Westmark Credit Union Idaho Falls ID | Best Auto Loans & Personal Banking

Introduction

Welcome to Westmark, your trusted financial partner right here in Idaho Falls! Located at 2160 W Broadway St, Idaho Falls, ID 83402, we have been serving our community since 1954. With a strong commitment to our members, we currently support over 76,216 individuals and families, helping them navigate their financial journeys with confidence. At Westmark, we pride ourselves on our robust financial health. Our total assets reach an impressive $1,444,886,314, and our total deposits stand at $61,034,283. We also maintain a solid net worth of $120,523,841, ensuring that we are well-positioned to meet the needs of our members. Whether you're looking for auto loans where we have issued around 53,003 loans or personal banking services like checking accounts and credit cards with rewards, we've got you covered. Our leadership team is dedicated to fostering a supportive environment for all members. Under the guidance of CEO Mike Schenck and Board President Michael Ehlers, our team of 253 employees works tirelessly to provide personalized service that puts you first. While members can visit us at our branch address for daily transactions or consultations, please note that official correspondence should be sent to our mailing address: P.O. Box 2869, Idaho Falls, ID 83403. Ready to take the next step toward better financial health? Don't hesitate to reach out! Call us at 208-523-1101 or visit our website at westmark.org for more information about how we can assist you today.

Branch History & Mission

At Westmark, we proudly look back on a rich history that began in 1954 when we first opened our doors to serve the community of Idaho Falls, ID. Located at 2160 W Broadway St, our branch has grown alongside the families and businesses in the area, evolving to meet their financial needs with dedication and care. Over the years, we have become more than just a credit union; we are a trusted partner for over 76,216 members, offering services tailored to support their unique financial journeys. Our mission is clear: to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking options, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our commitment goes beyond transactions; we aim to empower our members through education and personalized service. While members can visit us at 2160 W Broadway St, official correspondence should be sent to P.O. Box 2869, Idaho Falls, ID 83403. This dual address ensures that communication remains smooth and efficient. As we celebrate our legacy, we also embrace modern advancements. Our branch features an ATM for easy access to cash and a drive-thru for convenient banking on-the-go. We understand the importance of accessibility; that's why we're committed to ADA compliance and providing user-friendly online banking solutions including mobile payments and e-statements. Community outreach is at the heart of what we do. We actively engage in partnerships with local organizations to support initiatives that uplift those around us. Whether it's sponsoring local events or providing educational workshops on financial literacy, Westmark strives to make a positive impact in every way possible. We invite you to join our Westmark family. Experience firsthand how our mission translates into real benefits for you and your community. With assets totaling over $1.44 billion, you can trust that your financial future is in good hands with us. Let's work together towards achieving your goals visit us today or explore more about our services at Westmark's website.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 208-523-1101 or stop by during our operating hours. We look forward to welcoming you soon at the Westside Branch!

Nearby Landmarks and Accessibility Features

Our branch is situated close to several local landmarks, making it a familiar spot for many in the community. With ample parking available, including accessible spaces for those who need them, we ensure everyone can visit us with ease. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances.

Operating Hours and Services

We are here to serve you! Our lobby hours are Monday through Thursday from 9:30 AM to 5:00 PM and Friday from 9:30 AM to 6:00 PM. For those who prefer drive-thru service, we're open Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM, with Saturday hours from 9:00 AM until 1:00 PM. At Westmark's Westside Branch, we offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to help you navigate your financial journey. Plus, with ATM availability on-site and basic drive-thru banking for quick transactions like deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

Becoming a member of Westmark is like joining a close-knit family where everyone supports one another. Located at 2160 W Broadway St Idaho Falls Id 83402, we welcome individuals who live, work, worship, or attend school in our community. If you're looking for a financial partner that truly cares about your needs, you'll find it here. Membership is open to anyone who meets these criteria and wants to enjoy the benefits of personal banking tailored just for you. Plus, becoming a member comes with a range of advantages, including competitive loan rates, personalized service, and access to exclusive financial products. Getting started is simple! You can learn more about our eligibility requirements by visiting https://www.westmark.org/membership/index.shtml. When you're ready to take the next step, opening an account is quick and easy through our online application process found at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadzhy8zqgvmsuaws6jdalqns3t0atgkffdgbkvrnaf-xm-jz06ay5psorg4pn9kxa_ltvhwshfvw_omy4lsk1hc8. If you have any questions or need assistance along the way, feel free to give us a call at (208) 523-1101. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine being able to process payments seamlessly while managing your day-to-day operations without hassle. Our merchant services provide you with the tools you need to accept payments easily, ensuring you can focus on what matters most growing your business. Whether you're at a bustling farmers market or running a storefront in Idaho Falls, our solutions are tailored to fit your needs. Located at 2160 W Broadway St Idaho Falls Id 83402 in Idaho Falls, ID, we're ready to partner with you on your journey toward success. Call us at (208) 523-1101 to learn more about how we can assist your business today!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,792,176, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we provide business banking services including merchant services and business loans. We understand that running a business comes with challenges, and we're here to support your financial journey.

Convenient Access Points

We know that convenience is key in today's busy world. That's why Westmark offers ATM services for quick cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. Our lobby hours are designed around your schedule open Monday through Friday from 9:30 AM to 5:00 PM, with drive-thru hours extending until 5:30 PM on weekdays.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards tailored to your lifestyle, you can earn points on everyday purchases. This means that every swipe brings you closer to exciting rewards whether it's travel discounts or cashback.

Digital Banking Features

In addition to traditional services, our online and mobile banking platforms allow you to manage your accounts effortlessly. From person-to-person payments to e-statements, technology is integrated into our services to ensure you have control over your finances at all times. If you're ready to take the next step in managing your finances or need assistance exploring our offerings further, feel free to give us a call at (208) 523-1101 or visit us at Westside Branch online at https://www.westmark.org/. We're excited to help you achieve your financial goals!

Loans for Every Need

Need a vehicle? With our auto loans and vehicle financing options, you can hit the road without breaking the bank. We also offer mortgage loans and refinancing solutions for those looking to purchase a home or lower their monthly payments. If you're facing unexpected expenses or want to consolidate debt, our personal loans can help ease your financial burdens.

Personal Banking

For those seeking to manage their everyday finances, our personal banking services include checking and savings accounts that come with easy online and mobile banking access. Imagine being able to check your balance or transfer funds anytime, anywhere all from the convenience of your smartphone. Our team is committed to making banking simple and accessible.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, make payments, and transfer funds whenever it suits you. Want to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, you can enjoy the peace of mind that comes with our electronic signature authorization, ensuring your transactions are secure. If you prefer keeping track of your statements digitally, we offer e-statements for easy access and organization. No more clutter from paper statements! You can view them at any time through our mobile application, which is available for both iOS and Android devices.

Mobile Banking Features

For those on the go, our mobile payments feature allows you to make quick purchases right from your smartphone. Whether you're grabbing coffee or paying bills, it's all just a tap away. And if you need assistance or have questions while using our services, our support is always just a call away at (208) 523-1101. With these tools at your fingertips, managing your finances has never been easier or more efficient. Join us at Westmark today and experience the benefits of modern banking tailored just for you!

Financial Strength

Investment in Growth

With $119,616,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,649 in used auto loans and $1,228,812,924 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $445,188,694 in share certificates and $293,948,751 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $120,523,841, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our commitment to you extends beyond numbers; it's about building relationships based on trust. With total share accounts at 159,099, we have a growing member base that trusts us with their finances. Our net shares amount to $1,555,168, showing our readiness to lend and invest wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westmark is your trusted partner. Visit us at 2160 W Broadway St Idaho Falls Id 83402 or call (208) 523-1101 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,553,605 in used vehicle loans and $195,170,176 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $91,792,176 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, our team is here to support your business endeavors.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,006,253, make buying or refinancing simple. We offer personalized service to guide you through the mortgage process, ensuring that you find the right fit for your needs.

Refinancing Options

If you're considering refinancing any existing loans or are unsure about eligibility options, we encourage you to reach out. Our knowledgeable staff can help explore how refinancing might save you money or improve your financial situation. For more information about our loan offerings or to discuss which options may be best for you, please contact us at (208) 523-1101 or visit us at 2160 W Broadway St Idaho Falls Id 83402 in Idaho Falls, ID. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $33,202,821 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying a manageable repayment plan.

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Westmark