Utah Community Credit Union Saratoga Springs UT | Best Auto Loans & Business Banking

Introduction

Welcome to Utah Community, your trusted financial partner located at 1364 N Commerce Dr, Saratoga Springs, UT 84045. Established in 1955, we have proudly served our members for over six decades, fostering a strong community spirit and commitment to financial well-being. With a membership base of 243,731, we are dedicated to providing personalized banking solutions that truly meet the needs of our diverse members. At Utah Community, we understand that every member's financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our total assets stand at an impressive $3,117,080,878, reflecting our strength and stability in the financial sector. We also manage $103,478,042 in deposits and have granted a substantial number of loans 95,427 in total to help our members achieve their dreams. Under the leadership of our CEO Justin Olson and Board President Linda Makin, our team of 533 employees is committed to making your experience seamless and rewarding. We pride ourselves on being approachable and responsive to your needs. While you can visit us at our branch for all your banking requirements, official correspondence should be directed to our mailing address: 1364 North Commerce Drive, Saratoga Springs, UT 84045. Whether you're looking for assistance with everyday banking or exploring options for larger financial goals, we're here to guide you every step of the way. Feel free to reach out at 801-223-8188 or explore more about us online at UCCU. Join us today and discover how we can support your financial aspirations!

Branch History & Mission

Commitment to Service

As part of our promise to put our members first, we are dedicated to providing exceptional service. Our operating hours are designed with you in mind: Monday through Friday from 8:30 AM to 6:00 PM. Additionally, we offer convenient ATM access and drive-thru banking options for quick transactions. While members can visit us at 1364 N Commerce Dr for all their banking needs, official correspondence should be sent to the same address for consistency.

Join Us

We invite you to experience the benefits of being part of Utah Community. Whether you're looking for personal banking solutions or need assistance with loans and financing options, we're here to help every step of the way. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 801-223-8188 or visit us online at Utah Community.

Our Journey

From humble beginnings, Utah Community has blossomed into a trusted financial partner for over 243,000 members. The branch is located at 1364 N Commerce Dr, a central spot that makes it easy for our members to reach us. With nearby landmarks that include local shops and parks, we are proud to be part of the vibrant Saratoga Springs community. Over the years, we have achieved significant milestones in our growth. Today, we proudly manage total assets exceeding $3.1 billion, demonstrating our stability and dedication to serving our members well. Our evolution includes not just expanding our membership but also enhancing the variety of services we offer ranging from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services.

Our Mission

At Utah Community, our mission goes beyond numbers; it's about making a real difference in people's lives. We believe in empowering individuals and families through financial education and support. Our goal is to help you achieve your dreams whether it's buying your first home, financing a vehicle, or starting a business. Our commitment extends into community outreach as we actively engage in local initiatives and partnerships aimed at improving the lives of those around us. We understand that when our community thrives, we all benefit.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and ample parking to ensure everyone can access our services comfortably. Plus, if you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

Visit us Monday through Friday from 8:30 AM to 6:00 PM. We understand that your schedule can be busy, so we strive to provide convenient hours that fit your lifestyle. If you have any questions or need assistance, feel free to give us a call at 801-223-8188.

Services Offered

At Utah Community Credit Union, we offer a wide range of financial services designed to meet your needs. From personal checking and savings accounts to auto loans and mortgage options, we're here to help you achieve your financial goals. With ATM availability on-site, you can easily access cash whenever you need it. We invite you to come by and experience the friendly service that sets us apart. Whether you're a current member or looking to join our community-focused credit union, we look forward to welcoming you soon!

Member Eligibility

Joining the Utah Community community is more than just opening a bank account; it's about becoming part of a supportive family that looks out for your financial well-being. To become a member, you'll need to meet some straightforward eligibility criteria. Essentially, if you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! This means that no matter where you are in your financial journey, our doors are open to welcome you. Once you're a member, you can enjoy numerous benefits, from personalized service to competitive rates on loans and accounts. Getting started is simple! Just head over to our website at https://www.uccu.com/disclosures/ for all the details on membership requirements. If you're ready to take the next step and open an account, check out https://www.uccu.com/open-account/, which guides you through the process seamlessly. Should you have any questions or need assistance along the way, feel free to call us at (801) 223-8188 we're here to help! Your journey toward financial empowerment begins with Utah Community at 1364 N Commerce Dr Saratoga Springs Ut 84045, and we can't wait to support you every step of the way.

