Minuteman Credit Union Rapid City SD | Best Auto Loans & ATM Access

Introduction

At Minuteman FCU, we believe in the power of community and the strength of personal relationships. Located at 301 E North St, Rapid City, SD 57701, our credit union has been serving members since 1961. With a commitment to delivering excellent financial services, we have built a solid foundation that supports over 1,225 members and manages assets totaling $15,796,370. As a trusted financial partner, we offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. Our dedicated team, led by CEO Jennifer Walz and Board President Todd Bartunek, is here to guide you on your financial journey. We pride ourselves on maintaining a strong member-focused approach that emphasizes trust and transparency. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 301 E North St, RAPID CITY, SD 57701-1458. Our friendly staff is available Monday through Friday from 8:00 AM to 5:00 PM, ready to assist you with any questions or services you may require. With total deposits reaching $1,591,767 and a net worth of $1,933,394, Minuteman FCU is well-equipped to support your financial goals. Our focus is on fostering financial wellness in the community while ensuring robust services like online banking and personalized loan options. We invite you to experience the Minuteman difference. For inquiries or assistance, don't hesitate to call us at 605-394-1772. Join us as we continue to grow together your journey starts here!

Branch History & Mission

Community Commitment

Our commitment extends beyond traditional banking; it includes supporting local organizations and initiatives that uplift our community. Through partnerships and outreach programs, we strive to create opportunities for growth and development for all residents of Rapid City. As technology continues to advance, we remain dedicated to enhancing member experience through online and mobile banking options. We ensure that our services are accessible to everyone while adhering to ADA compliance standards. Join us today at Minuteman! Experience the difference that comes with being part of a credit union that truly cares about its members and community. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach out at 605-394-1772.

Mission Statement

At Minuteman, our mission is simple yet powerful: We are here to provide exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking products and resources that can help them achieve their dreams. By prioritizing member needs and supporting local initiatives, we aim to make a positive impact on the lives of those we serve. While members can visit us at 301 E North St, official correspondence should be sent to 301 E North St, RAPID CITY, SD 57701-1458 if different from the branch address. We offer convenient operating hours from Monday through Friday from 8:00 AM to 5:00 PM and provide essential services like drive-thru banking and ATM access for easy transactions.

Our Journey

From our humble beginnings, we have steadily evolved, achieving significant milestones along the way. Our total assets now exceed $15,796,370, reflecting our strong financial foundation and ability to support our community. Over the years, we have expanded our offerings to include various banking services such as personal accounts, auto loans, mortgage loans, and business banking solutions. Each step of this journey has been guided by our mission: to empower our members with the financial tools they need to thrive.

Branch Location & Accessibility

Welcome to Minuteman, your trusted financial partner right in the heart of Rapid City! Conveniently located at 301 E North St, we are easy to find and accessible for all our members. Whether you're popping in for a quick transaction or need assistance with your financial goals, our friendly team is here to help. If you're planning to visit us, you'll find our branch situated near notable landmarks that make it easier to locate us. Just a short drive from the bustling downtown area, we offer ample parking and are equipped with features to ensure everyone can access our services comfortably, including ADA-compliant ramps. At Minuteman Fcu, we pride ourselves on being available when you need us. Our lobby hours run Monday through Friday from 8:00 AM to 5:00 PM, so you can visit us during your lunch break or after work. For added convenience, we also provide drive-thru banking services for quick deposits and withdrawals without leaving your car. Members can enjoy hassle-free cash access thanks to our ATM availability right on-site. Whether you're making a withdrawal or checking your balance, we've got you covered! While members can visit us at 301 E North St, official correspondence should be sent to the same address: 301 E North St, RAPID CITY, SD 57701-1458. If you have any questions or want to learn more about what we offer like personal banking solutions, auto loans, and mortgage refinancing feel free to give us a call at 605-394-1772. We invite you to stop by and see how we can assist you with your financial needs today!

