Great River Credit Union Saint Cloud MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Great River, your trusted financial partner in the heart of Saint Cloud, MN. Established in 1948, we have proudly served our community for over 75 years, helping members achieve their financial dreams and build a secure future. Our branch, located at 1532 W Saint Germain St, is dedicated to providing exceptional service and a range of financial products tailored to meet your unique needs. With a robust membership of 20,829 and total assets amounting to an impressive $345,334,545, we stand strong as a reliable institution. Our commitment to you is reflected in our substantial total deposits of $9,713,162 and an unwavering net worth of $24,291,947. At Great River, we believe that financial growth should be accessible for everyone, which is why we offer various services such as personal banking, auto loans, mortgages, and business loans. Our team comprises 83 dedicated employees, led by our CEO Brant Hicks and Board President Mark Skaj, who strive daily to enhance your banking experience. We ensure that you feel at home with us by offering personalized service and fostering strong relationships within our community. While members can visit us at 1532 W Saint Germain St, official correspondence should be sent to 1532 W Saint Germain, Saint Cloud, MN 56301-4129. Whether you're looking for assistance with your savings or exploring loan options our friendly staff is here to help! For inquiries or support, don't hesitate to call us at 320-252-5393. Join us today and discover how Great River can help you navigate your financial journey. Visit our website at www.greatriverfcu.org for more information on becoming a member or opening an account. Your future starts here!

Branch History & Mission

Call to Action

If you're looking for a financial partner that values you as an individual and supports your goals, consider joining Great River today! Experience firsthand how we can assist you in achieving financial success while being part of a caring community. For more information about membership or to open an account, please visit us online at Great River or call us at 320-252-5393. Join us on this journey toward a brighter financial future!

Community Focus

Great River is more than just a credit union; we are an active participant in our community. We work closely with local organizations and participate in outreach programs aimed at enhancing the lives of those around us. Our partnerships foster growth and support for various initiatives that benefit residents throughout Stearns County.

Our Evolution

Since our inception, Great River has remained focused on providing exceptional financial services tailored to meet the needs of our members. Over the years, we have expanded our offerings to include a wide range of products such as personal banking accounts, auto loans, mortgage financing, and business banking solutions. As we evolved, we embraced new technologies to enhance customer experiences. Today, members can enjoy the convenience of online banking, mobile payments, and even electronic signatures for hassle-free transactions.

Our Mission

Our mission at Great River is simple yet powerful: to improve the financial well-being of our members while supporting the communities we serve. We believe that every member deserves access to quality financial services that can help them achieve their goals. Whether it's helping families secure their first home or providing small businesses with the capital they need to grow, we are here to make a positive impact. While you can visit us at our branch for all your banking needs, official correspondence should be sent to 1532 W Saint Germain, Saint Cloud, MN 56301-4129 if you prefer mailing options.

Branch Location & Accessibility

Contact Us

If you have any questions or want more information about our services, feel free to give us a call at 320-252-5393. We're here to help! Visit us today at Great River in Saint Cloud and discover how we can support your financial journey.

Operating Hours

We strive to accommodate your busy schedule with flexible hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, while our drive-up service operates from 8:00 AM to 6:00 PM during the same days. Unfortunately, we are closed on Saturdays and Sundays, but we invite you to reach out anytime during the week!

Parking and Accessibility

At Great River, we understand the importance of accessibility. Our branch offers ample parking spaces for members, including designated spots for those who need them. We are proud to be ADA-compliant, ensuring that everyone can access our services comfortably. If you prefer not to come inside, our drive-thru banking service makes it simple to complete your transactions without leaving your vehicle.

Services Offered

At Great River, we offer a wide range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is readily available for quick withdrawals and balance checks. Plus, our friendly staff is always here to assist you with any questions about personal loans or credit card options.