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a partner that simplifies your payment processes. Our merchant services allow you to accept payments easily, giving you more time to focus on what you do best running your business. From credit card processing to online payment solutions, we ensure you have the tools needed for smooth transactions. Located at 1364 N Commerce Dr Saratoga Springs Ut 84045 in Saratoga Springs, UT, we're here to help your business thrive. Call us today at (801) 223-8188 to learn how we can support your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses, we understand that every dollar counts. That's why we offer tailored business banking solutions, including merchant services and business loans to help your business thrive. We are here to support entrepreneurs in achieving their goals and enhancing their operations.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Saratoga Springs, we provide robust online and mobile banking features. Access your accounts anytime, anywhere through our secure platform. Whether it's checking balances, making transfers, or paying bills on the go, we've got you covered. You can also enjoy hassle-free cash access with our ATM & cash withdrawal services, ensuring you never have to go far to get your money. For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car.

Get Started Today!

Ready to explore how Utah Community can help meet your financial needs? Visit us at 1364 N Commerce Dr Saratoga Springs Ut 84045 in Saratoga Springs, UT, or give us a call at (801) 223-8188 for more information. We are committed to supporting you with friendly service and expert advice every step of the way! Whether you're opening an account or seeking guidance on loans, we're here for you. Don't wait experience the difference today!

Personal Banking Solutions

For individuals and families, we offer a variety of personal banking options. Start with our checking and savings accounts that help you manage your day-to-day finances effortlessly. If you're in the market for a vehicle, our auto loans and vehicle financing options are designed to get you on the road without breaking the bank. Are you thinking about purchasing a home? Our mortgage loans and refinancing products can guide you through one of life's most significant investments. Plus, if you have existing debt weighing you down, our personal loans and debt consolidation services can provide the relief you need to regain control of your finances. Don't forget to check out our credit cards with rewards, perfect for those who want to earn while they spend. Enjoy perks that can make your everyday purchases more rewarding.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, meaning you can check your account balance, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you'll have real-time access to your accounts. Plus, our mobile application makes banking even easier. You can download it for quick access to your financial information right from your smartphone. Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that without any hassle. You can also enjoy the convenience of mobile payments, making purchases simple and fast.

Security and Ease of Use

Security is our top priority. That's why we offer electronic signature authorization for added peace of mind when signing documents online. And if you prefer paperless statements, you'll be pleased to know that e-statements are readily available. This not only helps the environment but keeps your financial information organized and easily accessible. At Utah Community, we strive to make your banking experience as user-friendly as possible while ensuring top-notch security measures. Enjoy the benefits of managing your finances from the comfort of your home or while out and about all with the trusted support of Utah Community behind you!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 1364 N Commerce Dr Saratoga Springs Ut 84045 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 543,082 share accounts established, it's clear that our growing member base trusts us with their finances.

Investing in Our Members

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand the importance of supporting your goals; that's why we have $36,570 in used auto loans and $2,652,450,940 in total loans and leases available to help you achieve your dreams. Our commitment to operational efficiency shines through with a net income of $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

If you're a business owner looking for growth opportunities, our outstanding commercial loans totaling $709,318,858 provide the capital needed for expansion. We also understand that life changes and sometimes refinancing is necessary. If you're interested in eligibility options or refinancing your existing loans with us, don't hesitate to ask how we can assist. At Utah Community Credit Union, we're committed to helping you navigate your financial journey with clarity and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter your needs be it auto loans or mortgages we're here to help make your aspirations attainable. Visit us today or give us a call!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we can help you secure financing that fits your budget.

Credit Lines and Unsecured Loans

For those who need flexibility in managing expenses, we offer competitive rates on credit lines totaling $751,777,378. Additionally, our unsecured credit card loans amounting to $45,257,198 are designed to help members effectively manage their finances without collateral. These options provide peace of mind and the ability to handle unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, making buying or refinancing simple. We work with you to find the right mortgage solution that aligns with your financial situation.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to help users make informed financial decisions. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This process guarantees that the offers presented are fair and transparent, reflecting true market conditions. One of the key benefits of using LendMesh is its emphasis on verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach means that users receive unbiased results tailored to their specific needs. LendMesh also provides real-time rate comparisons, allowing users to access up-to-date loan rates from multiple institutions. This timely information is crucial for making informed choices about loans that suit individual financial situations. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of this tool in delivering reliable outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans