Del Met Credit Union Muncie IN | Best Auto Loans & Business Banking

Introduction

Welcome to Del Met, your trusted financial partner located at 8000 N State Road 3, Muncie, IN 47303. Since our establishment in 1969, we have been dedicated to serving the community with integrity and commitment. With over 923 members relying on us, we strive to create a welcoming environment where everyone feels valued. At Del Met, we believe that strong financial health is essential for our members and the community. Our total assets amount to an impressive $8,744,487, and we proudly hold $971,724 in deposits. With a net worth of $1,384,375, our focus remains on providing valuable services while ensuring financial stability for all our members. While you can reach us directly at our branch address, please note that official correspondence should be sent to the same location: 8000 N State Road 3, Muncie, IN 47303-9408. We invite you to explore various services designed for personal banking needs including checking and savings accounts, auto loans, mortgage refinancing, and more. Under the leadership of CEO Sherry Wilber and Board President James Vellenga, our team of three dedicated employees works diligently to meet your financial needs. We are proud of our ability to offer personalized service that makes banking easier for everyone. If you're looking for a reliable credit union that prioritizes its members and fosters community growth, look no further! To learn more about how we can assist you or if you have any questions, don't hesitate to call us at 765-289-5554. Visit us today or check out our website at delmetfcu.com for more information. Your financial journey begins here!

Branch History & Mission

A Future-Focused Approach

As technology advances, Del Met embraces digital solutions like online banking and person-to-person payment options to enhance member experience. While we currently do not have ATM availability on-site, our drive-thru service ensures that basic transactions remain quick and convenient for all. At Del Met, we take pride in being an integral part of the Muncie community. We invite you to join us on this journey experience the benefits of membership where your financial goals are supported by a team that genuinely cares about your success. Reach out today at 765-289-5554 or visit us online at delmetfcu.org to learn more about how we can help you achieve your financial dreams!

Community Commitment

Del Met's commitment to community goes beyond transactions. We actively participate in local events and support charitable causes, ensuring that our presence makes a positive impact in Muncie. Whether it's through sponsoring events or offering educational resources on financial literacy, we are dedicated to making a difference. While members can visit us at 8000 N State Road 3, official correspondence should be sent to 8000 N State Road 3, Muncie, IN 47303-9408. Our branch operates Monday through Friday from 12:30 PM to 5:30 PM, providing ample opportunity for you to meet with our friendly staff who are always ready to assist you.

Our Journey

Since opening our doors, Del Met has remained committed to the financial well-being of our members. With total assets now reaching an impressive $8,744,487, we have continually adapted to meet the changing needs of our community. Our evolution includes not only expanding our services but also embracing modern banking practices to ensure that we provide relevant and effective solutions for all. Our mission at Del Met is clear: we strive to offer personalized banking experiences that empower our members financially while fostering community growth. We believe in providing more than just financial services; we aim to uplift those around us through various outreach programs and partnerships that benefit local initiatives.

Branch Location & Accessibility

Accessibility and Amenities

Our branch is designed with convenience in mind. We have ample parking available, ensuring that your visit is hassle-free. For those who may need assistance, we are proud to be ADA compliant with ramps and features that accommodate everyone.

Contact Us

If you have any questions or need more information about our services, don't hesitate to reach out! Give us a call at 765-289-5554. We invite you to visit us at Del Met and experience the difference of community-focused banking. Your journey towards better financial health starts here!

Operating Hours

At Del Met, we understand that life can be busy. That's why we are here for you Monday through Friday from 12:30 PM to 5:30 PM. Whether you need to open an account, apply for a loan, or simply ask a question, our friendly team is ready to assist you during these hours.

Services Offered

While we do not have ATM services on-site, our drive-thru banking is perfect for quick transactions such as deposits and withdrawals without leaving your vehicle. We provide a wide range of services including personal banking, auto loans, mortgages, and credit cards with rewards tailored to meet your financial needs.

