Home Equity Loans in Bountiful, UT

If you’re in Bountiful, UT, and searching for the lowest HELOC rates, you’re in the right place. Compare local lenders offering competitive rates and flexible terms tailored to your needs—whether it’s home improvements or consolidating debt.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Utah Community has a HELOC with rates today ranging from 4.24% to 6.49% . These rates are the same as 7 days ago but lower than 30, 60, and 90 days ago, when the range started at 4.49% and went up to 9.49% . The lower starting rate today shows a decrease compared to earlier months.

Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% today, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. University First has a Home Equity rate range of 7.24% to 7.99% today. There is no data to compare this rate to 7 or 30 days ago. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Bountiful, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
SECURITY SERVICE FEDERAL CREDIT UNION
95 E 500 S BOUNTIFUL UT 84010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $13,646,807,251
Deposits: $1,151,145,295
Net Worth: $1,495,229,006
Employees: 1969
Members: 760,148
CHEVRON FEDERAL CREDIT UNION
273 W 500 S BOUNTIFUL UT 84010
P2P
E-Statements
E-Signature
Assets: $4,837,830,041
Deposits: $411,999,429
Net Worth: $655,962,877
Employees: 354
Members: 137,630
MOUNTAIN AMERICA FEDERAL CREDIT UNION
1849 S 500 W WOODS CROSS UT 84010
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
GOLDENWEST FEDERAL CREDIT UNION
2085 S ORCHARD DR BOUNTIFUL UT 84010
ATM
Drive-Thru
P2P
E-Statements
Assets: $3,386,924,532
Deposits: $296,597,567
Net Worth: $444,742,290
Employees: 765
Members: 193,174
AMERICA FIRST FEDERAL CREDIT UNION
48 N 500 W BOUNTIFUL UT 84010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
AMERICA FIRST FEDERAL CREDIT UNION
2280 S ORCHARD DR BOUNTIFUL UT 84010
ATM
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
DESERET FIRST FEDERAL CREDIT UNION
260 N 500 W BOUNTIFUL UT 84010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,120,490,042
Deposits: $61,568,172
Net Worth: $89,349,862
Employees: 219
Members: 80,848
UNIVERSITY FIRST FEDERAL CREDIT UNION
1535 N MAIN ST BOUNTIFUL UT 84010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,988,231,076
Deposits: $53,753,096
Net Worth: $195,181,471
Employees: 425
Members: 129,518
UNIVERSITY FIRST FEDERAL CREDIT UNION
361 W 500 S BOUNTIFUL UT 84010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,988,231,076
Deposits: $53,753,096
Net Worth: $195,181,471
Employees: 425
Members: 129,518
HORIZON UTAH FEDERAL CREDIT UNION
1589 S 500 W WOODS CROSS UT 84010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $181,004,016
Deposits: $19,770,374
Net Worth: $21,508,272
Employees: 48
Members: 12,689
UTAH FIRST FEDERAL CREDIT UNION
1520 S 500 W WOODS CROSS UT 84010
ATM
Drive-Thru
P2P
E-Statements
Assets: $1,033,860,530
Deposits: $103,278,880
Net Worth: $100,851,166
Employees: 144
Members: 40,250
FIREFIGHTERS CREDIT UNION
585 W 500 S BOUNTIFUL UT 84010
P2P
E-Statements
E-Signature
Assets: $64,671,871
Deposits: $12,688,043
Net Worth: $7,122,941
Employees: 9.0
Members: 3,449

🏘️ All the Lenders Available in Davis County, UT

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅HORIZON UTAH FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅FIREFIGHTERS 67079 CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅FLEXPAK FEDERAL CREDIT UNION
✅HOLLYFRONTIER EMPLOYEES CREDIT UNION

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