OneAZ Credit Union Phoenix AZ | Quick Personal Loans & Top Checking

Introduction

Welcome to Oneaz, your trusted financial partner located at 1925 W Happy Valley Rd, Phoenix, AZ 85085. Since our establishment in 1972, we have been dedicated to serving our community, ensuring that our nearly 200,000 members enjoy a wide array of financial services tailored to their needs. As a proud member of the local community, we understand the importance of trust and reliability in banking. At Oneaz, we boast total assets exceeding $3.36 billion and maintain a robust net worth of $322,945,765, reflecting our commitment to financial strength and stability. With over 51 dedicated employees ready to assist you, we strive to provide personalized service that makes banking convenient and accessible for everyone. Our offerings are designed with you in mind. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we've got you covered. We currently hold a total loan portfolio of 69,922, ensuring that we can meet diverse lending needs. While members can visit us at our branch address, official correspondence should be sent to the same location at 1925 W Happy Valley Rd, PHOENIX, AZ 85085. If you have any questions or need assistance, feel free to reach out at 602-644-4413. Join us as we continue to build a brighter financial future together! Visit our website at oneazcu.com for more information about our services or stop by today!

Branch History & Mission

Commitment to Community

Our dedication extends into various outreach programs aimed at uplifting those around us. By partnering with local organizations and participating in community events, we strive to make a real difference in the lives of those we serve. Our efforts include educational workshops on financial literacy and initiatives that support local businesses.

Join Us

As technology advances, so do we! With features like online banking and mobile payments available for your convenience, we're here to make your financial journey as smooth as possible. Whether you prefer visiting us in person or accessing services digitally from home, Oneaz is dedicated to meeting your needs. We invite you to experience what makes Oneaz special. Join us today and become part of a community-focused credit union that values you as more than just a number. For inquiries or assistance, call us at 602-644-4413 or visit our website. Together, let's build a brighter financial future!

Our Mission

At Oneaz, our mission is simple: to empower individuals and families by providing them with the financial tools they need to thrive. We believe in making banking straightforward and inclusive. Our commitment goes beyond numbers; it's about building relationships and fostering a sense of belonging within the community. While members can visit us at 1925 W Happy Valley Rd, official correspondence should be sent to 1925 W Happy Valley Rd, Phoenix, AZ 85085 if different. We ensure that everyone feels welcome at our branch with ADA compliance standards met for all facilities.

Our Story

From our humble beginnings, Oneaz has always prioritized the needs of our members. We started as a small credit union with a vision to provide accessible financial services for everyone in our community. As we evolved, we embraced modern banking solutions while staying true to our mission of serving our members first. In the past five decades, we've expanded our offerings significantly. Today, we provide a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We are committed to supporting not just individual financial goals but also contributing positively to the community that supports us.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 602-644-4413. Our friendly staff is ready to assist you with anything you need. We invite you to visit us at Oneaz in Happy Valley your trusted partner in achieving financial success!

Nearby Landmarks and Accessibility

Nestled in the heart of Maricopa County, our branch is just a short drive from the bustling shops and restaurants along Happy Valley Road. If you're heading to or from the nearby Deer Valley Park or the popular Norterra shopping area, consider making a quick pit stop with us! For your convenience, we offer ample parking right outside the branch, complete with ADA-compliant access features such as ramps and designated spaces to ensure everyone can easily reach us.

Operating Hours and Services

Our doors are open to serve you from 9 AM to 6 PM on Mondays and Fridays, and from 9 AM to 5 PM on Tuesdays, Wednesdays, and Thursdays. Need assistance after hours? No problem! You can access our ATM any time of day for cash withdrawals and balance checks. At Oneaz, we take pride in offering a variety of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking accounts or auto loans, or perhaps business banking options such as merchant services, we've got you covered! Plus, enjoy the convenience of our drive-thru service for basic transactions without leaving your car.

Member Eligibility

Joining the Oneaz family is more than just opening an account; it's about becoming part of a supportive community that values your financial well-being. To be eligible for membership at Oneaz, you simply need to live, work, worship, or attend school in our local area. We believe that everyone deserves access to financial services that empower them, and we warmly welcome individuals from all walks of life. For detailed eligibility criteria, feel free to visit our website at this link. Opening your account is a breeze! You can start the process online or visit us at our convenient location: 1925 W Happy Valley Rd, Phoenix, AZ 85085. Our friendly team is ready to assist you every step of the way. If you have any questions, don't hesitate to call us at 602-644-4413. At Oneaz, we're excited to help you achieve your financial goals and make your banking experience as enjoyable as possible!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept payments seamlessly at your store or online allowing you to focus on what you do best: serving your customers. Our solutions are tailored to ensure your transactions are smooth and secure. Visit us at 1925 W Happy Valley Rd Phoenix Az 85085 in Phoenix, AZ, or give us a call at (602) 644-4413 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

If you prefer face-to-face interactions, our basic drive-thru banking service allows for quick deposits and withdrawals without leaving your car. For those on the go, our ATM services provide easy access for cash withdrawals and balance checks. At Oneaz, we strive to create an environment where banking is simple and accessible for everyone. Our dedicated team is ready to assist you with any questions or concerns you may have about our services. To learn more about how we can help meet your financial needs or to open an account today, give us a call at (602) 644-4413 or visit us at 1925 W Happy Valley Rd Phoenix Az 85085 in Phoenix, AZ. Join us at Happy Valley where your financial well-being is our priority!

Business Solutions

For business owners, we provide comprehensive banking solutions, including merchant services and business loans. We know how important it is for businesses to have access to reliable financial support, and we're here to help your business thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our online and mobile banking services allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few taps on your smartphone.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that fit your lifestyle. Whether you're saving for a rainy day or managing daily expenses, our accounts come with features that make banking easy and accessible. When it comes to financing, we offer auto loans and vehicle financing options to help you get behind the wheel without breaking the bank. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. Additionally, we have personal loans available for those unexpected expenses or debt consolidation needs.

Rewarding Credit Options

At Oneaz, we believe in rewarding our members. Our credit cards come with rewards that can benefit your everyday purchases, making it easier for you to earn while you spend.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.oneazcu.com/ , allows you to view your account balances, pay bills, and transfer funds with ease. Whether you're using a computer or our mobile application, you can manage your money on the go. Plus, we offer electronic signature authorization, so you can sign documents securely without needing to visit a branch. For those who prefer paperless options, we provide e-statements that give you easy access to your financial information while helping the environment. You'll receive notifications when your statements are ready, making it simple to stay up-to-date.

Security and Accessibility

Security is at the heart of what we do. Our online banking services are designed with your safety in mind. Rest assured that your information is protected through advanced encryption technologies. We want you to feel confident while handling your finances online. Additionally, our mobile payments feature lets you make purchases directly from your smartphone. This means no more fumbling for cash or cards just quick and easy transactions wherever you are. If you need to send money to friends or family, our person-to-person transfer option makes it simple and fast. With 24/7 online banking services available at Oneaz, managing your finances has never been more accessible. Whether it's checking balances late at night or transferring funds during lunch breaks, we've got you covered. Experience the freedom of digital banking today and see how Oneaz can help simplify your financial life!

Financial Strength

A Dedicated Team

We pride ourselves on having a strong team dedicated to serving you our workforce includes 461 full-time employees and 52 part-time employees ready to assist with any of your banking needs. Our commitment extends beyond numbers; it's about building relationships with our members.

Community Trust

Our solid financial footing shows through the trust we've earned from our community. We have a total of 409,098 share accounts, reflecting a growing member base that values what we offer. Your choice to bank with us helps us serve you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 1925 W Happy Valley Rd Phoenix Az 85085 or call (602) 644-4413 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are our priority. Members' funds are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, we ensure that our resources benefit you through better loan rates and exclusive perks.

Reinvesting for You

We believe in reinvesting for a brighter future. With $314,420,578 in undivided earnings, we enhance our banking tools, strengthen lending options, and improve security measures all aimed at better serving you. Our lending capacity is robust; with $18,962 in used auto loans and $2,272,424,037 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to maintaining a solid capital foundation is reflected in our net worth ratio of $959. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. We offer options for both new and used vehicles, ensuring you have the financing you need to make your purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; our dedicated team is here to help support your financial needs. If you're considering refinancing any of your current loans or would like more information on eligibility options for our loan products, please don't hesitate to reach out. For more details about our offerings or to speak with one of our representatives, feel free to call us at 602-644-4413 or visit us at 1925 W Happy Valley Rd Phoenix AZ 85085. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards financial freedom starts here at Oneaz!

Credit Lines and Personal Loans

Managing everyday expenses can be challenging. That's where our credit lines come in handy. With total credit lines available reaching $976,870,303, we can help you access funds when you need them most. Additionally, we provide unsecured credit card loans totaling $84,546,231, giving you flexible terms to manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help borrowers make informed decisions based on accurate data. LendMesh ensures that all loan comparisons are precise and reliable. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust they are seeing fair and transparent offers tailored to their needs. The benefits of using LendMesh are substantial: - Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to compare options side by side and make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be for finding better financial solutions. If you want to see how much you could save or what options are available to you, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ONEAZ CREDIT UNION - Phoenix, AZ

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans