Home Equity Loans in Idaho Falls, ID

Looking to tap into your Idaho Falls home's equity? Comparing local lenders helps you find the best rates and flexible terms tailored to your needs. Whether for remodeling or consolidating debt, Idaho Falls banks and credit unions offer options that make sense for you.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Horizon has a HELOC with an APR range of 2.99% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the last week, and no data is available for 30 or more days ago. Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago. Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Idaho Central has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago but lower than the 7% rate from 30, 60, and 90 days ago. The rate has stayed steady this past week after dropping from last month’s higher level.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Potlatch No. 1 Financial has a Home Equity rate range of 7.03% to 7.21% today, which is lower than 7 days ago but the same as 30 days ago. Their HELOC rates are between 7.5% and 18% , unchanged from 7 and 30 days ago and lower than 30 days ago.

🏦 All Local Lenders in Idaho Falls, ID

Lender NameBranch AddressOffice ServicesLender Snapshot
MOUNTAIN AMERICA FEDERAL CREDIT UNION
525 W SUNNYSIDE RD IDAHO FALLS ID 83402
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
GOLDENWEST FEDERAL CREDIT UNION
525 W SUNNYSIDE RD IDAHO FALLS ID 83402
ATM
Drive-Thru
P2P
E-Statements
Assets: $3,386,924,532
Deposits: $296,597,567
Net Worth: $444,742,290
Employees: 765
Members: 193,174
IDAHO CENTRAL CREDIT UNION
169 HOUSTON CIR IDAHO FALLS ID 83402
ATM
P2P
E-Statements
E-Signature
Assets: $11,696,566,096
Deposits: $429,322,359
Net Worth: $1,025,743,094
Employees: 1845
Members: 656,539
WESTMARK CREDIT UNION
2160 W BROADWAY ST IDAHO FALLS ID 83402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,444,886,314
Deposits: $61,034,283
Net Worth: $120,523,841
Employees: 253
Members: 76,216
WESTMARK CREDIT UNION
3040 OUTLET BLVD IDAHO FALLS ID 83402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,444,886,314
Deposits: $61,034,283
Net Worth: $120,523,841
Employees: 253
Members: 76,216
WESTMARK CREDIT UNION
1385 FREMONT AVE IDAHO FALLS ID 83402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,444,886,314
Deposits: $61,034,283
Net Worth: $120,523,841
Employees: 253
Members: 76,216
FRONTIER CREDIT UNION
1170 SCIENCE CENTER DR IDAHO FALLS ID 83402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $675,674,911
Deposits: $23,440,854
Net Worth: $62,651,962
Employees: 182
Members: 49,717

🏘️ All the Lenders Available in Bonneville County, ID

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