America First Bountiful UT Credit Union: Best Auto Loans & Mortgage Deals

Introduction

Welcome to America First, your trusted partner in financial well-being located at 2280 S Orchard Dr, Bountiful, UT 84010. Since our establishment in 1939, we have been dedicated to serving our members with integrity and commitment. With a robust membership of over 1.4 million and total assets amounting to an impressive $21.35 billion, we pride ourselves on being a pillar of strength and support in the community. At America First, we understand that every member has unique financial needs. That's why we offer a wide range of services, including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our goal is to empower you with the tools you need for financial success. Led by our experienced CEO, Thayne Shaffer, and Board President, Linda Carver, our team of over 3,368 employees is here to provide personalized service tailored just for you. Our commitment to excellence is reflected not only in our competitive rates but also in our community involvement and member-focused approach. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 2280 S Orchard Dr, Bountiful, UT 84010-5614 if different from our physical location. With total deposits reaching $2.18 billion and a net worth of $2.28 billion, America First stands ready to assist you with confidence and reliability. We invite you to explore the variety of services we offer or simply give us a call at 801-215-3025. Let us help you achieve your financial goals today!

Branch History & Mission

At America First, we proudly celebrate our rich legacy that began in 1939. Since opening our doors in Bountiful, UT, at 2280 S Orchard Dr, we have been dedicated to serving our community with integrity and compassion. Over the years, we have grown into a trusted financial partner for over 1.4 million members, boasting total assets of more than $21.3 billion. Our commitment to providing exceptional service and support has remained steadfast as we evolve to meet the needs of our members. From humble beginnings, America First has continually expanded its offerings, ensuring that our members have access to a wide range of financial services. We provide everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. Our member-centric approach means we're always looking for ways to improve your experience whether that's through online and mobile banking or ATM access available right here at our branch. Our mission is simple yet powerful: to help you achieve your financial goals while fostering a sense of community. We believe in empowering individuals and families by providing them with the tools they need to succeed financially. Beyond just banking services, we are deeply committed to community support through partnerships and outreach programs that make a real difference in the lives of those around us. While members can visit us at 2280 S Orchard Dr Bountiful Ut 84010, official correspondence should be sent to 2280 S Orchard Dr, Bountiful, UT 84010-5614. We invite you to experience the convenience of our lobby hours Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 5 pm where our friendly staff is ready to assist you with any questions or concerns. Join America First today and discover why so many in Bountiful trust us with their financial future. Together, let's build a brighter tomorrow! For more information or assistance, feel free to call us at (801) 215-3025.

Branch Location & Accessibility

Welcome to America First at Bountiful Dick's Market, your friendly neighborhood credit union! Conveniently located at 2280 S Orchard Dr in beautiful Bountiful, Utah, we are here to serve you with open arms. Whether you're stopping by to open an account, apply for a loan, or simply ask a question, our branch is designed with your needs in mind. If you're planning a visit, you'll find us nestled near local favorites that make our community vibrant. Just a short drive from the bustling Bountiful Town Square, our location is easy to reach and offers ample parking for your convenience. We pride ourselves on being accessible to everyone, featuring ADA-compliant entrances and facilities that ensure all members can comfortably access our services. At America First, we understand your time is valuable. That's why we offer flexible operating hours: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Feel free to stop by during these hours our dedicated team is eager to assist you! And if you need cash on the go, rest assured that we have ATM availability right here at the branch. While members can visit us at 2280 S Orchard Dr, official correspondence should be sent to our mailing address at 2280 S Orchard Dr, Bountiful, UT 84010-5614. We invite you to experience the personalized service that sets America First apart. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgage refinancing, we have solutions tailored just for you. If you prefer a quick chat before coming in, don't hesitate to give us a call at 801-215-3025. Come see how America First makes banking easy and enjoyable! Your financial journey starts here.

Member Eligibility

At America First, we believe that becoming a member is like joining a family that genuinely cares about your financial journey. If you're looking to be part of our supportive community, you'll be glad to know that membership is open to anyone who lives, works, or worships in the area around 2280 S Orchard Dr Bountiful Ut 84010. We want to welcome everyone with open arms, so whether you're just starting out or looking for new financial opportunities, there's a place for you here. Joining us is simple and rewarding! As a member of America First, you'll enjoy access to various services designed to help you thrive, including personal banking options, loans, and online banking features. If you're ready to take the next step toward membership or want more information on eligibility, feel free to give us a call at (801) 215-3025 or visit our website at for all the details you need. We can't wait to meet you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they're using cards or mobile payments right at your point of sale. This not only enhances customer experience but also boosts your sales potential. Located conveniently at 2280 S Orchard Dr Bountiful Ut 84010, Bountiful, UT 84010, we're here to help you navigate your financial journey. Reach out to us at (801) 215-3025 to learn more about how our tailored solutions can support your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, America First provides essential banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, and having reliable banking support is key to success. Let us help streamline your operations so you can focus on growing your business.

Convenient Digital Banking Features

To make banking even easier, we offer robust online and mobile banking options. Access your accounts anytime, anywhere through our secure platform. You can manage transactions, check balances, and even transfer money between accounts with just a few clicks. Need cash? Our ATM services allow for easy withdrawals and balance checks at convenient locations.

Get Started Today!

We invite you to experience all the services America First has to offer. Our friendly staff is ready to assist you whether you visit us at 2280 S Orchard Dr Bountiful Ut 84010 or call us at (801) 215-3025 during our operating hours: Monday through Friday from 9 am - 6 pm and Saturday from 9 am - 5 pm. Take control of your financial future today join us at Bountiful Dick's Market where we're dedicated to serving you every step of the way!

Home Financing Made Easy

For those looking to invest in their future through homeownership, our mortgage loans and refinancing options are here to assist you. We know buying a home is one of the biggest decisions you'll make, so we offer personalized guidance throughout the process. With America First, you can feel confident knowing you're getting the best possible terms tailored to your situation.

Loans for Every Need

In addition to auto and mortgage loans, we also offer personal loans and debt consolidation services. If unexpected expenses arise or you're looking to simplify your monthly payments, our team can help you find the right solution. And don't forget about our credit cards with rewards! Enjoy benefits while making everyday purchases it's like earning money back on what you already buy!

Personal Banking Solutions

Starting with personal banking, we provide both checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that help you keep track of your finances effortlessly. And if you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options can make that dream a reality. Imagine driving off in your new car while enjoying competitive rates and flexible repayment terms.

Digital & Online Banking

Access Anytime, Anywhere

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Just visit http://www.americafirst.com to get started. With real-time account management at your fingertips, keeping track of your finances has never been easier.

Effortless Money Transfers

Need to send money to a friend? Our person-to-person transfer service makes it quick and easy. Whether it's splitting a bill or sending a gift, you can do it all with just a few taps on your device.

Mobile Application Convenience

For even greater flexibility, don't forget to download our mobile application. It's designed with user-friendliness in mind, making banking on-the-go straightforward and efficient. Whether you're checking balances or making payments, everything is just a click away. At America First, we're committed to providing you with all the tools you need for effective banking. Join us today and experience the ease of managing your finances digitally!

Secure Transactions

Security is our top priority. With features like electronic signature authorization, you can sign documents securely from the comfort of your home. Plus, our mobile payments feature ensures that transactions made through your smartphone are safe and protected.

Stay Organized with E-Statements

Say goodbye to paper clutter! We provide e-statements that allow you to access your financial statements anytime. This not only helps the environment but also makes it simple for you to keep track of your spending.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our net income of $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

The trust placed in us by our community is evident with a total of 3,097,747 share accounts, showing a strong and growing member base that relies on us for their financial needs. Our net shares available for lending stand at $34,785,848, which further showcases our capability to support our members' aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, America First is your trusted partner. Visit us at 2280 S Orchard Dr Bountiful Ut 84010 or call 801-215-3025 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and an impressive total of $15,267,227,347 in loans and leases.

Member-Centric Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We aim to simplify your car-buying experience by offering flexible terms and refinancing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are here to support your vision. At America First in Bountiful (located at 2280 S Orchard Dr), our goal is not just to provide loans but also to empower our members with financial solutions that make sense for them. If you're interested in learning more about any of these loan offerings or want assistance with refinancing options, feel free to reach out at 801-215-3025 during our operating hours: Monday through Friday from 9 AM - 6 PM and Saturday from 9 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being is important to us let's work together toward achieving your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We help you navigate the mortgage process with ease and transparency. Our dedicated team is here to answer any questions you may have about eligibility or refinancing options.

Unsecured Credit Card Loans

Managing finances effectively can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping our members take control of their spending. This option allows you to make purchases without needing collateral while enjoying competitive rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh helps users navigate their loan options with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the offers you see are based on the latest results and are designed to be fair and transparent (Source: https://www.ncua.gov ). Users can trust that they are receiving information that reflects current market conditions. One of the key benefits of using LendMesh is its reliance on Verified Data. All loan offers come from legitimate financial institutions, which guarantees a level of transparency that is often lacking in other comparison tools. Additionally, LendMesh features No Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. This focus on unbiased results allows users to make informed decisions without the pressure of marketing tactics. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users find competitive offers quickly, ensuring they do not miss out on potential savings. Thousands of users trust LendMesh for their loan comparisons. One satisfied member noted: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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