UNIVERSITY FIRST FEDERAL CREDIT UNION

Welcome to University First, your trusted financial partner located at 213 West Crossroads Blvd, Saratoga Springs, UT 84045. Established in 1956, we take pride in our commitment to serving our community and providing personalized banking solutions tailored to meet your needs. With over 129,518 members and assets exceeding $1,988,231,076, we are dedicated to ensuring financial well-being for everyone we serve. At University First, our mission goes beyond just numbers; it's about making a difference in the lives of our members. We understand that financial decisions can be overwhelming, which is why our team of 425 employees is here to guide you every step of the way. Under the leadership of CEO Jack Buttars and Board President Craig Bohn, we strive to create a welcoming environment where your financial goals are within reach. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 3450 S Highland Dr, Salt Lake City, UT 84106-3375. Whether you're looking for personal banking services like checking accounts and auto loans or business solutions such as merchant services and business loans, we've got you covered. With a strong net worth of $195,181,471 and total deposits amounting to $53,753,096, we stand solidly behind our members' financial futures. Our commitment extends to offering innovative services such as online and mobile banking so you can manage your finances anytime, anywhere. Ready to experience exceptional service? Call us today at 385-484-7453 or visit our website at http://www.ufirstcu.com to learn more about how we can assist you on your financial journey!

At University First, we take pride in our rich legacy of service and community support that has flourished since our establishment in 1956. Located at 213 West Crossroads Blvd, Saratoga Springs, UT 84045, we have grown from a small credit union into a trusted financial partner for over 129,518 members. Our journey reflects not just our commitment to providing exceptional financial services but also our dedication to fostering strong relationships within the community. From the beginning, our mission has been clear: to empower our members with accessible and affordable financial solutions while contributing positively to the communities we serve. This commitment drives everything we do, from offering competitive rates on loans and deposits to providing a range of services including personal banking, auto loans, mortgages, and business banking solutions. Over the years, we've made significant strides in enhancing our services. With total assets now exceeding $1,988,231,076, we continue to adapt to the evolving needs of our members. Our drive-thru service and ATM availability ensure that access to your finances is easy and convenient. We also offer digital banking options like online banking and mobile payments so you can manage your accounts anytime, anywhere. While members can visit us at 213 West Crossroads Blvd, official correspondence should be sent to 3450 S Highland Dr, Salt Lake City, UT 84106-3375. Our operating hours are designed with your convenience in mind: lobby hours are from 9:00 AM to 5:00 PM on weekdays, while drive-up ITM hours extend until 6:00 PM. Our mission goes beyond just banking; it's about making a meaningful impact. We actively engage in community outreach efforts and partnerships that support local initiatives. Whether through financial education programs or charitable donations, we strive to uplift those around us. Join us at University First where you'll find more than just financial products you'll discover a community that genuinely cares about your success. Experience the benefits of membership today by visiting our branch or calling us at 385-484-7453. Together, let's build a brighter future!

Becoming a member of University First feels like joining a friendly community that truly cares about your financial well-being. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds and offer a range of services to help you meet your financial goals. Not only do our members enjoy competitive rates on loans and savings, but they also benefit from personalized support every step of the way. For specific eligibility details, feel free to check out this resource: . Opening an account is simple and straightforward just give us a call at (385) 484-7453 or visit us at our branch located at 213 West Crossroads Blvd Saratoga Springs Ut 84045. Our friendly team is ready to assist you with any questions and guide you through the process of becoming part of the University First family. Whether you're looking for checking accounts, auto loans, or online banking options, we're here to make your experience as smooth as possible. Don't hesitate to reach out; we can't wait to welcome you!

At University First, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our platform allows you to handle your banking needs with just a few taps or clicks. With our online banking services, you can access your accounts 24/7. Need to check your balance, pay bills, or transfer money? You can do all that and more from the comfort of your home or while out running errands. Plus, for those who love to keep things paperless, we provide e-statements, making it easy to stay organized and environmentally friendly. Security is always a top priority for us. Our electronic signature authorization feature lets you sign documents digitally, ensuring a safe and efficient process without the hassle of paperwork. And if you're looking to send money to friends or family quickly, our person-to-person transfer service makes it simple and instant. For even more convenience, don't forget about our mobile application! Available for download on various platforms, this app puts the power of banking right in your pocket. You can make mobile payments easily, giving you flexibility when shopping or dining out. At University First, we strive to offer user-friendly solutions that allow you to manage your finances anytime, anywhere. From checking account balances to sending money with ease, our digital banking services are tailored to meet the needs of our members. Explore everything we have to offer today at http://www.ufirstcu.com .

At University First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a solid foundation to ensure that your financial needs are met with confidence and care. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $22,039 in used auto loans and $1,687,844,184 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 260,500, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 213 West Crossroads Blvd Saratoga Springs Ut 84045 or call (385) 484-7453 to learn more about how we can help you achieve your financial goals.