a range of services tailored just for you: from checking and savings accounts to personal loans and credit cards with rewards. Although we do not currently have drive-thru banking or shared service centers at this location, we strive to provide efficient service within our branch. If you have any questions or would like more information about becoming a member, feel free to give us a call at 602-644-4783. We look forward to welcoming you at Oneaz!

Member Eligibility

Becoming a member of Oneaz is like joining a family where everyone looks out for each other. If you live, work, or attend school in the Tempe area, you're already eligible to join us! We welcome individuals from all walks of life, making it easy for you to access our range of financial services designed with your needs in mind. The benefits of membership extend beyond just banking; you'll also enjoy competitive rates and personalized service that makes every interaction feel special. To get started, simply visit our website at https://www.oneazcu.com/about/about-us/membership/ for more details on eligibility criteria. If you're ready to open an account, you can find everything you need at https://www.oneazcu.com/personal/loans/ . We're here to help, so if you have any questions, feel free to reach out to us at (602) 644-4783. Come join us at 840 E Southern Ave Tempe Az 85282, and let's build a brighter financial future together!

Business Banking & Commercial Services

Empowering Your Transactions

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine running a busy café where customers can pay easily with various options like credit cards or mobile payments. Our services ensure that you can focus on what matters most delivering quality products and excellent customer service. Located at 840 E Southern Ave Tempe Az 85282 in Tempe, AZ, we invite you to explore how our business banking solutions can empower your enterprise. Contact us at (602) 644-4783 or visit our website for more information!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

We also provide basic ATM access for withdrawals and balance checks so that you can have cash when you need it most whether you're out shopping or paying bills. As a member of Oneaz, you're not just accessing financial services; you're joining a community dedicated to helping you succeed financially. If you'd like more information about any of these services or want to get started today, please reach out to us at 602-644-4783 or visit our website at oneazcu.com. We look forward to serving you!

Business Banking

For small business owners, our Business Banking services include merchant services and business loans tailored to support your entrepreneurial endeavors. We know how important it is for businesses to thrive in today's economy, which is why we are here to partner with you every step of the way.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings you closer to exciting rewards. Whether it's cash back on groceries or points towards travel, you'll enjoy benefits that enhance your spending experience.

Digital Access and Convenience

In this fast-paced world, convenience is key. At Oneaz, we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily withdraw cash at our ATMs or check your balance without stepping out of your house all while feeling secure with our digital platforms.

Loans and Financing

When it comes to financing, we've got you covered. Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream car. Picture yourself driving off in that new vehicle with a loan that suits your budget perfectly. Additionally, if you're looking to own a home, our Mortgage Loans & Refinancing services provide competitive rates that can help you achieve homeownership or lower your existing mortgage payments. For those unexpected expenses or personal projects, consider our Personal Loans & Debt Consolidation solutions. This service can assist you in managing debt more effectively, giving you peace of mind as you work towards financial freedom.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer Personal Banking services, including checking and savings accounts designed for everyday needs. Whether you're saving for a vacation or just looking for a secure place for your money, our accounts come with easy access through online banking and mobile apps. Imagine checking your balance or transferring funds right from your smartphone while enjoying a coffee at your favorite café!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides a user-friendly experience, allowing you to view your account balances, pay bills, and transfer funds with just a few clicks. You can enjoy hassle-free person-to-person transfers, making it simple to send money to friends or family directly from your account. Plus, with our mobile application, managing your finances is even more convenient whether you're at home or out and about. Security is a top priority for us. That's why we support electronic signature authorization, ensuring that your transactions are protected every step of the way. You can also opt for e-statements, giving you quick access to your financial documents without cluttering your mailbox.

Stay Connected Anytime

We know that life can get busy. That's why our mobile payments feature allows you to make purchases quickly and securely using just your phone. Whether you're grabbing coffee or shopping for groceries, you can complete transactions with ease. At Oneaz, we're committed to providing you with tools that simplify your banking experience while keeping everything safe and secure. Join us today at https://www.oneazcu.com/ and take control of your finances with confidence!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 840 E Southern Ave Tempe Az 85282 or call (602) 644-4783 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 461 full-time employees and 52 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our combined efforts ensure that you're receiving the best possible service whenever you need it.

Lending Capacity

Our commitment to supporting your financial goals is evident in our lending capacity. With $18,962 in used auto loans and $2,272,424,037 in total loans and leases, we're here to help with your financing needs across various sectors. Furthermore, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Our Financial Health

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation helps us prioritize your needs as our member above everything else. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing your existing loans or would like to learn more about eligibility options for our services, please reach out. You can contact us at 602-644-4783 during our operating hours: 9 AM - 5 PM Tuesday through Thursday and 9 AM - 6 PM on Monday and Friday. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Oneaz, we're committed to helping our members find the right loan for their unique circumstances. Explore your options today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. We make financing easy and straightforward so that you can drive off with confidence.

Credit Lines

For those who prefer flexibility in borrowing, we have credit lines available totaling $976,870,303. This option allows you to draw from a set amount as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We provide personalized service to guide you through the home financing process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,546,231 in loans helping members manage their finances effectively. These cards can help you build your credit while providing access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users are equipped to make informed decisions without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Ready to discover how much you can save? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information presented when comparing various loan options.

ONEAZ CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans