Cyprus Credit Union Saratoga Springs UT | Best Auto Loans & ATM Services

Introduction

Welcome to Cyprus Credit Union, your trusted financial partner located at 74 W Crossroads Blvd, Saratoga Springs, UT 84045. Established in 1935, we've proudly served our community for over eight decades, building strong relationships with our 139,902 members and providing them with reliable financial services. Whether you're looking for personal banking solutions, auto loans, or business financing, we are dedicated to meeting your needs with a focus on service and support. At Cyprus, we take pride in our substantial assets totaling $1,816,997,678 and a robust deposit base of $63,239,360. Our commitment to our members is reflected in our solid net worth of $212,432,286 and the cash readily available to serve you over $16,237,720. With an experienced team of 460 employees, led by CEO Todd Adamson and Board President Richard Stapler, we're here to help you navigate your financial journey with ease. While members can visit us at our branch location for various services including checking and savings accounts, auto loans, mortgages, and more, please note that official correspondence should be sent to our mailing address at 3876 W Center View Way, West Jordan, UT 84084. With a history rooted in community support and financial empowerment, Cyprus Credit Union continues to thrive as a cornerstone of Saratoga Springs. We invite you to experience the difference that comes from being part of a member-focused institution. For any inquiries or assistance, don't hesitate to reach out at 801-766-4447 or explore our services online at cypruscu.com. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Cyprus, a cornerstone of the Saratoga Springs community since 1935. Located at 74 W Crossroads Blvd, this branch has evolved significantly over the decades, nurturing financial growth and well-being for its members. With a rich history and unwavering commitment to service, Cyprus has grown alongside its community, now boasting a membership of over 139,900 individuals who trust us with their financial needs. Since our inception, Cyprus has always prioritized the well-being of our members. We began as a small credit union focused on providing accessible financial services to local families and businesses. Over the years, we have expanded our offerings and embraced modern banking technologies while remaining true to our roots in community service. Today, our total assets stand at an impressive $1,816,997,678, reflecting our stability and ability to support you better. Our mission is simple yet profound: to empower our members through personalized financial solutions while fostering a sense of belonging within the community. At Cyprus, we believe that banking should be more than just transactions; it should be about building relationships and providing support during life's ups and downs. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, business banking solutions, and online banking options tailored to meet your needs. While members can visit us at 74 W Crossroads Blvd Saratoga Springs Ut 84045, official correspondence should be sent to 3876 W Center View Way in West Jordan for any necessary documentation or inquiries. Our branch is conveniently located near key landmarks that make it easy for you to stop by during your busy day. In addition to traditional banking services, Cyprus is committed to making banking easier for everyone. We provide access to ATMs and drive-thru banking for quick transactions. Our shared service center allows you to perform essential banking functions even when you're away from your home branch. We're dedicated to serving all individuals in our area with ADA-compliant facilities and customer-centric initiatives. Community outreach is at the heart of what we do. From local sponsorships to educational workshops aimed at improving financial literacy, Cyprus actively engages with residents in meaningful ways. We believe in giving back because when our community thrives, so do we. Join us at Cyprus today! Experience how we blend exceptional service with innovative solutions designed for you. Whether you're looking for assistance with personal finance or business needs, we're here every step of the way. Visit us or give us a call at (801) 766-4447 let's build a brighter future together!

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 801-766-4447. Our friendly staff is here to help you with any inquiries or services you may need. We invite you to visit us today at Cyprus Credit Union where your financial well-being is our priority!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a short drive from the beautiful Utah Lake and close to several shopping centers. You'll appreciate the ample parking available, ensuring a hassle-free visit. We are committed to accessibility; our facility is ADA compliant, featuring ramps and other amenities to assist all members of our community.

Operating Hours and Services

At Cyprus Credit Union, we understand that your time is valuable. That's why we offer convenient operating hours our lobby is open Monday through Friday from 8:30 AM to 6:00 PM, and on Saturdays, our drive-thru service operates from 9:00 AM until 1:30 PM. With both ATM availability and a drive-thru option, accessing your funds has never been easier! We take pride in offering a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Additionally, as part of our commitment to serving you better, we offer shared service transactions for members of partner credit unions.

