Desert Financial Credit Union Phoenix AZ | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Desert Financial, your trusted partner in financial well-being since 1939. Located at 2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085, we are dedicated to serving our community with a wide range of financial services tailored to meet your needs. With over 472,620 members and total assets amounting to an impressive $8,901,537,365, we pride ourselves on being a solid choice for banking and loan options. While members can visit us at our branch location, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. Our team is here to assist you with everything from personal checking and savings accounts to auto loans and business financing. At Desert Financial, we understand that each member has unique needs, and we strive to provide personalized service that makes banking easier and more accessible. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, our dedicated staff of 1,326 employees works tirelessly to ensure you receive the best possible experience. We have an extensive offering that includes not just traditional banking services but also online and mobile banking options that allow you to manage your finances anytime, anywhere. In addition to offering competitive rates on loans over 131,916 loans currently held we have secured total deposits reaching $699,652,272. Our commitment goes beyond numbers; it's about building relationships within the community we serve. We are proud to have a net worth of $1,033,536,095, showing our stability and ability to invest back into the community. If you're looking for a reliable credit union that puts its members first, look no further than Desert Financial. Feel free to reach out at 602-335-4110 or explore our services online at desertfinancial.com for more information. We invite you to join us in achieving your financial goals today!

Branch History & Mission

Commitment to Community

We take pride in being more than just a financial institution; we are an integral part of the Phoenix community. Our partnerships with local organizations allow us to contribute actively to various outreach efforts aimed at improving the quality of life for all residents. Whether it's supporting local schools or hosting financial literacy workshops, we strive to give back in meaningful ways. As part of our commitment to inclusivity and accessibility, we ensure that all branches are ADA compliant. We aim to make banking easy for everyone by providing personalized service and resources tailored to meet diverse needs.

Join Us

As we look forward to the future, we invite you to join us on this incredible journey. At Desert Financial, you are not just a member; you are family. Experience the difference of a credit union that truly cares about your success. Reach out today at 602-335-4110 or visit us online at Desert Financial to learn more about becoming a member and taking advantage of the benefits we offer!

The Story of Growth

Located at 2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085, our branch stands as a beacon of hope and assistance for families and businesses alike. As we evolved, we embraced innovations that enhance our member experience. Today, we offer modern conveniences such as online banking, mobile payments, and 24-hour ATM access. While members can visit us at our physical location for personal service, official correspondence should be directed to our mailing address: PO Box 2945, Phoenix, AZ 85062. Our mission is simple yet powerful: to empower our members through financial education and support while fostering strong relationships within our community. We believe that everyone deserves a chance to achieve their financial goals. This belief drives us to provide services such as checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Happy Valley Walmart branch or give us a call at 602-335-4110. Our dedicated team is ready to assist you with any questions or services you may need. Come experience the Desert Financial difference today!

Operating Hours

Our friendly team is available during the week from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM. We know how busy life can get, so we ensure that our ATM services are available 24 hours a day for your convenience. Whether you need cash after hours or want to check your balance, we've got you covered!

Parking and Accessibility

We understand that accessibility is important. Our branch offers convenient parking options right in front of the building. Plus, we are fully ADA compliant, with ramps and features designed to make your visit smooth and hassle-free.

Services Offered

At Desert Financial, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, personal loans, and credit cards with rewards there's something for everyone! Our online and mobile banking services also make managing your finances easier than ever.

Member Eligibility

Welcome to the vibrant community at Desert Financial! Becoming a member is not just about opening an account; it's about joining a family that supports each other and thrives together. If you're interested in becoming part of our credit union, you'll be pleased to know that eligibility is quite accessible. Generally, individuals who live, work, or worship in the area are welcome to join us. We believe everyone deserves a chance to benefit from our personalized services and competitive rates. For specific details on eligibility, you can visit our website at http://www.desertfinancial.com/en/who-we-are/become-a-member. Once you're ready to take that step, opening an account with us is easy! Our friendly team is here to guide you through the process, ensuring you feel comfortable every step of the way. Whether you have questions about different account types or need assistance with paperwork, we're just a phone call away at (602) 335-4110. Join us at Desert Financial, located at 2501 W Happy Valley Rd Ste 34 Phoenix Az 85085, and experience the difference that comes with being a valued member of our community!

Business Banking & Commercial Services

Enhancing Operations with Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine serving customers more efficiently accepting card payments seamlessly, tracking sales easily, and managing cash flow effectively. Our merchant solutions help you focus on what really matters: growing your business. Located conveniently at 2501 W Happy Valley Rd Ste 34 Phoenix Az 85085 in Phoenix, AZ, we're here to partner with you every step of the way. Contact us at (602) 335-4110 or visit us online at Desert Financial to learn more about how we can support your business goals!

Unlocking Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, our dedicated business banking services will support your growth. From merchant services that streamline transactions to tailored business loans, we're here to help you thrive in today's competitive market.

Connect With Us

At Desert Financial, we are committed to providing comprehensive financial services designed around your needs. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (602) 335-4110 or visit us at our branch location in Phoenix. Together, let's build a brighter financial future!

Loans and Financing

When it comes to financing, we understand that life can throw unexpected expenses your way. That's why we provide auto loans and vehicle financing, making it easier for you to hit the road without financial strain. If you're looking for a place to call home, explore our mortgage loans and refinancing options which can help make homeownership more affordable. For those times when you need extra cash, our personal loans and debt consolidation services can help you manage existing debts or cover unexpected bills efficiently. We also offer credit cards with rewards, allowing you to earn while you spend on things that matter most.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. You can check balances, transfer funds, and even make person-to-person payments from anywhere with just a few taps on your smartphone or tablet. With features like electronic signatures and e-statements, managing your finances has never been easier or more secure.

Personal Banking

One of the core services at Desert Financial is our personal banking options. We offer various checking and savings accounts designed to help you manage your finances effectively. Need quick access to your funds? Our ATM and cash withdrawal services are available 24/7, ensuring you can always get what you need when you need it.

Digital & Online Banking

Key Features for Your Convenience

Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Just a few taps on your phone and you're done! Additionally, if you're looking for fast and secure ways to make purchases, our mobile payments option has you covered simply link your account and enjoy hassle-free transactions. Concerned about security? Rest assured that at Desert Financial, we prioritize your safety. Our electronic signature authorization allows you to securely sign documents online without the need for paper or in-person visits. Plus, e-statements are available so you can keep track of your financial activity while reducing clutter. The user-friendly design of our services ensures that even those who may not be tech-savvy can navigate their accounts easily. With real-time updates and notifications, you'll always know where your money is and how it's being used. Join us at Desert Financial for a smarter way to bank! Whether through our website or our mobile app, we're here to support all of your financial needs with ease and efficiency.

Financial Strength

Commitment to Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our ability to provide $35,444 in used auto loans and $4,226,064,464 in total loans and leases, supporting your goals across various sectors.

Member Trust

The trust our members place in us is evident with 1,037,935 total share accounts, showing a strong and growing member base that believes in our mission. Our net shares available for lending and investments amount to $12,684,564, further illustrating our capacity to meet your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 2501 W Happy Valley Rd Ste 34 Phoenix Az 85085 or call (602) 335-4110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our financial performance is robust as shown by our impressive $60,601,487. This reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees ready to serve you with knowledgeable support.

Secure Savings

Your savings are important to us. Members' funds are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have financing options that fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are here to support your journey with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide flexible terms and competitive rates to help make your dream of owning a home a reality.

Refinancing Options

If you're considering refinancing any existing loans, we offer various options that could lower your monthly payments or reduce your interest rates. Speak with one of our knowledgeable representatives who can guide you through the eligibility process and help you find the best solution for your needs. At Desert Financial, we are committed to transparency and ensuring you have all the information needed to make informed decisions about your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage financing, or business capital, we're here to assist you every step of the way. Reach out today and discover how we can help fulfill your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while providing convenience for everyday purchases.

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