BLACK HILLS FEDERAL CREDIT UNION

Welcome to Black Hills, your trusted financial partner located at 111 E Minnesota St, Rapid City, SD 57701. Since our establishment in 1941, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. Our commitment shines through in our impressive membership base of over 105,000 members who trust us for their financial journeys. At Black Hills, we understand that your financial goals are unique. With total assets exceeding $2.3 billion, we offer a range of services from personal banking to business loans, ensuring everyone finds the right fit. Our dedication to you is reflected in our total deposits of $56,401,782 and a net worth of $233,163,323. We take pride in maintaining a strong cash position with $24,192,158 readily available for your needs. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 111 E Minnesota St, Rapid City, SD 57701-7755. Our leadership team, headed by CEO Jerry Schmidt and Board President Karen Holloway, is passionate about making banking accessible and beneficial for all. With a dedicated staff of 398 employees, we're here to support you every step of the way. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, our goal is to empower you with the tools necessary for financial success. To learn more about how we can assist you today or to open an account online, visit us at blackhillsfcu.org or give us a call at 605-718-1818. Join us at Black Hills where your financial well-being is our priority!

Becoming a member of Black Hills is more than just opening an account; it's about joining a welcoming community that prioritizes your financial well-being. If you live, work, or worship in the area around 111 E Minnesota St Rapid City Sd 57701, you may already qualify for membership! We believe in keeping things simple and inclusive, so our eligibility criteria are designed to embrace as many people as possible. Plus, when you join us, you gain access to a range of benefits like competitive rates on loans, personalized service, and various financial products tailored to fit your needs. Ready to take the next step? Opening an account at Black Hills is easy! Just give us a call at (605) 718-1818 for guidance or visit our website for detailed information on how to become a member. You can also check out the eligibility criteria by visiting this link: . We're here to help you every step of the way as you start your journey with us!

At Black Hills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and our financial strength reflects our commitment to providing you with reliable services. With a net worth of $233,163,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,000 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $614,736,568 in share certificates and $616,510,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,011,830, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $224,264,335 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,311 in used auto loans and $1,764,242,204 in total loans and leases. Our impressive $8,888,367 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $32,065,816. Total Share and Deposit Accounts: 246,661, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Black Hills is your trusted partner. Visit us at 111 E Minnesota St Rapid City Sd 57701 or call (605) 718-1818 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*