Complex Community Credit Union Odessa TX | Quick Personal Loans & ATM Services

Introduction

Welcome to Complex Community, your trusted partner in financial growth and community support. Located at 4900 E 52Nd St, Odessa, TX 79762, we have proudly served our members since 1958. With a commitment to excellence, we currently support 42,979 members and manage assets totaling an impressive $794,548,788. At Complex Community, we believe that banking should be straightforward and accessible. Our dedicated team of 152 employees, led by our CEO, Jason Berridge, and Board President, Jack Westerfeldt Jr., is here to provide personalized service tailored to your needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we've got you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 4900 E 42nd St, Odessa, TX 79762. Our financial strength is evident in our total deposits of $120,735,303 and net worth of $97,274,186. We are also proud to offer a variety of services including online banking and mobile payments for your convenience. Join us as we continue to make a positive impact in the community! For any inquiries or assistance, feel free to reach out at 432-550-9126 or explore our website at www.comcfcu.com. We're excited to serve you!

Branch History & Mission

Join Us

We invite you to experience the benefits of membership at Complex Community. Our friendly staff is here to guide you through your financial journey whether you're looking for a new account or seeking advice on loans. With operating hours from 8:30 AM to 5:30 PM Monday through Friday and 9:00 AM to 1:00 PM on Saturdays, we're here when you need us most. Join us today and become part of a community that cares about your financial well-being! Visit our website at www.comcfcu.com for more information on how you can become a member or explore our services further.

Mission Statement

At Complex Community, our mission is clear: we are dedicated to empowering our members through responsible financial services while fostering a sense of community. We believe in not just providing loans and accounts but also supporting initiatives that uplift those around us. Whether it's through partnerships with local organizations or community outreach programs, we strive to make a meaningful impact.

Our Evolution

Throughout the years, Complex Community has adapted to meet the changing needs of our members. We've embraced digital advancements to provide online and mobile banking services, ensuring that our members can manage their finances with ease and convenience. Our commitment to accessibility includes ADA compliance and features like electronic signatures and mobile payments. Over time, we have also expanded our service offerings to include personal banking products such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our drive-thru service allows for quick transactions while maintaining the personal touch that sets us apart.

Branch Location & Accessibility

Convenient Access and Parking

Our branch offers ample parking for all visitors, with ADA-compliant features ensuring accessibility for everyone. You'll find ramps and wide entrances that make it easy to enter and exit. Plus, if you prefer to bank from your vehicle, we have a drive-thru service available for quick transactions.

Friendly Operating Hours

We understand that life can get busy. That's why we're here to serve you with flexible hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Our friendly staff is always ready to assist you during these times.

Services Tailored for You

At Complex Community, we pride ourselves on offering a variety of services designed to meet your banking needs. From personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have something for everyone. Need cash? Our ATM is readily available for your convenience. If you have any questions or need assistance, feel free to give us a call at 432-550-9126. We invite you to visit us today and discover how we can help you achieve your financial goals!

Member Eligibility

At Complex Community, we believe that everyone deserves the chance to be part of a supportive community that truly cares. If you're looking to join us, you'll find that becoming a member is both easy and welcoming! To qualify, you simply need to meet some straightforward criteria, which may include living, working, or attending school in our service area. We invite you to check out all the details about eligibility on our website at https://www.comcfcu.com/membership/ for the most accurate and up-to-date information. Once you know you're eligible, opening an account is just as simple! You can easily start your journey with us by visiting this link: https://www.financial-net.com/comcfcu/lending/internetloans . If you have any questions or need assistance during the process, feel free to give us a call at (432) 550-9126. We're excited to welcome you to Complex Community at 4900 E 52Nd St Odessa Tx 79762, where you'll enjoy benefits like personalized service and financial products designed with your needs in mind. Join us today and experience the difference of being a valued member!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations or invest in new equipment. Our commercial loan programs are here to make that a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, our merchant services streamline payment processing for your business, making transactions easier for you and your customers. Whether you're a small retailer or a growing service provider, our tools help you manage sales efficiently. You can focus on what matters most serving your clients and growing your brand. Visit us at 4900 E 52Nd St Odessa Tx 79762 in Odessa, TX, or call us at (432) 550-9126 to learn more about how our business banking services can empower your enterprise. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Services

If you own a business or are thinking about starting one, our business banking services are here for you. From merchant services that help streamline payments to business loans that provide the capital needed for growth, we have the tools to support your entrepreneurial ambitions.

