Home Equity Loans in Odessa, TX

Looking for the best place for a HELOC in Odessa, TX? Compare offers from trusted local lenders who understand West Texas and provide flexible, affordable home equity lines of credit tailored to your needs.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in Odessa, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
COMPLEX COMMUNITY FEDERAL CREDIT UNION
4519 E 51ST ST ODESSA TX 79762
P2P
E-Statements
E-Signature
Assets: $794,548,788
Deposits: $120,735,303
Net Worth: $97,274,186
Employees: 152
Members: 42,979
COMPLEX COMMUNITY FEDERAL CREDIT UNION
4900 E 52ND ST ODESSA TX 79762
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $794,548,788
Deposits: $120,735,303
Net Worth: $97,274,186
Employees: 152
Members: 42,979
SOUTHWEST HERITAGE CREDIT UNION
2809 JOHN BEN SHEPPERD PKWY ODESSA TX 79762
Drive-Thru
P2P
E-Statements
Assets: $240,094,189
Deposits: $26,415,784
Net Worth: $29,819,638
Employees: 71
Members: 12,936
TXDOT CREDIT UNION
4692 E UNIVERSITY BLVD STE 102 ODESSA TX 79762
P2P
E-Statements
Assets: $17,085,861
Deposits: $2,648,377
Net Worth: $2,801,031
Employees: 4
Members: 1,821
SOUTHWEST 66 CREDIT UNION
4041 E 52ND ST ODESSA TX 79762
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $106,513,960
Deposits: $7,561,297
Net Worth: $11,909,585
Employees: 38
Members: 9,539
WEST TEXAS CREDIT UNION
4440 E 52ND ST ODESSA TX 79762
Drive-Thru
P2P
E-Statements
Assets: $62,234,275
Deposits: $5,708,744
Net Worth: $6,438,724
Employees: 26
Members: 4,828
FIRST BASIN CREDIT UNION
4217 N GRANDVIEW AVE ODESSA TX 79762
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $313,974,208
Deposits: $11,710,777
Net Worth: $34,205,562
Employees: 97
Members: 29,062
MY COMMUNITY CREDIT UNION
4037 E 42ND ST ODESSA TX 79762
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $506,298,430
Deposits: $56,954,920
Net Worth: $53,968,217
Employees: 121
Members: 41,807

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