Idaho Central Idaho Falls ID Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Idaho Central, where community and financial well-being go hand in hand! Located at 169 Houston Cir, Idaho Falls, ID 83402, our branch has been a cornerstone of support for local families and businesses since 1940. With a proud membership of over 656,539 individuals, we are dedicated to serving you with personalized banking solutions that fit your needs. At Idaho Central, we pride ourselves on our robust financial strength, boasting total assets of $11,696,566,096 and total deposits reaching $429,322,359. Our commitment to responsible lending is reflected in our total loans of 365,417. We believe that everyone deserves access to the resources that can help them achieve their financial goals. That's why our team works tirelessly to ensure you have the tools necessary for success. Led by our CEO, Brenda Worrell, and Board President, Debbie McIntier, our experienced team is here to guide you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're ready to assist. You can reach us at (208) 478-3300 during our convenient hours from 10 AM to 7 PM Monday through Friday. While members can visit us at our branch location, official correspondence should be sent to the same address: 169 Houston Cir, Idaho Falls, ID 83402. Experience the difference that a community-focused credit union can make in your life. For more information or to get started on your financial journey with us today, visit our website at iccu.com. We look forward to welcoming you into the Idaho Central family!

Branch History & Mission

Idaho Central has a rich legacy that began in 1940, rooted in the heart of Idaho Falls, ID. Over the decades, our commitment to serving our members and community has only grown stronger. Located at 169 Houston Cir, Idaho Falls, this branch has become a trusted partner for countless individuals and families seeking financial services tailored to their needs. From its humble beginnings, Idaho Central has blossomed into a significant player in the financial landscape, now boasting total assets of over $11.6 billion and serving more than 656,000 members. Our journey reflects not just growth in numbers but a deep dedication to enhancing the lives of those we serve. The branch's opening marked a pivotal moment for the community, providing access to essential banking services when they were needed most. At Idaho Central, we believe that our mission extends beyond traditional banking. We strive to empower our members by offering comprehensive financial solutions while fostering a sense of community support. Our mission is simple yet powerful: to enhance the lives of our members and make a positive impact in the communities we serve. This commitment drives us to provide various services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch address in Idaho Falls, official correspondence should be sent to the same location: 169 Houston Cir, Idaho Falls, ID 83402. Our operating hours are Monday through Friday from 10:00 AM to 7:00 PM, making it convenient for you to stop by or give us a call at 208-478-3300. As technology advances, so do we. Our digital offerings include online banking and mobile applications designed with your convenience in mind. You can easily manage your finances anywhere and anytime. We also ensure our services are accessible by complying with ADA standards. In addition to providing exceptional financial products and services, Idaho Central is committed to giving back through various community outreach initiatives and partnerships. We take pride in supporting local organizations and events that contribute to the wellbeing of our community. We invite you to join us at Idaho Central. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community focused on growth and improvement. Visit our website here or click here to open an account today!

Branch Location & Accessibility

Convenient Access and Amenities

At Idaho Central, we prioritize accessibility. Our branch is equipped with ADA-compliant features, ensuring everyone can navigate comfortably. We also provide ample parking for our members, making your visit hassle-free. While our physical address is 169 Houston Cir, please note that you can also send official correspondence to the same address.

Join Us Today!

We invite you to come by Idaho Central at 169 Houston Cir in Idaho Falls today! Whether you're looking for personal banking solutions or business services, our team is eager to welcome you. If you have any questions or would like more information before visiting, feel free to call us at 208-478-3300. Your financial journey starts here!

Operating Hours Tailored for You

We understand that life can be busy, which is why we're here for you Monday through Friday from 10:00 AM to 7:00 PM. Whether you need to open a new account or seek assistance with personal loans or credit cards, our dedicated staff is ready to help during these hours.

Services Designed for Your Needs

Idaho Central offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, with ATM availability at our location, you can easily manage your cash withdrawals and balance checks whenever necessary. Although we don't have drive-thru banking available at this branch, our friendly team is always here to assist you inside the lobby. And for those who prefer digital solutions, take advantage of our online and mobile banking services!