Member Eligibility

At Cyprus, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in our service area, you're likely eligible to join us. We also extend membership to family members of current members, making it simple for you to share the benefits of being part of our credit union family. Joining Cyprus opens the door to a range of advantages, including personalized service, competitive rates on loans and savings accounts, and access to various financial products tailored just for you. To learn more about the specific eligibility requirements and details, feel free to visit our website at http://www.cypruscu.com/about/membership . When you're ready to start your journey with us, opening an account is a breeze! Just check out the account opening process here: https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . If you have any questions or need assistance, don't hesitate to reach out at (801) 766-4447. We can't wait to welcome you into our community at Cyprus, located at 74 W Crossroads Blvd Saratoga Springs Ut 84045!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having the ability to process payments quickly and efficiently while focusing on what you do best running your business. Our merchant services allow you to accept various payment methods seamlessly. This means happier customers and more sales. From mobile payments to online transactions, we offer practical solutions that meet your everyday needs as a business owner. Located at 74 W Crossroads Blvd Saratoga Springs Ut 84045, Saratoga Springs, UT, our dedicated team is here to help you navigate your financial journey. Call us at (801) 766-4447 or visit us today to discover how we can support your business!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Cyprus offers comprehensive Business Banking solutions. From Merchant Services that make transactions seamless for your customers to flexible Business Loans that fuel growth and expansion, we're here to support your business ambitions.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our robust Online & Mobile Banking platform allows you to manage your accounts from anywhere at any time. Need to check your balance or transfer funds? Just log in from your smartphone or computer! We also offer easy-to-use ATM services for cash withdrawals and balance checks, ensuring you're always connected to your finances.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions without leaving their vehicle, our Drive-Thru Banking offers quick access for deposits and withdrawals. Additionally, if you're a member of another credit union, our shared branch transactions allow for deposits and withdrawals at partner locations making banking easy no matter where life takes you.

Get Started Today!

With so many ways to serve you from personal banking solutions and loans to business services Cyprus is committed to meeting all your financial needs. Ready to learn more about how we can assist you? Give us a call at 801-766-4447, or visit us online at Cyprus to explore all the services we offer! We look forward to helping you achieve financial success!

Loans Made Easy

When it comes to financing, we know how important it is to have options. That's why we provide Auto Loans & Vehicle Financing to help you get behind the wheel of your dream car without breaking the bank. If you're considering purchasing a home, our Mortgage Loans & Refinancing services will guide you through every step of the process, ensuring you find the right loan for your situation. Need some extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options can help simplify your finances by combining debts into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn points on purchases while enjoying benefits like cashback or travel rewards.

Personal Banking

We offer a variety of Personal Banking options, including checking and savings accounts tailored to fit different lifestyles. Imagine having a checking account that not only helps you manage your daily expenses but also earns interest! Our savings accounts provide a safe place for your money while giving you the flexibility to access it whenever needed.

Digital & Online Banking

Key Services

Our online banking platform provides a user-friendly experience where you can check your balances, transfer funds, and pay bills with just a few clicks. You can even send money to friends and family quickly through our person-to-person transfer feature, making it simple to split bills or send gifts without the hassle of cash. Want to go paperless? We offer e-statements for those who prefer a more eco-friendly approach. Plus, with electronic signature authorization, signing documents has never been easier no more printing or mailing forms!

Mobile Banking Made Easy

On the go? Our mobile application brings all the power of our online banking right to your fingertips. You can manage your accounts while commuting, running errands, or enjoying a day out. With mobile payments enabled, you can make purchases directly from your phone, ensuring you always have access to your funds when you need them.

Security You Can Trust

We prioritize your security as much as convenience. Our digital banking services are fortified with advanced security measures so you can bank confidently without worrying about unauthorized access. Whether you're checking your account balance late at night or making a quick payment while waiting in line, Cyprus is here to support you every step of the way. Join us today and experience the ease of modern banking!

Financial Strength

Growing Membership Base

Total Share Accounts: 286,171 showcase a strong and growing member base that trusts us with their finances. Our commitment to you is evident in everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 74 W Crossroads Blvd Saratoga Springs Ut 84045 or call (801) 766-4447 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Your savings are our priority. Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on you our members. With non-member deposits at $16,064,000, we ensure our resources are dedicated to benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our strong financial performance is reflected in our $10,255,266, which enables us to keep offering competitive loan rates and quality financial products tailored for you. We also take pride in having 380 full-time employees and 80 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Reinvestment for Your Benefit

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continuously improve your banking experience. Our lending capacity is robust, with $29,322 in used auto loans and $1,620,908,956 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for our ability to support your financial needs now and in the future. Our net worth ratio of $1,166 demonstrates a solid capital base. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For business owners looking for growth opportunities, our outstanding commercial loans totaling $216,378,186 provide essential capital to expand operations or invest in new ventures. Additionally, our total credit lines amount to $366,090,151, offering further flexibility for managing cash flow. If you're interested in refinancing your existing loans or want to explore eligibility options, we are here to help guide you through the process. Our team is dedicated to finding solutions that fit your unique circumstances. For more information about our loan offerings or to get started today, don't hesitate to contact us at (801) 766-4447, or visit us at our branch located at 74 W Crossroads Blvd Saratoga Springs Ut 84045 in Saratoga Springs, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Choose Cyprus as your trusted partner in achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got options tailored for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820. We make buying or refinancing simple and straightforward, ensuring you have the financial support needed for one of life's biggest investments.

Unsecured Credit Card Loans

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans available. This allows our members to navigate their day-to-day expenses with ease while enjoying the benefits of responsible credit use.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures that its loan comparisons are accurate and reliable. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from reputable institutions guarantees that users receive fair and transparent offers.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans