Home Equity Loans in Saratoga Springs, UT

Looking for the best home equity loan rates in Saratoga Springs, UT? Compare offers from trusted local lenders to find flexible terms that fit your needs. Whether you’re planning renovations or consolidating debt, there’s a great option waiting for you here.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Utah Community has a HELOC with rates today ranging from 6.24% to 9.49% . These rates are higher than 7 days ago when they ranged from 4.24% to 6.49% , and also up compared to 30 days ago at 4.49% to 6.49% . The current range matches the 60–and 90–day ranges of 4.49% to 9.49% .

Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. University First has a Home Equity rate range of 7.24% to 7.99% today. There is no data to compare this rate to 7 or 30 days ago. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Saratoga Springs, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
UTAH COMMUNITY FEDERAL CREDIT UNION
1364 N COMMERCE DR SARATOGA SPRINGS UT 84045
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,117,080,878
Deposits: $103,478,042
Net Worth: $310,309,504
Employees: 533
Members: 243,731
CYPRUS FEDERAL CREDIT UNION
74 W CROSSROADS BLVD SARATOGA SPRINGS UT 84045
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,816,997,678
Deposits: $63,239,360
Net Worth: $212,432,286
Employees: 460
Members: 139,902
MOUNTAIN AMERICA FEDERAL CREDIT UNION
25 E CROSSROADS BLVD SARATOGA SPRINGS UT 84045
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
AMERICA FIRST FEDERAL CREDIT UNION
1420 N COMMERCE DR SARATOGA SPRINGS UT 84045
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
UNIVERSITY FIRST FEDERAL CREDIT UNION
213 WEST CROSSROADS BLVD SARATOGA SPRINGS UT 84045
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,988,231,076
Deposits: $53,753,096
Net Worth: $195,181,471
Employees: 425
Members: 129,518

🏘️ All the Lenders Available in Utah County, UT

✅UTAH COMMUNITY FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅ALPINE CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅OREM CITY EMPLOYEES FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅PROVO POLICE FIRE DEPT CREDIT UNION
✅FREEDOM 67129 CREDIT UNION
✅C U P FEDERAL CREDIT UNION
✅NEBO CREDIT UNION
✅PACIFIC HORIZON CREDIT UNION

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