Home Equity Loans in Muncie, IN

Looking for the best home equity loan rates in Muncie, IN? Compare local offers to find competitive rates that fit your budget, whether you’re planning a renovation or consolidating debt. Our trusted lenders make it easy to tap into your home’s value with flexible terms and quick approvals.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Indiana Members has a HELOC with rates today ranging from 3.9% to 7.75% , which is up from 7.5% at both 30 and 60 days ago. Their Home Equity loan shows rates between 6.62% and 6.75% today, down from higher ranges of 6.88% –8% .625% thirty days ago and 7% –8% .625% sixty days ago. The Home Equity rate is steady compared to 7 days ago. Elements Financial has a HELOC with a 3.99% APR today. Its Home Equity loan APR is between 8.09% and 8.34% , unchanged from 7 and 30 days ago but lower than 30 days ago when it ranged from 8.34% to 8.59% .

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Muncie, IN

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST COUNTY FEDERAL CREDIT UNION
1805 N ELM ST MUNCIE IN 47303
P2P
E-Statements
Assets: $31,686,450
Deposits: $1,529,269
Net Worth: $3,226,798
Employees: 11
Members: 3,310
DEL MET FEDERAL CREDIT UNION
8000 N STATE ROAD 3 MUNCIE IN 47303
Drive-Thru
P2P
E-Statements
Assets: $8,744,487
Deposits: $971,724
Net Worth: $1,384,375
Employees: 3
Members: 923
THRIVE FEDERAL CREDIT UNION
2610 N WHEELING AVE MUNCIE IN 47303
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $100,690,668
Deposits: $10,442,704
Net Worth: $10,897,746
Employees: 29
Members: 7,774
PRIMETRUST FINANCIAL FEDERAL CREDIT UNION
4018 N BROADWAY AVE MUNCIE IN 47303
ATM
Drive-Thru
P2P
E-Statements
Assets: $240,300,744
Deposits: $22,390,420
Net Worth: $23,371,693
Employees: 76
Members: 17,973
INDIANA MEMBERS CREDIT UNION
2401 W UNIVERSITY AVE MUNCIE IN 47303
ATM
P2P
E-Statements
Assets: $3,283,657,729
Deposits: $243,763,811
Net Worth: $332,909,354
Employees: 420
Members: 165,038

🏘️ All the Lenders Available in Delaware County, IN

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