Indiana Members Credit Union Muncie IN | Affordable Auto Loans & Checking

Introduction

Welcome to the Indiana Members Muncie Branch, where community spirit and member satisfaction come first! Established in 1956, our credit union has grown into a trusted financial partner for over 165,000 members in the Muncie area. Located at 2401 W University Ave, Muncie, IN 47303, we are dedicated to providing personalized banking services that cater to your unique financial needs. At Indiana Members, we pride ourselves on our strong foundation of trust and reliability. With total assets exceeding $3.28 billion, and deposits totaling $243,763,811, we ensure that your money is in safe hands. Our commitment to our members is reflected in our robust loan offerings, with a total of 70,295 loans and leases available to help you achieve your dreams whether that's buying a new car, purchasing a home, or managing personal finances. We understand that every dollar counts. That's why we maintain a net worth of $332,909,354 and have over $39 million in cash readily available for loans and member services. Your financial goals are important to us, which is why we offer a wide range of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our branch is not just about numbers; it's about people. Under the leadership of CEO John Newett and Board President Robert Martin, our team of 420 employees works tirelessly to ensure each member feels valued and supported. We invite you to experience the difference at Indiana Members by visiting us or reaching out at 765-747-3727. Whether you're looking for guidance on your next big purchase or want to explore how we can help you save for the future, we're here for you every step of the way. Visit our website at imcu.org or stop by today!

Branch History & Mission

Indiana Members has a proud history that dates back to its establishment in 1956. Since then, we have been dedicated to serving our community in Muncie, Indiana, and beyond. Our branch, located at 2401 W University Ave, Muncie, IN 47303, stands as a testament to our commitment to providing quality financial services tailored to the needs of our members. Over the years, Indiana Members has grown significantly. Today, we proudly serve over 165,000 members and manage total assets exceeding $3.28 billion. This growth is not just a number; it reflects our members' trust and the strong relationships we have built within the community. Our headquarters in Indianapolis continues to support our mission by ensuring that our branches are equipped with the resources needed to provide exceptional service. At Indiana Members, our mission is clear: we strive to empower our members financially while making a positive impact on the communities we serve. We offer a wide range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We are here not just to help you achieve your financial goals but also to foster a sense of belonging and support in every interaction. We understand that accessibility is key for our members. That's why we provide ATM services at our Muncie branch and offer online and mobile banking options for convenience. Our lobby hours are designed with your schedule in mind: Monday through Wednesday from 8:00 AM to 4:00 PM and Thursday through Friday until 4:30 PM. While members can visit us at 2401 W University Ave for their banking needs, official correspondence should be sent to our mailing address at 2401W University Ave, Muncie, IN 47303-3428. Our commitment extends beyond traditional banking services; we actively engage in partnerships and community outreach efforts that uplift those around us. Whether it's sponsoring local events or providing educational resources on financial literacy, Indiana Members believes in investing back into the community. As we look towards the future, we invite you to join us on this journey. Experience firsthand how Indiana Members can help you reach your financial aspirations while being part of a community-focused organization. Visit us today or call us at 765-747-3727 for more information about becoming a member!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. We offer accessible parking and ADA-compliant features to ensure that everyone can visit us easily. Whether you're coming in for personal banking or exploring our loan options, you'll find our location welcoming and accommodating.

Call to Action

We invite you to come visit us at the Indiana Members Muncie Branch! Whether you're looking to open a new account or inquire about our loan products, our friendly team is ready to assist you. Stop by today or give us a call for any questions you may have!

Operating Hours

We understand that life can be busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Wednesday from 8:00 AM to 4:00 PM, or stop by on Thursday and Friday when we're open until 4:30 PM. If you need assistance outside of these hours, feel free to reach out to us at 765-747-3727.

Services Offered

At Indiana Members Muncie Branch, we provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. Plus, with ATM availability right on-site, accessing your funds has never been easier!

