Highmark Credit Union Rapid City SD | Best Auto Loans & Checking

Introduction

Welcome to Highmark, your trusted partner in financial growth, located at 725 5Th St, Rapid City, SD 57701. Since our establishment in 1940, we have been dedicated to serving our community with personalized financial solutions tailored to meet the unique needs of our members. With a robust membership of over 13,553 individuals and total assets exceeding $248 million, we stand as a pillar of strength and reliability in the region. At Highmark, we believe that every member deserves access to quality financial services. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans, mortgages, or business financing, we are here for you. Our commitment is reflected in our total deposits of $12,174,901 and an impressive net worth of $18,136,281, ensuring that your money is secure and working for you. Our leadership team, including CEO Mindy Howard and Board President Dorothy Peacock, brings a wealth of experience and dedication to fostering a supportive environment for all members. With a team of 68 employees, we pride ourselves on providing exceptional service and building lasting relationships within our community. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 2506, Rapid City, SD 57709-2506. We invite you to reach out to us at 605-716-4444 during our convenient hours from 7:30 AM to 5:30 PM Monday through Friday and 8:00 AM to 12:00 PM on Saturdays. Join us today at Highmark by exploring our website here or by visiting us in person. We look forward to supporting your financial journey!

Branch History & Mission

At Highmark, we proudly reflect on our journey that began in 1940. Established in the heart of Rapid City, South Dakota, our credit union has grown from a small organization into a trusted financial partner for over 13,500 members. Our address at 725 5th St, Rapid City, SD 57701, places us at the center of community life, where we strive to make a difference every day. Over the years, Highmark has achieved significant milestones while maintaining a strong commitment to our mission: to provide accessible financial services that empower individuals and strengthen our community. With total assets now exceeding $248 million, we have built a solid foundation that enables us to offer diverse products like personal banking accounts, auto loans, mortgages, and business services. Our growth reflects not just our numbers but also the relationships we've cultivated. We are dedicated to meeting the evolving needs of our members by embracing technology and enhancing service delivery. With features such as online banking and mobile payments, we ensure that banking with us is both convenient and secure. Highmark's influence extends beyond financial transactions; we are deeply invested in community outreach initiatives. Whether through partnerships with local organizations or support for educational programs, we aim to uplift those around us and contribute positively to society. While members can visit us at our branch for all their banking needs including drive-thru services and ATM access official correspondence should be sent to PO Box 2506, Rapid City, SD 57709-2506. As we look ahead, Highmark remains committed to serving our members with integrity and compassion. We invite you to join us on this journey. Experience firsthand the benefits of membership with Highmark where your success is our priority! For any inquiries or assistance, feel free to call us at 605-716-4444 during our operating hours: Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:00 AM to 12:00 PM. Join today and be part of something great!

Branch Location & Accessibility

Welcome to Highmark, your friendly neighborhood credit union located at 725 5th St, Rapid City, SD 57701! We're here to make your banking experience as convenient and accessible as possible. Nestled in the heart of Rapid City, our branch is just a stone's throw away from local landmarks, making it easy for you to stop by while running errands or exploring the area. At Highmark, we take pride in offering a welcoming environment with ADA-compliant features to ensure everyone can access our services comfortably. Ample parking is available for our members, so you won't have to worry about finding a spot when you visit us. Plus, if you're on the go, you'll be pleased to know that we provide both ATM services and drive-thru banking for quick and easy transactions. Our doors are open Monday through Friday from 7:30 AM to 5:30 PM and on Saturdays from 8:00 AM to 12:00 PM, giving you plenty of options to fit your busy schedule. Whether you need help with checking accounts, auto loans, or online banking services, our friendly staff is ready to assist you every step of the way. While members can visit us at 725 5th St, any official correspondence should be sent to our mailing address at PO Box 2506, Rapid City, SD 57709-2506. Feel free to give us a call at 605-716-4444 if you have any questions or need further assistance. We look forward to serving you at Highmark!

