First Basin Credit Union Odessa TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to First Basin Credit Union, where your financial journey meets a dedicated team ready to support you every step of the way. Located at 4217 N Grandview Ave, Odessa, TX 79762, our branch has been serving the community since 1965. With a strong commitment to our members, we are proud to have over 29,000 individuals relying on us for their banking needs. At First Basin, we believe in building trust and fostering relationships. Our total assets stand at an impressive $313,974,208, showcasing our stability and reliability as a financial partner. We offer a diverse range of services tailored to meet your personal and business banking needs, including auto loans, mortgages, credit cards, and more. While you can visit us at our Odessa location, please note that any official correspondence should be sent to our mailing address: 2740 North County Road West, Odessa, TX 79764. With total deposits amounting to $11,710,777 and cash in hand of $8,868,630, we ensure that your funds are secure with us. Under the leadership of CEO Shem Culpepper and Board President Sam Gonzalez, we strive for excellence in all aspects of our operations. Our team of 97 employees is here to assist you with personalized service and expert advice. Whether you're looking to open a new account or need guidance on loans totaling over 10,052, we're just a phone call away at 432-333-5600. We invite you to explore all that First Basin Credit Union has to offer by visiting our website at firstbasin.com. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

At First Basin Credit Union, we take pride in our rich history and unwavering commitment to serving our community in Odessa, TX. Founded in 1965, our branch has grown from a small local credit union to a trusted financial partner for over 29,000 members. Our address at 4217 N Grandview Ave, Odessa, TX 79762 places us right in the heart of the community, making it convenient for our members to access the wide range of services we offer. Our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting our community. We believe that banking should be more than just transactions; it should be about relationships. With total assets exceeding $313 million, we have positioned ourselves as a pillar of support for individuals and families looking to achieve their financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping our members thrive. Over the years, First Basin has embraced advancements in technology to enhance member experiences. Our online and mobile banking services allow members to manage their finances with ease from anywhere. Additionally, we prioritize accessibility with ADA compliance initiatives and provide both drive-thru service and ATM availability for added convenience. While our physical presence is important, we also understand the value of community engagement. We actively participate in various outreach programs, partnering with local organizations to make a positive impact on the lives of those around us. Our commitment extends beyond mere financial transactions; we aim to empower our members through education and support. For any official correspondence, please send mail to 2740 North County Road West, Odessa, TX 79764. You can reach us at (432) 333-5600, where our friendly staff is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM. We invite you to join us at First Basin Credit Union and experience the difference of being part of a community-focused institution that truly cares about your financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Location

Our branch is situated near local landmarks that make it easily recognizable. If you're coming from downtown Odessa, it's just a short drive away. We also have ample parking available, ensuring that you can find a spot without hassle. Plus, our facility is fully accessible, featuring ADA-compliant ramps and entrances so everyone can enjoy our services comfortably.

Get In Touch

We're excited to serve you! If you have any questions or need further assistance, don't hesitate to give us a call at 432-333-5600. We invite you to visit us soon and discover how First Basin Credit Union can help you achieve your financial dreams!

Operating Hours

We understand that life can get busy! That's why we offer convenient banking hours from Monday to Friday, from 8:30 AM to 5:30 PM. This gives you plenty of time during the week to stop by and take care of your banking needs. Whether you're looking to open a new account or need assistance with an existing one, our friendly team is ready to help.

Services and Features

At First Basin Credit Union, we pride ourselves on providing a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash on the go? We have an ATM available right at our branch for your convenience. Plus, if you're in a rush, take advantage of our drive-thru service for quick deposits and withdrawals.

