Westmark Credit Union Idaho Falls ID | Best Auto Loans & Checking

Introduction

Welcome to Westmark, your trusted financial partner located at 3040 Outlet Blvd, Idaho Falls, ID 83402. Since opening our doors in 1954, we have been dedicated to empowering our members with the tools they need for financial success. With a robust membership of over 76,216, we take pride in being a community-focused credit union that understands your unique needs. At Westmark, we believe in fostering relationships built on trust and reliability. Our total assets of $1,444,886,314 reflect our commitment to providing secure and accessible financial solutions. Whether you're looking for personal banking options like checking accounts and auto loans or business services including merchant services and business loans, we've got you covered. Our leadership team is here to guide you every step of the way. Under the direction of CEO Mike Schenck and Board President Michael Ehlers, we strive to create an environment where members feel valued and supported. With a total net worth of $120,523,841 and cash in hand amounting to $14,897,988, you can trust that your finances are in capable hands. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box 2869, Idaho Falls, ID 83403. Join us today as we continue to grow together! For inquiries or assistance, don't hesitate to call us at 208-522-3199. We look forward to serving you!

Branch History & Mission

A Commitment to Growth and Community

Over the decades, Westmark has evolved significantly. We've embraced advancements in technology while maintaining our focus on personalized service. Today, we offer a range of services tailored to meet the diverse needs of our members from checking and savings accounts to auto loans and mortgages. As part of our commitment to accessibility, we provide ADA-compliant facilities along with convenient ATM access and drive-thru banking options. Our mission is clear: we aim to improve the financial well-being of our members while fostering strong community ties. We believe that when our members thrive, so does our community. This belief drives us to support local initiatives and partnerships that uplift those around us. While members can visit us at 3040 Outlet Blvd Idaho Falls Id 83402, official correspondence should be sent to P.O. Box 2869, Idaho Falls, ID 83403 if necessary. Whether you reach out via phone at 208-522-3199 or stop by during our lobby hours Monday through Friday from 9:30 AM to 5:00 PM we are here for you.

Looking Ahead

As we move forward, Westmark is committed to enhancing our digital offerings alongside traditional banking services. Members can easily manage their finances through online banking and mobile applications that offer convenience at your fingertips. Join us on this journey! Experience the benefits of being part of Westmark Credit Union. Together, let's build a stronger financial future for all in Idaho Falls and beyond. Your membership matters here; it's more than just banking it's about belonging to a community that cares.

Branch Location & Accessibility

Call-to-Action

We invite you to visit us at our Idaho Falls branch or give us a call at 208-522-3199 for any questions or assistance. Our friendly team is ready to help you every step of the way!

Nearby Landmarks and Accessibility

Our branch is situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. With ample parking available, you'll find it simple to visit us without worrying about finding a spot. We are committed to accessibility and have features in place to ensure that everyone can comfortably access our services.

Operating Hours

Our lobby hours are designed with your convenience in mind: we're open Monday through Thursday from 9:30 AM to 5:00 PM and Fridays until 6:00 PM. If you prefer using our drive-thru service, we welcome you Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM as well. For those busy Saturdays, the drive-thru operates from 9:00 AM until 1:00 PM.

Services Offered

At Westmark, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Becoming a member of Westmark feels like joining a warm, welcoming community that truly values you. If you're looking to enjoy personalized financial services and support, you'll be pleased to know that eligibility is quite inclusive. You can become a member if you live, work, worship, or attend school in the areas we serve. It's all about building relationships and fostering a sense of belonging! The advantages of membership at Westmark go beyond just access to great financial products; you'll also benefit from friendly service and a range of resources tailored to meet your needs. Opening an account is easy and straightforward. Just visit us at our branch located at 3040 Outlet Blvd Idaho Falls Id 83402, or check out more details about becoming a member by visiting https://www.westmark.org/membership/index.shtml . If you're ready to take the next step, you can apply online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadzhy8zqgvmsuaws6jdalqns3t0atgkffdgbkvrnaf-xm-jz06ay5psorg4pn9kxa_ltvhwshfvw_omy4lsk1hc8 . If you have any questions or need assistance, feel free to give us a call at (208) 522-3199. We're here to help you every step of the way!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also believe in supporting the broader business community. While we have funded $0 in non-member commercial loans, we are always exploring new ways to provide flexible financing solutions that meet the needs of all local entrepreneurs.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $91,792,176, we continue to drive economic growth by financing new and expanding businesses right here in Idaho Falls, ID. In addition to our loan offerings, our merchant services make transactions easier for you and your customers. Imagine a streamlined payment process that enhances customer satisfaction while keeping your finances organized. With services like card processing and mobile payments, we're here to help you focus on what matters most growing your business. Explore how Westmark can be your trusted partner in achieving your business goals today!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to grow an existing one, we are committed to helping your business succeed.

Call Us Today!

With all these services available at Westmark, we invite you to explore what we have to offer! Feel free to reach out at (208) 522-3199 if you have any questions or would like more information about how we can assist you on your financial journey. We look forward to serving you soon!

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They're perfect for everyday purchases while earning points that can be redeemed for exciting rewards. Picture yourself treating yourself or a loved one with those points it's like getting something back every time you shop.

Drive-Thru & Basic Services

If you prefer face-to-face interactions, take advantage of our basic drive-thru banking services for deposits, withdrawals, and simple transactions. We're here to make your banking experience as convenient as possible.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills right from your phone or computer anytime, anywhere. Need cash? Our ATM services allow for quick withdrawals and balance checks without the hassle.

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. With checking and savings accounts, you can manage your day-to-day finances with ease. Imagine effortlessly tracking your spending or saving for that dream vacation. Our auto loans and vehicle financing options make it simple for you to get behind the wheel of a new car without breaking the bank. When it comes to purchasing a home, our mortgage loans and refinancing options are here to help you navigate the process smoothly. We also offer personal loans for those unexpected expenses or debt consolidation needs, providing you with flexibility and peace of mind.

Digital & Online Banking

Additional Services

Need to send money to a friend? Our person-to-person transfer feature makes it simple. Just enter their details, and the money is on its way! Plus, if you're someone who enjoys using mobile payments for shopping or dining out, we've got you covered with our mobile payments feature. In today's fast-paced world, convenience and security are essential for effective financial management. At Westmark, we strive to empower our members by providing accessible tools that simplify banking. Explore all these features and more by visiting us online at https://www.westmark.org/ . Your finances are just a click away!

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or out running errands, you can easily access your account and manage your finances in real-time. Plus, with our mobile application, you can take banking on the go. It's user-friendly and packed with features that make banking a breeze. Security is a top priority at Westmark. We provide electronic signature authorization to ensure that your transactions are protected. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter saving trees and making it easier to find important documents.

Financial Strength

Growing Trust

We proudly serve a strong member base with a total of 159,099 share accounts. This shows that more people trust us with their finances every day. Additionally, net shares available for lending and investments amount to $1,555,168, further reinforcing our capacity to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westmark is your trusted partner. Visit us at 3040 Outlet Blvd Idaho Falls Id 83402 or call (208) 522-3199 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $445,188,694 in share certificates and $293,948,751 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $119,616,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,649 in used auto loans and $1,228,812,924 in total loans and leases.

Solid Foundation

With a net worth of $120,523,841, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,553,605 in used vehicle loans and $195,170,176 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to various budgets, so you can find the right fit for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $91,792,176 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our tailored solutions are designed to support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,006,253, make buying or refinancing simple. We guide you through the entire process, ensuring you understand each step and feel confident in your decision.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could help lower your monthly payments or reduce interest rates. It's worth exploring how our refinancing solutions can fit into your financial strategy. To learn more about our loan offerings or to start an application process, please call us at (208) 522-3199 or visit us at 3040 Outlet Blvd Idaho Falls Id 83402 in Idaho Falls, ID. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and take the first step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging without the right tools. We also offer flexible terms on unsecured credit card loans, with a total of $33,202,821 in loans helping members manage their finances effectively. With our credit cards, you'll enjoy easy access to funds whenever you need them.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process ensures that users receive fair and transparent offers tailored to their needs.

WESTMARK CREDIT UNION