Home Equity Loans in Saint Cloud, MN

Looking to refinance your home equity line of credit in Saint Cloud, MN? Comparing local lenders helps you find the best rates and terms tailored to your needs, whether it’s for remodeling or consolidating debt.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Blaze has a HELOC with an APR range of 3.99% to 4.99% today. The Home Equity loan shows a rate range of 6% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate does not have past data for comparison. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Royal has a HELOC with an APR range of 6.5% to 7.25% today, the same as 7 days ago. This rate is higher than 30 and 60 days ago when the range was 3% to 18% and 3% to 7.5% , respectively. Compared to 90 days ago, the current rate is slightly lower than the 6.75% to 7.5% range then.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Wings Financial has a HELOC with rates today ranging from 7% to 8.5% . These rates are the same as 7 days ago but lower than the 30, 60, and 90–day ranges, which were 7.25% to 8.75% . The rate range has stayed steady this past week after dropping from earlier months.

Genisys has a HELOC with an APR range of 7% to 18% today. This rate is the same as it was 7 days ago but lower than the 7.25% to 18% range from 30 and 90 days ago. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Saint Cloud, MN

Lender NameBranch AddressOffice ServicesLender Snapshot
AFFINITY PLUS FEDERAL CREDIT UNION
2835 W SAINT GERMAIN ST STE 100 SAINT CLOUD MN 56301
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,228,683,848
Deposits: $305,507,608
Net Worth: $373,830,407
Employees: 608
Members: 273,913
AFFINITY PLUS FEDERAL CREDIT UNION
720 4TH AVE S SAINT CLOUD MN 56301
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,228,683,848
Deposits: $305,507,608
Net Worth: $373,830,407
Employees: 608
Members: 273,913
GREAT RIVER FEDERAL CREDIT UNION
1532 W SAINT GERMAIN ST SAINT CLOUD MN 56301
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $345,334,545
Deposits: $9,713,162
Net Worth: $24,291,947
Employees: 83
Members: 20,829
BLAZE CREDIT UNION
3951 W DIVISION ST SAINT CLOUD MN 56301
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,543,826,551
Deposits: $889,828,134
Net Worth: $362,859,277
Employees: 616
Members: 247,960
ST. CLOUD FINANCIAL CREDIT UNION
3030 1ST ST S SAINT CLOUD MN 56301
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $369,417,535
Deposits: $2,330,972
Net Worth: $27,252,381
Employees: 81
Members: 25,469
TRUSTONE FINANCIAL CREDIT UNION
3240 W DIVISION ST SAINT CLOUD MN 56301
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $5,352,108,834
Deposits: $196,573,599
Net Worth: $572,960,534
Employees: 546
Members: 215,432

🏘️ All the Lenders Available in Stearns County, MN

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