Member Eligibility

At Great River, we're excited to welcome new members into our community! If you live, work, or worship in the Stearns County area or have a family member who is already a member, you may qualify for membership with us. Joining Great River means not just accessing great financial products but also becoming part of a supportive network that cares about your financial wellbeing. We offer everything from checking and savings accounts to loans tailored to fit your needs. Getting started is simple! You can check out all the specific eligibility criteria by visiting our website at https://www.greatriverfcu.org/membership/ . If you're ready to open an account, just follow the easy steps provided here: https://internetloanapplication.cudl.com/greatriver/ . Should you have any questions or need assistance, feel free to call us at (320) 252-5393. We're here to help you take this exciting step towards financial empowerment at Great River!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,097,182, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, our merchant services make it easy for businesses to manage transactions efficiently. Imagine being able to process payments seamlessly, whether your customers pay with cards or mobile wallets. This convenience not only enhances customer satisfaction but also helps streamline your operations, allowing you to focus on what matters most growing your business. Visit us at 1532 W Saint Germain St Saint Cloud Mn 56301 in Saint Cloud, MN, or call us at (320) 252-5393 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Accessible Banking

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking for deposits and withdrawals during lobby hours from Monday to Friday from 9:00 AM to 5:00 PM. This means you can complete simple transactions without stepping out of your vehicle! If you're ready to experience all these great services firsthand or have questions about how we can assist you further, don't hesitate to reach out! Call us at (320) 252-5393 or visit us in person at 1532 W Saint Germain St Saint Cloud Mn 56301 in beautiful Saint Cloud, MN. We're excited to help you navigate your financial journey! Explore more about our offerings by visiting our website at Saint Cloud. Join us today and discover how we can support your financial aspirations!

Business Banking

At Great River, we understand that businesses require specialized financial support. Our business banking services, including merchant services and business loans, are designed to help local entrepreneurs thrive. We're committed to supporting our community's growth by providing tailored financial products that empower businesses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With features like bill pay, fund transfers, and access to account statements right at your fingertips, managing your finances has never been easier. Need cash? Use our ATM services for withdrawals or balance checks anytime you need.

Financial Solutions

Life can be unpredictable, which is why we offer various personal loans and debt consolidation options. Whether you need funds for an unexpected expense or want to simplify your finances by consolidating debt, we have solutions that fit your situation. Plus, with our credit cards that offer rewards, you can enjoy perks while managing your expenses.

Personal Banking

We offer an array of personal banking services designed to help you achieve your financial goals. Our checking and savings accounts allow you to manage your daily finances with ease while earning interest on your savings. If you're considering purchasing a car or need assistance with vehicle financing, our auto loans provide competitive rates and flexible terms. For those dreaming of homeownership, our mortgage loans and refinancing options can guide you through the process smoothly.

Digital & Online Banking

Mobile Banking Features

Our mobile application makes banking on the go a breeze. You can deposit checks electronically, make person-to-person transfers easily, and even set up mobile payments for quick transactions. Whether you're grabbing coffee or shopping, your bank is always just a tap away.

Online Banking Services

With our 24/7 online banking services available at https://www.greatriverfcu.org/ , you can check your account balance, transfer funds, and pay bills right from your computer or mobile device. It's all about providing you with real-time access to your accounts whenever you need it.

Security and Convenience

Security is our top priority. With electronic signature authorization, your transactions are protected while offering you a hassle-free experience. Plus, if you prefer to go paperless, we offer e-statements that allow you to access your financial information securely without cluttering your inbox. At Great River, we are committed to making banking accessible and user-friendly. Our goal is to help you manage your finances effortlessly while ensuring peace of mind with every transaction. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Innovation

With $23,607,027 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,386 in used auto loans and $288,251,369 in total loans and leases.

Growing Member Base

We have a growing member base with a total of 40,981 share accounts that trust us with their finances. This reflects the confidence our community has in the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great River is your trusted partner. Visit us at 1532 W Saint Germain St Saint Cloud Mn 56301 or call (320) 252-5393 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $-1,828,904 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $106,409,054 in share certificates and $30,871,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $24,291,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $703 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,256,057 in used vehicle loans and $5,084,310 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $4,097,182 provide the capital needed to grow and expand your business. We know how crucial it is to have the right funding when you need it most. At Great River Credit Union, we also offer various refinancing options to ensure you find the best terms available for your situation. Our team is committed to providing tailored solutions that align with your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to take the next step towards achieving your financial dreams or have questions about our services, don't hesitate to contact us at 320-252-5393. We're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $18,387,167. If you're interested in refinancing your existing mortgage or exploring eligibility options for first-time homebuyers, we're here to help guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. We currently have $6,194,714 in these loans available to assist our members in managing their finances effectively. With competitive interest rates and no annual fees, this option is perfect for those looking for convenience and control over their spending.

Loan Aggregator

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Ensuring Accurate Comparisons

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GREAT RIVER FEDERAL CREDIT UNION - Saint Cloud, MN