Goldenwest Credit Union Bountiful UT | Best Auto Loans & Business Banking

Introduction

Welcome to Goldenwest Credit Union, your trusted partner in financial growth and community support since 1936. Located conveniently at 2085 S Orchard Dr, Bountiful, UT 84010, we pride ourselves on being more than just a financial institution; we are a cornerstone of the community, serving over 193,000 members with dedication and care. At Goldenwest, our commitment extends beyond banking. We manage total assets of over $3.38 billion, ensuring that our members have access to the resources they need for personal and business success. With a robust portfolio of 141,134 loans, we strive to provide tailored solutions that meet your unique financial needs whether it's purchasing a new vehicle or consolidating debt. Our team, led by CEO Kerry Wahlen and Board President Dan Musgrave, is here to support you every step of the way. With 765 employees working diligently to enhance your experience, we offer a variety of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Plus, our online and mobile banking options make managing your finances easier than ever. While you can visit us at our Bountiful branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. With a strong net worth of $444,742,290 and cash reserves totaling $45,465,333, you can trust that your money is secure with us. We believe in fostering relationships built on trust and transparency while making a positive impact in our community. Ready to take the next step towards achieving your financial goals? Call us today at 801-621-4550 or explore our website at Goldenwest Credit Union to learn more about how we can help you thrive!

Branch History & Mission

Commitment to Accessibility

Goldenwest also prioritizes accessibility for all members. Our branch features ADA-compliant facilities and offers various digital advancements like online banking and mobile payments to ensure that every member can manage their finances conveniently and securely. While members can visit us at 2085 S Orchard Dr, official correspondence should be sent to P.O. Box 1111, Ogden, UT 84402. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM (with drive-thru service until 6:00 PM), and Saturday from 9:00 AM to 2:00 PM.

Join Us

As we continue our journey of growth and service in Bountiful, we invite you to become part of the Goldenwest family. Experience firsthand the benefits of membership where your financial success is at the heart of everything we do. Reach out today at 801-621-4550 or visit our website at gwcu.org for more information on how you can join us in shaping a brighter financial future together!

Our Mission

Our mission is simple yet profound: to empower individuals and families through exceptional financial services while fostering a strong sense of community. At Goldenwest, we believe that everyone deserves access to quality banking options that meet their unique needs. We offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. In addition to our comprehensive financial offerings, we are deeply committed to supporting our local community. Our outreach initiatives focus on education and assistance programs designed to help members achieve their financial goals. We understand that true success goes beyond numbers; it's about building relationships and enhancing lives.

Branch Location & Accessibility

Convenient Access

Our location is not just about being easy to find; it's designed with your comfort in mind. With ample parking available and features that ensure accessibility for all, including ADA-compliant entrances and ramps, everyone can feel welcome at our branch. Plus, if you need to reach us by mail, please note that correspondence should be sent to P O Box 1111 in Ogden, UT.

Services Tailored for You

At Goldenwest, we offer a variety of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have the solutions you need. Our ATM is always available for cash withdrawals and balance inquiries. Additionally, members can take advantage of shared services for transactions with partner credit unions. So why wait? Come visit us at Goldenwest today! If you have questions or need assistance, don't hesitate to give us a call at 801-621-4550. We look forward to welcoming you into our community!

Visit Us During Our Friendly Hours

We understand that life can get busy! That's why our operating hours are set to accommodate your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 2:00 PM. Our drive-thru service is also available during these hours, allowing for quick and convenient banking without leaving your vehicle.

Member Eligibility

Welcome to the Goldenwest family! Joining our community is more than just opening an account it's about becoming part of a supportive network that values you and your financial well-being. At Goldenwest, we welcome anyone who lives, works, worships, or attends school in the areas we serve. This means if you're in our local neighborhoods, you're likely eligible! We believe in making banking accessible for everyone, which is why we encourage you to check out the detailed eligibility criteria at this link. Becoming a member at our Bountiful branch located at 2085 S Orchard Dr, Bountiful UT 84010 is straightforward and rewarding. Once you're eligible, opening your account is just a few easy steps away. You can start the process online by visiting this page or by giving us a call at 8016214550 for more information. We're here to help you every step of the way as you take this important step towards better banking!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify your transactions. Imagine accepting payments easily while managing your cash flow efficiently this is exactly what our services provide. From credit card processing to online payment solutions, we ensure that you have the tools necessary to run your business smoothly. Visit us at 2085 S Orchard Dr Bountiful Ut 84010 in Bountiful, UT, or give us a call at (801) 621-4550 to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also understand that sometimes all you need is quick access to banking services. Our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your car. If you're a member of one of our partner credit unions, enjoy the benefits of Basic Shared Branch Transactions, where you can conduct deposits and withdrawals seamlessly. At Goldenwest in Bountiful, we are not just about numbers; we're about people. Whether you're looking for personal finance solutions or business banking assistance, we're here for you every step of the way. Ready to explore what we can do for you? Give us a call at 801-621-4550 or visit us at our branch today!

Business Banking Services

For our entrepreneurial members, Goldenwest provides robust Business Banking solutions. From Merchant Services that help streamline transactions to flexible Business Loans for expansion or equipment purchase, we're dedicated to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATM and cash withdrawal services ensure that accessing your money is hassle-free.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking options are designed with you in mind. We offer checking and savings accounts that help you save for that special vacation or prepare for unexpected expenses. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing can get you behind the wheel without breaking the bank. Imagine driving off in your new car, knowing you got a great rate tailored just for you! If homeownership is on your horizon, we have Mortgage Loans & Refinancing options that fit various budgets and lifestyles. Maybe you're looking to consolidate debt? Our Personal Loans & Debt Consolidation services can help simplify your monthly payments into one manageable sum. Plus, with Credit Cards with Rewards, every purchase can earn you points towards travel, merchandise, and more!

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills anytime you need. You can easily access e-statements, which are not only environmentally friendly but also help keep your financial records organized and secure. Plus, our mobile application makes it simple to perform all these tasks right from your smartphone, giving you real-time account management wherever you are. If you enjoy sending money to friends or family, our person-to-person transfer feature is perfect for you. It allows for quick and easy transactions without the hassle of cash or checks. And when it comes to making payments, our mobile payments option ensures that you can shop with ease and confidence.

Security and User-Friendliness

Your security is a top priority at Goldenwest. While we currently do not offer electronic signature authorization, rest assured that all transactions conducted through our online banking system are safeguarded with robust security measures. Our user-friendly interface means that whether you're tech-savvy or just getting started with digital banking, you'll find everything intuitive and accessible. In summary, with services like e-statements, mobile payments, and person-to-person transfers available through our website at https://www.gwcu.org/, Goldenwest makes it easy for you to take charge of your financial journey whenever and wherever you choose!

Financial Strength

Commitment to Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 2085 S Orchard Dr Bountiful Ut 84010 or call (801) 621-4550 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored lending solutions. If you're interested in refinancing or exploring eligibility options for any of our products, please reach out. We want to ensure that every member has access to the right financial tools. To learn more about our loan offerings or to apply for a loan today, visit us at Goldenwest or call us at (801) 621-4550. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we can guide you through the financing process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. With our knowledgeable staff ready to help you navigate your options, you can find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your cash flow manageable.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. Another significant feature is Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. This feature helps users navigate the often complicated landscape of loan options without being misled by outdated or inaccurate information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By relying on credible institutions, LendMesh guarantees that the loan options presented are both legitimate and trustworthy.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Accessibility

Join Us

Our Mission

Branch Location & Accessibility

Convenient Access

Services Tailored for You

Visit Us During Our Friendly Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Business Banking Services

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and User-Friendliness

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community