Home Equity Loans in Phoenix, AZ

Looking to refinance your HELOC in Phoenix, AZ? Discover competitive home equity loan offers tailored to your needs. Whether you want to renovate, consolidate debt, or access quick cash, comparing local lenders helps you find the best rates and flexible terms that work for you.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Desert Financial has a HELOC with an APR range of 6.49% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Oneaz has a Home Equity APR range of 6.62% to 8.76% today. This rate is the same as it was 7 days ago but lower than the range from 30, 60, and 90 days ago, which was 6.88% to 9.01% . The rates have stayed steady over the past week but have decreased compared to the past three months.

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Arizona Financial has a HELOC with a 7% APR today, the same as 60 days ago. There’s no change compared to 7 or 30 days ago either. The rate has stayed steady at 7% over the past few months.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Phoenix, AZ

Lender NameBranch AddressOffice ServicesLender Snapshot
FARMERS INSURANCE FEDERAL CREDIT UNION
24000 N FARMERS WAY PHOENIX AZ 85085
P2P
E-Statements
E-Signature
Assets: $1,461,148,571
Deposits: $48,301,006
Net Worth: $139,774,047
Employees: 257
Members: 64,814
ONEAZ CREDIT UNION
1925 W HAPPY VALLEY RD PHOENIX AZ 85085
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,362,434,189
Deposits: $200,445,322
Net Worth: $322,945,765
Employees: 513
Members: 199,112
DESERT FINANCIAL CREDIT UNION
2501 W HAPPY VALLEY RD STE 34 PHOENIX AZ 85085
ATM
P2P
E-Statements
E-Signature
Assets: $8,901,537,365
Deposits: $699,652,272
Net Worth: $1,033,536,095
Employees: 1326
Members: 472,620

🏘️ All the Lenders Available in Maricopa County, AZ

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