Horizon Utah Credit Union Woods Cross UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Horizon Utah, your trusted partner in financial well-being since 1956. Located at 1589 S 500 W, Woods Cross, UT 84010, we pride ourselves on being more than just a credit union; we're a community hub dedicated to supporting our 12,689 members with exceptional financial services and personalized care. At Horizon Utah, we understand that every member's journey is unique. That's why we offer a wide range of products, from checking and savings accounts to auto loans and mortgage refinancing. Our total assets of $181,004,016 reflect our commitment to providing stability and growth for our members' financial futures. With $19,770,374 in deposits and a robust loan portfolio consisting of 11,238 loans and leases, we are well-equipped to meet your needs. Our leadership team is here to guide you every step of the way. Under the direction of CEO W Page Bennett and Board President Bryan Hardy, we strive to ensure that each member feels valued and supported. Whether you're looking for personal banking options or business services, our dedicated staff is ready to assist you. With 48 employees committed to serving you, we're more than just a number; we're your neighbors. While members can visit us at our branch location, official correspondence should be sent to 1589 S 500 W, Woods Cross, UT 84087-2227. We invite you to explore our website at myHorizonCU.com for more information about our services or call us at 801-285-5622 during lobby hours from 9:00 am - 5:30 pm, Monday through Friday. Join us today and discover how Horizon Utah can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Horizon Utah is deeply committed to community outreach. We partner with local organizations and schools to provide resources and education on financial literacy. Our efforts aim not only to improve individual financial health but also to strengthen the fabric of our community as a whole.

Mission Statement

Our mission is simple yet powerful: to empower our members through excellent financial services while fostering a spirit of community and collaboration. We believe that financial success is more than just numbers; it's about enhancing the lives of those we serve. We strive to create a welcoming environment where everyone feels valued and supported. While members can visit us at 1589 S 500 W, official correspondence should be sent to 1589 S 500 W, Woods Cross, UT 84087-2227 if different from the branch address.

Modern Services for Today’s Needs

We offer convenient services such as ATM access and drive-thru banking for quick transactions, ensuring that banking with us fits seamlessly into your busy life. Our operating hours are designed with your needs in mind open Monday through Friday from 9:00 AM to 5:30 PM making it easy for you to find time for your banking needs. As we look forward to the future, we invite you to join Horizon Utah. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Whether you're looking for personal loans or business solutions, we're here for you every step of the way. For more information or to become a member today, please call us at 801-285-5622 or visit our website. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, Horizon Utah has evolved significantly. With total assets now exceeding $181 million, we have expanded our offerings to include personal banking, auto loans, mortgage financing, and business services. Our growth reflects not only our dedication to sound financial practices but also the trust placed in us by our valued members. Over the years, we have embraced digital advancements, ensuring that our members can access their accounts online or through mobile apps with ease.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is equipped with features like ADA-compliant ramps and ample parking to ensure everyone can visit us comfortably. Plus, we have a drive-thru service available for quick transactions without leaving your vehicle.

Operating Hours

Our doors are open Monday through Friday from 9:00 am to 5:30 pm. We encourage you to come in during these hours to explore our services or chat with our friendly staff. For any questions or assistance, feel free to give us a call at 801-285-5622.

Services Offered

At Horizon Utah, we offer a variety of banking services tailored to meet your personal and business needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you reach your financial goals. Need cash? We also provide ATM access for easy withdrawals and balance checks. We invite you to visit us soon! Come experience the friendly service and community spirit that makes Horizon Utah special. Whether you're looking for advice on loans or simply want to discuss your banking options, our team is ready to assist you every step of the way.

Member Eligibility

At Horizon Utah, we believe in building a welcoming community where everyone can thrive. Becoming a member is an easy and fulfilling journey! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We take pride in offering a friendly atmosphere where your financial needs are prioritized. Membership provides access to a range of benefits, from competitive loan rates to personalized banking services tailored just for you. To find out more about the specific eligibility criteria and ensure you're ready to join our family, please check out this resource: . Ready to open your account? The process is straightforward! You can begin your membership journey online by visiting https://loans.itsme247.com/346/home/start or simply give us a call at (801) 285-5622 if you have any questions. Our branch is located at 1589 S 500 W Woods Cross Ut 84010, and we can't wait to welcome you into the Horizon Utah community!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $66,786, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial support you need right when opportunity knocks. Our loans can help you purchase new equipment, hire additional staff, or even open a new location.

