Rapid City SD Home Equity Loan for Smart Debt Solutions

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Rapid City, SD

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SENTINEL FEDERAL CREDIT UNION	4011 TRIPLE CROWN DR RAPID CITY SD 57701	⏰ 9 A.M - 5 P.M Mountain Time 📞 6059231405 📠 6059233960	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $172,673,870 Deposits: $20,714,358 Net Worth: $18,472,721 Employees: 45 Members: 9,490
SENTINEL FEDERAL CREDIT UNION	1430 HAINES AVE STE 101 RAPID CITY SD 57701	⏰ 9 A.M - 5 P.M Mountain Time 📞 6059231405 📠 6059233960	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $172,673,870 Deposits: $20,714,358 Net Worth: $18,472,721 Employees: 45 Members: 9,490
MINUTEMAN FEDERAL CREDIT UNION	301 E NORTH ST RAPID CITY SD 57701	⏰ MON - FRI 8:00 - 5:00 📞 6053941772 📠 6053945112	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $15,796,370 Deposits: $1,591,767 Net Worth: $1,933,394 Employees: 5 Members: 1,225
RUSHMORE ELECTRIC FEDERAL CREDIT UNION	1805 CAMBELL ST RAPID CITY SD 57701	⏰ 7:30am - 4:30pm 📞 6053429451 📠 6057912496	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $23,609,165 Deposits: $979,549 Net Worth: $2,614,008 Employees: 2 Members: 1,500
ASPEN FEDERAL CREDIT UNION	4956 5TH ST RAPID CITY SD 57701	⏰ 7:30 - 5:30 📞 6053427776 📠 6053483172	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $144,431,340 Deposits: $4,800,950 Net Worth: $11,961,077 Employees: 27 Members: 7,427
HIGHMARK FEDERAL CREDIT UNION	725 5TH ST RAPID CITY SD 57701	⏰ 7:30 - 5:30 Monday - Friday 8:00 - 12:00 Saturday 📞 6057164444 📠 6053434927	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $248,014,997 Deposits: $12,174,901 Net Worth: $18,136,281 Employees: 68 Members: 13,553
BLACK HILLS FEDERAL CREDIT UNION	200 E MAIN ST RAPID CITY SD 57701	⏰ Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday 9:00 a.m. - 12:00 noon ? Saturday (teller services only) Drive-up h 📞 6053430891 📠 6057186146	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,331,429,590 Deposits: $56,401,782 Net Worth: $233,163,323 Employees: 398 Members: 105,311
BLACK HILLS FEDERAL CREDIT UNION	725 E NORTH ST RAPID CITY SD 57701	⏰ Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0 📞 6053430891 📠 6057186146	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,331,429,590 Deposits: $56,401,782 Net Worth: $233,163,323 Employees: 398 Members: 105,311
BLACK HILLS FEDERAL CREDIT UNION	111 E MINNESOTA ST RAPID CITY SD 57701	⏰ M-F 9am-5pm, Sat 8am-1pm 📞 6057181818 📠 6057186146	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,331,429,590 Deposits: $56,401,782 Net Worth: $233,163,323 Employees: 398 Members: 105,311
INTERFAITH FEDERAL CREDIT UNION	815 COLUMBUS ST RAPID CITY SD 57701	⏰ 9:00AM to 4:00PM 📞 6053485753 📠 9099817055	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $117,571,314 Deposits: $1,094,389 Net Worth: $14,479,083 Employees: 35 Members: 5,329
DAKOTA STAR FEDERAL CREDIT UNION	1636 E ST PATRTICK ST RAPID CITY SD 57701	⏰ M-F 8:00am-5:30pm SAT 9:00am-12:00pm 📞 6053426442 📠 6053423301	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $40,717,110 Deposits: $1,842,159 Net Worth: $3,231,911 Employees: 13 Members: 3,020

🏘️ All the Lenders Available in Pennington County, SD

✅BLACK HILLS FEDERAL CREDIT UNION

✅DACOTAH FEDERAL CREDIT UNION

✅SENTINEL FEDERAL CREDIT UNION

✅MINUTEMAN FEDERAL CREDIT UNION

✅RUSHMORE ELECTRIC FEDERAL CREDIT UNION

✅ASPEN FEDERAL CREDIT UNION

✅HIGHMARK FEDERAL CREDIT UNION

✅INTERFAITH FEDERAL CREDIT UNION

✅DAKOTA STAR FEDERAL CREDIT UNION

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