Member Eligibility

Becoming a member of Indiana Members is like joining a friendly neighborhood family that truly cares about your financial well-being. At our branch located at 2401 W University Ave Muncie In 47303, we welcome anyone who lives, works, or worships in the community. It's all about building relationships and supporting each other through life's ups and downs. Membership is open to individuals in a variety of circumstances whether you're just starting out or looking for a fresh start, we're here for you! Joining us is simple, and the benefits are plentiful. As a member, you'll enjoy personalized service, competitive rates on loans, and access to a range of financial products tailored to fit your needs. To learn more about our eligibility criteria, please visit this link. If you're ready to take the next step or have questions, feel free to give us a call at (765) 747-3727. We're excited to welcome you into the Indiana Members family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to make daily operations easier. Imagine processing payments quickly while keeping track of your sales seamlessly. Whether you need point-of-sale systems or online payment options, we've got you covered so you can focus on what matters most running your business. Located at 2401 W University Ave Muncie In 47303 in Muncie, IN, we're here to partner with you on your journey to success. Reach out today at (765) 747-3727 to learn more about how we can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM and Cash Withdrawal Services, available through our convenient ATMs, allow you easy access to your funds without any hassle. At Indiana Members, we pride ourselves on offering not only comprehensive services but also exceptional customer care. You can reach us at (765) 747-3727 during our lobby hours: Monday through Wednesday from 8:00 AM - 4:00 PM and Thursday through Friday from 8:00 AM - 4:30 PM. If you're ready to explore how we can assist you further, visit us or check out our website at Muncie Branch. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans and Vehicle Financing options make it easier than ever to drive off in your dream vehicle. We offer competitive rates and flexible terms to ensure you find a plan that fits your budget.

Business Banking Services

For our entrepreneurial members, we offer specialized Business Banking solutions. From merchant services that simplify payment processing to business loans designed to help you grow, we support local businesses in thriving within our community.

Credit Cards with Rewards

Who doesn't love rewards? Our Credit Cards with Rewards allow you to earn points on every purchase, which can be redeemed for travel, merchandise, or cash back. It's an easy way to get more from your spending.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and we're here to assist you every step of the way. Our Mortgage Loans and Refinancing services provide personalized solutions that cater to your financial situation, making homeownership more accessible.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our Online and Mobile Banking features let you manage your accounts anytime, anywhere. Pay bills, transfer funds, or check balances with just a few taps on your smartphone.

Personal Banking Solutions

We understand that managing your day-to-day finances is essential. That's why we offer Personal Banking options, including checking and savings accounts designed to suit various lifestyles. Whether you're saving for a vacation or need an account for everyday transactions, we've got you covered.

Personal Loans & Debt Consolidation

If you're looking to manage existing debt or finance a personal project, our Personal Loans and Debt Consolidation services can help simplify your finances. With straightforward applications and quick approvals, achieving your financial goals is just around the corner.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those on the go, our mobile application offers a complete suite of banking features right in your pocket. You can make person-to-person transfers easily and securely with just a few taps. Plus, if you prefer using your phone for payments, our mobile payments feature lets you pay with ease wherever you shop. Security is a top priority at Indiana Members. Our systems are built to protect your information while giving you the freedom to bank how and when you want. Although we don't currently offer electronic signature authorization, rest assured that your data remains safe with us. If you're ready to explore all these features and more, visit us online at https://www.imcu.com/. Experience the convenience of modern banking without sacrificing security. Join us today and take control of your finances like never before!

Financial Strength

A Solid Foundation

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $26,500 in used auto loans and $1,920,064,416 in total loans and leases available.

Member-Centric Services

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency, as demonstrated by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees who are ready to serve you with a knowledgeable, committed team.

Trust Built on Reliability

Net Shares (Funds available for lending and investments): $31,034,154. Total Share and Deposit Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 2401 W University Ave Muncie In 47303 or call (765) 747-3727 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

In addition to our popular auto and mortgage loans, we provide various other lending products to suit different needs. For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand. We also offer personal loans for debt consolidation and other purposes. If you're considering refinancing or exploring eligibility options for any of our loan products, please reach out to us at (765) 747-3727. Our team is ready to guide you through the process and answer any questions you may have. We encourage you to visit us at Indiana Members or check out our website at https://www.imcu.com/ for more information about all available loan offerings. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's work together to find the right loan solution for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We offer competitive rates and flexible terms that can help make your dream home a reality.

Unsecured Credit Card Loans

For those looking for convenient spending power, we also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, providing you with both flexibility and value.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to make informed decisions about their financial futures.

Indiana Members