Merchant Services That Make Transactions Easy

In addition to loans, we provide comprehensive merchant services that simplify payment processing. Picture this: your customers can pay with ease using credit cards or mobile payments while you enjoy fast transaction approvals and competitive rates. This means more time focusing on what matters growing your business. Located at 1589 S 500 W Woods Cross Ut 84010 in Woods Cross, UT, we're ready to partner with you on your journey to success. For more information or assistance, call us at (801) 285-5622. Let's take your business to new heights together!

Comprehensive List Of Services

Business Solutions

For those running a business or planning to start one, we offer specialized business banking services. From merchant services that simplify payment processing to business loans for expansion or equipment purchases, we're here to support your entrepreneurial journey.

Convenient Access Options

Accessing your funds is hassle-free at Horizon Utah. We feature an ATM available for quick withdrawals and balance checks whenever you need it. Our drive-thru service allows for easy deposits and simple transactions without leaving your vehicle.

Credit Cards with Benefits

Our credit cards with rewards allow you to earn points on your purchases that can be redeemed for travel, merchandise, and more. Plus, managing your credit has never been easier with our user-friendly online tools.

Personal Banking Made Easy

Managing your finances should be straightforward and convenient. That's why we offer various checking and savings accounts tailored to fit different lifestyles. You can easily open an account online or visit us directly. Our online and mobile banking features give you the flexibility to check balances, transfer funds, and pay bills anytime, anywhere. If you're considering a new car, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream vehicle. We also understand that homes are significant investments; hence, we provide mortgage loans and refinancing solutions that help make home ownership more accessible. If you need extra cash for unexpected expenses or want to consolidate debt, our personal loans are just what you need.

Stay Connected

We believe in keeping you connected with your finances through technology. Our offerings include secure online banking capabilities as well as person-to-person payment options, making it easy to send money to friends or family without any fuss. With our comprehensive list of services at Horizon Utah, we strive to meet all your financial needs under one roof while ensuring convenience and accessibility. For more information or assistance, don't hesitate to reach out! Call us at (801) 285-5622 or visit our website at https://www.myhorizoncu.com/ . Join us today and experience the difference at South!

Digital & Online Banking

Anytime Access

No matter the hour, our online banking service gives you the flexibility to manage your accounts whenever you need to. From checking account balances late at night to making quick payments during lunch breaks, we've got you covered. With these features at your fingertips, taking control of your finances has never been easier or more secure. Experience the convenience and peace of mind that comes with digital banking at Horizon Utah today!

Convenient Online Services

With our user-friendly online banking system, you can effortlessly check your balances, pay bills, and transfer money all from the comfort of your couch or while waiting in line. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, if you prefer to manage your finances on your mobile device, our mobile application is available for download, allowing you to handle your banking wherever life takes you.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization for transactions, ensuring that your personal information remains protected. Additionally, with e-statements available, you'll receive all the benefits of paperless banking saving trees while keeping your financial records organized and accessible at all times.

Financial Strength

Building Trust Together

Total Share Accounts: 29,413, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $5,636,001, we are well-positioned to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon Utah is your trusted partner. Visit us at 1589 S 500 W Woods Cross Ut 84010 or call (801) 285-5622 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Our Financial Health

With a net worth of $21,508,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,188 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $2,875,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $2,736 in used auto loans and $92,762,473 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $29,636,221 in share certificates and $49,163,451 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Operational Performance

Our financial success is reflected in our $132,974, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,502,489 in used vehicle loans and $3,000,179 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a dependable used car, we have flexible financing options available.

Commercial Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $66,786 provide the capital needed to expand operations or invest in new ventures. We understand that running a business requires financial agility and support. At Horizon Utah, we pride ourselves on offering competitive rates and personalized service. Our loan products are designed to be straightforward and easy to navigate. For more information about eligibility or to start an application process today, visit us online at myHorizonCU.com or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to guide you every step of the way on your journey toward financial success!

Credit Lines and Unsecured Loans

Managing day-to-day expenses or planning for unexpected costs? We provide flexible terms on unsecured credit card loans with a total of $4,723,950 in loans helping members manage their finances effectively. Additionally, our credit lines totaling $18,130,211 offer accessible funds whenever you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,944,121, make buying or refinancing simple. We offer various mortgage products tailored to fit different budgets and lifestyles. If you're considering refinancing your existing mortgage for better rates or terms, our team is here to help you explore those opportunities.

Loan Aggregator

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HORIZON UTAH FEDERAL CREDIT UNION - Woods Cross, UT