Member Eligibility

At Minuteman, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to join our community, you'll be glad to know that eligibility is quite simple! Generally, anyone who lives, works, or worships in the Rapid City area can become a member. Our doors are open to those seeking not just financial services but also a supportive environment where you can thrive. For detailed eligibility criteria and to ensure you meet all requirements, feel free to check out more at . Opening an account with us is a breeze! You can start your journey toward membership easily by visiting us at our branch located at 301 E North St Rapid City Sd 57701 or calling us at (605) 394-1772 for assistance. Our friendly staff is here to help you every step of the way. We can't wait to welcome you into our community and show you the many advantages of being part of Minuteman!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we aim to provide flexible financing solutions tailored to your goals. Imagine having access to the capital needed to purchase new equipment, hire staff, or increase inventory. With an outstanding commercial loan portfolio of $0, we are ready to help drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed for everyday business transactions. Picture this: you're running a busy café, and a customer wants to pay with their card. Our merchant services ensure smooth transactions so you can focus on what matters most serving your customers. We provide reliable payment processing solutions that cater to businesses of all sizes. Visit us at 301 E North St Rapid City Sd 57701 in Rapid City, SD or call us at (605) 394-1772 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM services make withdrawals easy and accessible whenever you need them. Plus, if you prefer face-to-face transactions without stepping inside the branch, our drive-thru banking allows for quick deposits and withdrawals. With all these services available at Minuteman Fcu, we strive to meet all your financial needs under one roof. We're proud to serve the community of Rapid City, SD, offering personalized service backed by commitment and care. Ready to take the next step? Contact us today at (605) 394-1772 or visit us in person! We're here to help you achieve all of your financial goals.

Business Banking Solutions

If you're running a business, our business banking services provide essential tools for success. From merchant services that allow you to accept payments easily to business loans that support growth, we're here for every step of your entrepreneurial journey.

Credit Cards and Rewards

For those who love to earn while they spend, check out our credit cards with rewards! You can enjoy benefits like cashback or points towards travel all while managing your daily expenses.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Minuteman offers robust online and mobile banking solutions. Manage your accounts from anywhere at any time! Whether it's making transfers, paying bills, or checking balances, you have full control right at your fingertips.

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking options are designed to help you manage your finances effectively. Imagine starting your journey toward financial stability with the right accounts tailored just for you. If you're considering buying a new car, our auto loans and vehicle financing can make that dream a reality. With competitive rates, we aim to ease the stress of financing your next vehicle. If you're thinking about purchasing a home or refinancing an existing mortgage, we've got you covered there too. Our mortgage loans come with flexible terms that can fit any budget. Additionally, if debt consolidation is on your mind, our personal loans can simplify your payments and lower your interest rates.

Digital & Online Banking

Key Features for Your Convenience

With our 24/7 online banking services, you can check your balances, transfer funds, and pay bills whenever it suits you. Our person-to-person transfer feature makes it easy to send money to friends or family quickly, right from your mobile device or computer. You won't have to worry about delays or complicated processes just straightforward transactions at your fingertips. For those who prefer to manage their finances through an app, we provide a mobile application that allows you to do everything from checking your account balance to making payments on the go. While mobile payments aren't available yet, we're committed to providing features that enhance your banking experience.

Security and Accessibility

Your security is our top priority. Although we currently don't offer electronic signature authorization, rest assured that all transactions conducted online are protected with robust security measures. Plus, with the availability of e-statements, you can easily keep track of your financial history without the hassle of paper clutter. Our goal is to make banking accessible for everyone. With easy navigation and real-time updates on your account activity, you'll always feel in control of your finances. We're here to support you every step of the way. Experience the convenience and peace of mind that comes with banking at Minuteman. Visit us today at http://www.minutemanfcu.org and see how our digital services can simplify your financial management!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 1,949, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minuteman is your trusted partner. Visit us at 301 E North St Rapid City Sd 57701 or call (605) 394-1772 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $1,511,784 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $317 in used auto loans and $11,706,962 in total loans and leases. Our $111,327 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Secured

Members' savings are secured through $4,186,528 in share certificates and $940,047 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,485,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,933,394, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,224 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,446,123 in used vehicle loans and $1,826,304 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the perfect ride without breaking the bank.

Credit Lines

For those who require additional flexibility, our credit lines totaling $1,900,000 provide an excellent solution. This option allows you to borrow what you need when you need it, making it ideal for managing cash flow or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $857,578, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process with clear terms and competitive rates.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could help lower your monthly payments or reduce your interest rate. Our team can assist you in exploring eligibility requirements and finding solutions tailored to your situation. Our dedicated staff is available at (605) 394-1772 during business hours from Monday to Friday, 8:00 AM to 5:00 PM, ready to answer any questions you may have about our loan products or the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at Minuteman and learn more about how we can assist you with your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses or build your credit history without needing collateral.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh takes pride in ensuring that users receive accurate loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees fair and transparent offers for those seeking loans.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This ensures you are seeing a true comparison of available options without influence from marketing dollars. - Real-Time Rate Comparisons: The platform features up-to-date loan rates from multiple institutions, helping users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the tool. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MINUTEMAN FEDERAL CREDIT UNION - Rapid City, SD