Member Eligibility

At Del Met, we're excited to welcome you into our community of members who support one another in achieving their financial goals. Becoming a member is easy and open to anyone who lives, works, or worships in the Muncie area. We believe everyone deserves access to friendly and personalized financial services, so if you're looking for a place where your needs are valued, you've come to the right spot! For more detailed information on eligibility requirements, feel free to check out our website at . Opening an account with us is straightforward. Just give us a call at (765) 289-5554, and our friendly team will guide you through the process. Whether you're interested in checking and savings accounts or loans tailored just for you, we're here to help every step of the way. Join us at Del Met located at 8000 N State Road 3 Muncie In 47303, and experience the benefits of being part of a supportive financial family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services provide practical tools that streamline transactions and enhance customer satisfaction. With features tailored for various industries, you can accept payments effortlessly, whether online or in-person. Let's work together to bring your business vision to life. Visit us at 8000 N State Road 3 Muncie In 47303 in Muncie, IN, or give us a call at (765) 289-5554 to learn more about how we can assist you today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms. We understand how important it is to have reliable transportation, which is why we work hard to help you secure the best deal for your needs.

Business Banking Services

For our local business owners, Del Met offers comprehensive business banking solutions including merchant services and business loans. We recognize that running a business requires flexibility and support, so we're here to ensure that your financial needs are met efficiently.

Convenient Access Options

We know that convenience matters when it comes to banking. That's why we offer online and mobile banking services so you can manage your accounts anytime, anywhere. Additionally, our drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. If you're ready to explore how Del Met can assist you with all your financial needs or if you have any questions about our services, don't hesitate to reach out! Call us at 765-289-5554, or visit us at 8000 N State Road 3 Muncie, IN 47303. Join us today and discover a community-focused credit union committed to helping you succeed financially!

Credit Cards with Rewards

Our credit cards not only help you manage purchases but also come with rewards that can benefit you over time. Use them for everyday spending and watch as those points add up towards exciting perks!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing loan, our knowledgeable team at Del Met is here to guide you through the process, ensuring you find the best solution for your situation.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Del Met has you covered. Our personal banking services are designed with you in mind, ensuring that you can easily manage your day-to-day finances. With features like online banking and the ability to make person-to-person payments, accessing your funds is simple and straightforward.

Personal Loans & Debt Consolidation

Life can be unpredictable, but having access to personal loans can offer you peace of mind during tough times. Whether it's for unexpected expenses or debt consolidation, we aim to provide financial support tailored to your unique circumstances.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your balance, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which provide you with quick and easy access to your account statements without the clutter of paper. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and hassle-free.

Security and Accessibility

Your security is essential to us. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking are protected with advanced security measures. We prioritize keeping your personal information safe while providing a user-friendly experience. Although we do not have a mobile application or mobile payments at this time, our website is optimized for mobile use, ensuring that you can manage your finances on the go without any issues. Whether you're using a smartphone or tablet, accessing your accounts is smooth and straightforward. At Del Met, we're committed to providing accessible and efficient banking solutions tailored to meet your needs. Explore all these features and more by visiting us online today!

Financial Strength

Growing Membership Base

With a total of 1,333 share accounts, our strong and growing member base shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Del Met is your trusted partner. Visit us at 8000 N State Road 3 Muncie In 47303 or call (765) 289-5554 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Capacity

With $88 in used auto loans and $1,941,798 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This means you can count on us to help with your vehicle financing or personal loans when you need them most.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members reflects in the $1,384,375 we reinvest into innovative banking tools and enhanced security measures.

Operational Efficiency

Our efforts translate into an operational efficiency reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $331,965 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not have money market shares available, our members can feel confident knowing that their investments are backed by robust assets.

Strong Financial Position

With a net worth of $1,384,375, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,583 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,114,008 in used vehicle loans and $466,483 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. Whether you're considering financing for a new or used vehicle, our team is ready to guide you through the process.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $117,358 in loans helping members manage their finances effectively. This product is ideal for those who want to make purchases without dipping into savings or for unexpected expenses.

Credit Lines

If you need additional flexibility, consider our credit lines totaling $310,000. These can be beneficial for managing cash flow or making larger purchases without the hassle of applying for multiple loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're interested in refinancing an existing loan or exploring eligibility options, our dedicated staff is here to assist you at every step. Feel free to reach out at (765) 289-5554, visit us at 8000 N State Road 3 Muncie In 47303, or check out our website at https://delmetfcu.org/ for more information about how we can support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we can assist you with understanding your options when they arise.

Loan Aggregator

Real-Time Rate Comparisons

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Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. LendMesh does not feature any listings that are influenced by sponsorships or paid promotions. The focus is solely on providing unbiased results that empower users to make informed choices without any hidden agendas.

DEL MET FEDERAL CREDIT UNION - Muncie, IN