Member Eligibility

Becoming a member of Highmark feels like joining a close-knit community where your financial well-being is the priority. If you live, work, or worship in the area, you're likely eligible to join us! We welcome anyone who shares our values and is ready to experience personalized banking services tailored just for you. Membership at Highmark comes with numerous advantages, including access to competitive loan rates and dedicated support from friendly staff who genuinely care about your needs. To learn more about our eligibility requirements, you can check out the detailed information on our website at . Once you're ready to take the next step, opening an account is a breeze! You can begin the process online by visiting https://secure.highmarkfcu.com/enroll , or if you prefer speaking with someone directly, feel free to give us a call at (605) 716-4444. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to process payments seamlessly while managing your cash flow effectively. Our merchant services offer practical tools that enable you to accept payments easily, whether online or in-store. This means more time to focus on what you do best growing your business. Visit us at 725 5Th St Rapid City Sd 57701 in Rapid City, SD or call us at (605) 716-4444 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $231 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,977,294, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network of ATMs ensures you have access to funds whenever needed. You can easily withdraw cash or check balances without any hassle. Plus, our basic drive-thru banking service allows for quick deposits and withdrawals without leaving your vehicle. At Highmark, we believe that financial empowerment should be accessible to everyone. We are committed to serving our community in Rapid City, SD, and beyond by providing friendly service and practical solutions that fit your lifestyle. If you're ready to experience the benefits of being a member at Highmark, give us a call at (605) 716-4444 or visit us at 725 5Th St Rapid City Sd 57701 today! We look forward to helping you reach your financial goals!

Business Banking Solutions

For small business owners, we understand that managing finances can be challenging. That's why we offer tailored business banking services, including merchant services that simplify transactions and business loans designed to fuel your growth.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Highmark Main Office offers robust online and mobile banking features. With just a few taps on your smartphone, you can manage your accounts anytime, anywhere. This includes making transfers, checking balances, and even applying for loans all from the comfort of your home.

Personal Banking Services

For those seeking personal banking solutions, we offer an array of options that cater to various lifestyles and financial needs. Our checking and savings accounts are designed to help you manage your day-to-day finances while earning interest on your savings. If you're in the market for a new car, consider our auto loans and vehicle financing options, which come with competitive rates that can make owning a car more affordable. When it comes to buying a home, our mortgage loans and refinancing services can guide you through the process with personalized assistance. If life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the flexibility you need to get back on track. Plus, our credit cards with rewards allow you to earn points on everyday purchases, making each transaction beneficial.

Digital & Online Banking

Accessibility and Ease-of-Use

Our mobile application provides a user-friendly experience that makes banking on-the-go simple and straightforward. You can deposit checks, view transaction history, and even initiate person-to-person transfers in real-time. This means sending money to friends or family is as easy as a few taps on your screen. At Highmark, we prioritize your security while offering these convenient services. You can rest assured knowing that all transactions are protected with advanced security measures. In summary, our digital and online banking services at Highmark empower you to take charge of your financial life effortlessly. With features designed for ease-of-use and security, managing your accounts has never been more convenient!

Key Services

With our online banking platform, accessible at https://www.highmarkfcu.com/ , you can easily manage your accounts with just a few clicks. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking service ensures you have everything you need right at your fingertips. Plus, with features like electronic signature authorization, signing important documents is quick and hassle-free. For those who prefer paperless options, we offer e-statements that keep you informed about your account activity without the clutter of physical mail. You'll also enjoy the flexibility of mobile payments, allowing you to make secure transactions directly from your smartphone.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Highmark is your trusted partner. Visit us at 725 5Th St Rapid City Sd 57701 or call (605) 716-4444 to learn more about how we can help you achieve your financial goals.

Growing Together

Our total share accounts stand at 26,570, showcasing a strong and growing member base that trusts us with their finances. It's this trust that drives us to continually enhance our services.

Member-Centric Savings

Members' savings are secured through $78,124,870 in share certificates and $15,755,125 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,060,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $18,136,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $731, which demonstrates our commitment to maintaining ample capital. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $11,896,678 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $2,482 in used auto loans and $209,555,717 in total loans and leases available to help support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,061,549 in used vehicle loans and $9,713,538 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process and find the best solution for your budget.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $43,977,294 provide the capital needed to expand operations or invest in new ventures. We understand the unique challenges businesses face and are ready to partner with you for success. Our team at Highmark is dedicated to making the loan application process as straightforward as possible. We also provide refinancing options for many of our loan products if you're looking for better terms or lower rates. If you're ready to explore your options further or have any questions about eligibility requirements or the application process, feel free to reach out. You can call us at 605-716-4444 or visit us at our branch located at 725 5th St Rapid City SD 57701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Personal Loans

For those needing flexible financial solutions, we provide access to credit lines with a total of $43,686,863 available. This can be particularly beneficial for unexpected expenses or planned projects. Additionally, our unsecured credit card loans total $4,194,496, offering members flexible terms to help manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,346,278, make buying or refinancing simple. We are committed to supporting you on your journey to homeownership with competitive rates and personalized service.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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HIGHMARK FEDERAL CREDIT UNION - Rapid City, SD