Credit Cards

Imagine earning rewards while making everyday purchases! Our credit cards come with great benefits and rewards programs that make spending more rewarding. Whether you're planning a vacation or just need some extra purchasing power, our cards are designed to fit your lifestyle.

Digital Convenience

In today's fast-paced world, convenience matters. Our online and mobile banking services allow you to access your accounts anytime, anywhere. You can easily withdraw cash at our ATMs or utilize basic drive-thru banking for quick deposits and withdrawals without leaving your car. At Complex Community, we're more than just a credit union; we're your financial partner dedicated to helping you navigate life's financial decisions. Whether you're opening a new account or seeking advice on loans, our knowledgeable staff is ready to assist you. For more information about how we can serve you better, feel free to reach out at (432) 550-9126 or visit us online at North Office. We look forward to welcoming you into our family!

Home Financing

For those dreaming of homeownership, Complex Community offers mortgage loans and refinancing options to help you achieve that goal. Our friendly team is here to guide you through the process, ensuring that you find the right loan for your situation.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. With easy online and mobile banking options, managing your money has never been simpler. You can check balances, transfer funds, and pay bills all from your smartphone or computer. If you're considering financing a new vehicle or consolidating debt, our auto loans and personal loans provide competitive rates and flexible terms to suit your budget.

Digital & Online Banking

Access Anytime, Anywhere

With 24/7 online banking services available at https://www.comcfcu.com/ , you can check your account balances, transfer funds, and pay bills from the comfort of your home or while on the go. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Plus, if you're always on the move, our mobile application allows you to manage your finances directly from your smartphone.

Effortless Payments

Enjoy the ease of mobile payments as you make purchases using just your phone. Whether it's groceries or coffee, our mobile payments feature allows for quick transactions without needing cash or cards. At Complex Community, we're committed to making banking a hassle-free experience for you. Join us today and discover how our digital and online banking services can simplify your financial life!

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available at Complex Community, you can receive your monthly statements electronically. It's not just better for the environment; it's also more convenient since you can access your statements anytime.

Secure Transactions

We prioritize your security. Our electronic signature authorization ensures that your transactions are safe and verified. You can bank with peace of mind knowing that we've put strong measures in place to protect your personal information.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 84,059, showing a strong and growing member base that trusts us with their finances. This reflects the confidence our community has placed in Complex Community, reinforcing our dedication to delivering quality service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Complex Community is your trusted partner. Visit us at 4900 E 52Nd St Odessa Tx 79762 or call (432) 550-9126 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $93,406,029 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,312 in used auto loans and $500,105,070 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Member Savings

Members' savings are secured through $131,371,699 in share certificates and $70,903,697 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $97,274,186, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,224 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,725,685 in used vehicle loans and $106,318,758 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you find a loan that fits your budget.

Credit Lines

Our total credit lines amount to $249,493,756, providing you with the flexibility you need for larger purchases or emergencies. This credit solution is perfect for those who want quick access to funds without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $154,588, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we encourage you to reach out. Our team is here to assist you in finding the best solutions tailored to your financial situation. At Complex Community, we pride ourselves on our commitment to transparency and service. For more detailed performance insights and financial data regarding our offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether it's getting behind the wheel of a new vehicle or stepping into your own home, let us help you take that next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,877,155 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without straining your budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is built on a foundation of transparency and reliability, making it a trusted choice for borrowers seeking the most competitive rates. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers come from legitimate financial institutions, ensuring complete transparency in the options presented. Additionally, LendMesh prides itself on having No Sponsored Listings lenders are not prioritized based on paid promotions. The focus remains solely on providing unbiased results that help users make informed decisions. Moreover, LendMesh provides Real-Time Rate Comparisons. The platform updates loan rates from multiple institutions regularly, giving users access to current information that is crucial for making sound financial choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and value of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMPLEX COMMUNITY FEDERAL CREDIT UNION