Member Eligibility

At First Basin, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in our service area, you're likely eligible to join us. We embrace individuals from diverse backgrounds, making it simple for you to step into a world of benefits designed just for you. Whether you're looking for competitive loan rates, personalized banking services, or a place where your voice matters, First Basin has something special waiting for you. To get started on your membership journey, just visit us at 4217 N Grandview Ave Odessa Tx 79762 or give us a call at (432) 333-5600. For detailed eligibility criteria, feel free to check out this resource: Eligibility Details. Once you're ready to open an account, the process is straightforward; just head over to Account Opening. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. This means more resources for hiring new staff, purchasing equipment, or expanding your operations. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. With an outstanding commercial loan portfolio of $28,352,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether they prefer cash, credit cards, or mobile payments. With our merchant services, you can enhance customer satisfaction and improve cash flow. Ready to take your business to the next level? Visit us at 4217 N Grandview Ave Odessa Tx 79762, Odessa, TX, or call us at (432) 333-5600 for more information about how our business banking and commercial services can work for you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services provide easy access to your funds whenever you need them. With multiple ATMs available in the area, withdrawing cash has never been simpler.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing are tailored to suit various budgets and credit situations. With competitive rates and flexible terms, we can help turn your dream of owning a vehicle into reality. Imagine driving off in that new car while knowing you got a great deal!

Business Banking

For small business owners, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. This ensures that whether you're just starting out or expanding an existing venture, you have the support needed to thrive in today's marketplace.

Credit Cards with Rewards

Enjoy shopping more with our Credit Cards with Rewards program! Every purchase earns points that can be redeemed for exciting rewards, making it easier for you to get what you love while also benefiting from low-interest rates.

Drive-Thru Banking

For quick transactions without leaving your car, our Basic Drive-Thru Banking service allows you to handle deposits, withdrawals, and simple transactions efficiently. If you're ready to explore how First Basin can help streamline your banking experience or if you have any questions about our services, please don't hesitate to reach out! You can visit us at First Basin Credit Union or give us a call at (432) 333-5600. We look forward to serving you at our branch located at 4217 N Grandview Ave Odessa Tx 79762 in Odessa, TX!

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, our Mortgage Loans provide options that fit different financial situations. We understand that purchasing a home is one of the biggest decisions you'll make, and our friendly team is here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the comfort of your smartphone or computer.

Personal Banking

Managing your finances is simple with our Personal Banking options. We offer Checking & Savings Accounts that help you save for life's big moments or manage everyday expenses. Our straightforward account features make it easy to track your spending and grow your savings.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer relief. We aim to create manageable payment plans that help simplify your finances and reduce stress.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, everything is just a few clicks away. Plus, the user-friendly interface ensures that even those new to online banking will feel right at home.

Go Mobile

For those always on the go, our mobile application makes banking simpler than ever. With mobile payments available, you can pay for purchases directly from your phone no need for cash or cards. Plus, person-to-person transfers mean sending money to friends or family is just as easy as texting them. At First Basin, we believe that managing your finances should be convenient and straightforward. Our digital and online banking services are tailored to fit your lifestyle while keeping your information safe and secure. Experience the ease of banking with us today!

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, allowing you to sign important documents securely from the comfort of your home. And if you prefer going paperless, you'll love our e-statements availability. This not only helps keep your information organized but also contributes to a greener planet.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 57,839, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Basin is your trusted partner. Visit us at 4217 N Grandview Ave Odessa Tx 79762 or call (432) 333-5600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $15,488,479 in share certificates and $54,408,746 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $31,880,014 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident with $2,929 in used auto loans and $205,331,752 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $34,205,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,089 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,215,876 in used vehicle loans and $53,038,356 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $28,352,269 provide the capital needed to grow and expand your business. We understand the unique challenges entrepreneurs face and are committed to helping you succeed with tailored lending solutions. In addition to these offerings, we also provide refinancing options for eligible borrowers looking to lower their monthly payments or consolidate debt. Our goal is to make the borrowing process as straightforward as possible so that you can focus on what matters most your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At First Basin Credit Union, we're here to support your financial journey every step of the way. Visit us today or explore our website for more information about how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage options for Junior Lien 1-4 Family Residential Properties loans, our team can guide you through alternative financing solutions. If you're interested in refinancing your current mortgage or exploring eligibility options, don't hesitate to ask our knowledgeable staff for assistance.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,754,575 in loans helping members manage their finances effectively. Our credit card options are designed to provide you with the flexibility and convenience you need.

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FIRST BASIN CREDIT UNION