Member Eligibility

Joining the Idaho Central community means becoming part of a supportive family that values your financial well-being. To become a member of Idaho Central, you simply need to meet some friendly eligibility requirements. Whether you live, work, or worship in certain areas of Idaho, or have family members who are already part of our credit union, you're likely to qualify! For more specific details about eligibility criteria, feel free to visit our website at https://www.iccu.com/membership/. Opening an account is a breeze! Once you're eligible, you can start the process online by visiting this link. Our team is here to assist you every step of the way, so don't hesitate to reach out at (208) 478-3300 if you have any questions. We can't wait to welcome you to the Idaho Central family at our branch located at 169 Houston Cir Idaho Falls Id 83402!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having efficient payment solutions is crucial. Our merchant services offer streamlined payment processing that lets you focus on what matters most growing your business. From accepting credit cards to managing transactions easily online, we provide the tools necessary for smooth financial operations. Located at 169 Houston Cir Idaho Falls Id 83402 in Idaho Falls, ID, we're excited to partner with local businesses. Let's work together to achieve your goals! For more information, call us at (208) 478-3300 or visit our website at https://www.iccu.com/.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide comprehensive business banking solutions. From merchant services that simplify payment processing to flexible business loans, we have the tools you need to help your business thrive.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. At Idaho Central, we prioritize your time with robust online and mobile banking features. With just a few taps on your smartphone, you can manage your accounts, transfer funds, and even make payments from anywhere. Our ATM services allow for quick cash withdrawals and balance checks when you're on the go.

Get Started Today!

We invite you to visit us at 169 Houston Cir Idaho Falls Id 83402, or give us a call at (208) 478-3300 if you have any questions about our services. Our team is eager to assist you in finding the right financial solutions tailored just for you. Join us at Broadway today, where banking meets community care!

Personal Banking Solutions

We understand that managing your finances is a personal journey. That's why we offer various checking and savings accounts tailored to fit your lifestyle. If you're planning to buy a new car, our auto loans and vehicle financing options can help you get on the road with competitive rates. For those dreaming of home ownership, explore our mortgage loans and refinancing services that make it easier to turn your dream into reality. Sometimes life throws unexpected expenses your way, which is where our personal loans and debt consolidation come in handy. You can consolidate bills or fund a special project without the stress of juggling multiple payments. Plus, enjoy the benefits of our credit cards with rewards, making every purchase count towards something great.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With our e-statements feature, you can view and manage your account statements digitally. This not only helps you keep track of your finances but also contributes to a more sustainable environment. For those who prefer banking on their mobile devices, our mobile application is perfect for you. Available for download, it allows for quick access to all your banking needs. You can even make mobile payments easily, ensuring you're always ready for any transaction. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in just a few taps!

Security You Can Trust

At Idaho Central, we prioritize your security. Our online services are equipped with advanced encryption protocols to protect your personal information. With these robust measures in place, you can bank confidently knowing that your data is safe. In summary, whether you're utilizing our online banking services or tapping into our mobile app features, Idaho Central provides an easy and secure way to manage your finances anytime, anywhere. Embrace the convenience of modern banking today!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your financial institution is strong and reliable is crucial for your peace of mind. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation means you can trust us with your finances now and in the future. Our net worth ratio of $877 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting our community is evident with $81,646 in used auto loans and $10,143,248,049 in total loans and leases. This lending capacity helps you achieve your financial goals across various sectors. While our operational efficiency is reflected in our $0, it allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 1,719 full-time employees and 126 part-time employees who are dedicated to providing excellent service. With net shares available for lending and investments totaling $92,938,959, we're positioned to support our growing member base of 1,356,709 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 169 Houston Cir Idaho Falls Id 83402 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Business Financing

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and succeed. We understand the unique challenges faced by businesses today and strive to support local entrepreneurship.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can suit different lifestyles and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We know that purchasing a home is one of the biggest financial decisions you will make. That's why we're here to help guide you through the process with clear information and support.

Refinancing Options

If you're considering refinancing any of your existing loans whether it's for a vehicle or mortgage our team can help you explore eligibility options that may lower your monthly payments or overall interest rates. You can always reach us at (208) 478-3300 for personalized assistance. Our knowledgeable staff is ready to help you navigate your options based on your specific financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're making a major purchase or managing daily expenses, Idaho Central is committed to providing tailored loan solutions that empower our members toward greater financial well-being. Visit us at our branch located at 169 Houston Cir Idaho Falls ID 83402 or check out our website at iccu.com for more information!

Loan Aggregator

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Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans