PrimeTrust Financial Muncie IN Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Primetrust Financial, your trusted partner in financial services located at 4018 N Broadway Ave, Muncie, IN 47303. Since our establishment in 1935, we have proudly served our community, growing to a membership of over 17,973 individuals who rely on us for their banking needs. With total assets exceeding $240 million and deposits totaling $22,390,420, we are committed to providing exceptional service and sound financial products that make a difference in our members' lives. At Primetrust Financial, we believe in the power of community. Our dedicated team of 76 employees, led by CEO Tim Pierce and Board President David Baney, is here to ensure you receive personalized support every step of the way. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions tailored to fit your unique needs. While you can visit us directly at our branch location, please note that all official correspondence should be sent to the same address: 4018 N Broadway Ave, Muncie, IN 47303. Whether you're looking for assistance with personal loans or simply want to inquire about our latest offerings, we're just a phone call away at 765-289-2148. Join us today and experience the benefits of being part of a member-focused credit union. Visit our website at Primetrust Financial for more information on how we can help you achieve your financial goals!

Branch History & Mission

At Primetrust Financial, we take great pride in our rich history and unwavering mission to serve the community. Established in 1935, our branch has been a cornerstone of financial support in Muncie, IN for nearly nine decades. Located at 4018 N Broadway Ave, we are easily accessible to our members and neighbors alike. From our humble beginnings, we've grown significantly over the years. Today, we proudly serve over 17,973 members and manage total assets amounting to $240,300,744. This growth is not just a reflection of our financial success but also a testament to the trust and loyalty of our community. We have continually evolved to meet the changing needs of our members, offering services that range from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and business banking options. Our mission is simple yet powerful: we strive to empower our members by providing quality financial services while fostering a sense of community support. We believe that when individuals thrive financially, the entire community flourishes. This commitment drives us to engage actively with local initiatives and outreach programs aimed at improving the lives of those around us. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 4018 N Broadway Ave, Muncie, IN 47303. Our operating hours are Monday through Friday from 9 AM to 5 PM, ensuring that we are available when you need us most. In addition to traditional banking services, we are excited about the digital advancements we've implemented. With features like online banking, mobile payments, and ATM availability right at your fingertips, managing your finances has never been easier. Plus, our drive-thru service allows for quick transactions without leaving your vehicle. Our partnership with other credit unions through shared service centers extends our reach even further, enabling more people in Muncie to access essential financial services conveniently. We invite you to become part of Primetrust Financial's growing family. Join us today and experience firsthand how we can help you achieve your financial goals while positively impacting our community together! For more information on membership or to open an account online, visit our website. Together, let's build a brighter future!

Branch Location & Accessibility

Contact Us Today!

Have questions or want to learn more about how we can help? Don't hesitate to give us a call at 765-289-2148. Our team is excited to welcome you in person or over the phone! While members can visit us at 4018 N Broadway Ave, official correspondence should be sent to the same address for consistency. We look forward to serving you at Primetrust Financial, where your financial well-being is our top priority!

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, ready to assist you with all your financial needs. Whether you're looking for personal banking services like checking and savings accounts or need help with auto loans, mortgage refinancing, or credit cards with rewards, our friendly staff is here to guide you every step of the way. For added convenience, we offer a drive-thru service for quick transactions such as deposits and withdrawals. Plus, our ATM is available on-site for cash withdrawals and balance checks whenever you need it. If you're a member of a partner credit union, you can also take advantage of shared branch services right here at Primetrust Financial.

Parking and Accessibility

At Primetrust Financial, we understand how important accessibility is. Our branch features ample parking right out front, including designated spots for those needing extra assistance. We are committed to ensuring that everyone can access our services comfortably. If you're visiting us with mobility needs, rest assured that our facilities are ADA compliant, featuring ramps and wide doorways.

Member Eligibility

At Primetrust Financial, we believe that everyone deserves the chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is easy! If you live, work, worship, or attend school in Delaware County, Indiana, you're already eligible to join us. We welcome individuals and families alike, and our friendly team is here to help you every step of the way. Not only will you gain access to a range of financial products and services tailored just for you, but you'll also enjoy lower rates on loans and higher returns on savings compared to traditional banks. To get started with your membership at Primetrust Financial, simply visit us at 4018 N Broadway Ave Muncie In 47303 or call us at (765) 289-2148 for any questions you may have. For more detailed eligibility criteria, feel free to check out our website at http://www.primetrustcu.com/resources/become-a-member. Ready to take the next step? You can easily open an account online by visiting http://www.primetrustcu.com/lending/apply-online. Join us today and experience the benefits of being a valued member!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $191 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,790,283, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine being able to accept payments easily from your customers, whether they are shopping online or visiting your store. Our services provide quick transactions and secure payment options, ensuring that you can deliver exceptional service without the hassle. Located conveniently at 4018 N Broadway Ave Muncie In 47303, Muncie, IN 47303, we invite local entrepreneurs and business owners to explore how Primetrust Financial can be a partner in their journey. For more information or to get started today, call us at (765) 289-2148!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We offer comprehensive ATM & Cash Withdrawal Services, ensuring you have access to your money when you need it most. Our ATMs are conveniently located throughout the area for easy access.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in your dream vehicle. With competitive rates and personalized service, we help you navigate the financing process smoothly.

Business Banking

For entrepreneurs and small businesses, our Business Banking services provide essential support. From merchant services to business loans, we understand what it takes to grow and succeed in today's market.

Credit Cards with Rewards

Enjoy the perks of everyday spending with our Credit Cards with Rewards program. Earn points on purchases that can be redeemed for travel, merchandise, and more. It's a simple way to get rewarded while managing your expenses effectively.

Drive-Thru Banking

For quick transactions without leaving your vehicle, take advantage of our basic Drive-Thru Banking services. Whether it's deposits or withdrawals, we're here to help streamline your banking experience.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make. With our Mortgage Loans & Refinancing services, we guide you through every step, ensuring you find the best mortgage solution for your needs. Whether it's your first home or an investment property, we're here to help.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts that fit your lifestyle. Whether you're saving for a rainy day or planning a big purchase, our accounts provide flexibility and convenience.

Personal Loans & Debt Consolidation

If you're looking to simplify your finances, our Personal Loans & Debt Consolidation options can be beneficial. We work with you to create a plan that meets your needs, whether it's funding a special project or consolidating existing debt into manageable payments.

Shared Branch Transactions

As part of our commitment to community banking, we provide basic shared branch transactions for partner credit union members. This means even if you're traveling or away from home, you still have access to essential banking services. At Primetrust Financial, we pride ourselves on making banking easier and more accessible for everyone in our community. If you have any questions about how we can assist you further or want to learn more about becoming a member, don't hesitate to reach out! Call us at (765) 289-2148 or visit us at our branch in Muncie, IN today!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides everything you need to stay on top of your financial goals. You can easily check your balance, transfer funds, and manage your accounts with just a few clicks. Plus, if you're on the go, our mobile application is available for download, allowing you to bank right from your smartphone. When it comes to security, we've got you covered. While we don't currently offer electronic signature authorization, we ensure that all transactions are conducted in a secure environment. You can also enjoy the peace of mind that comes with e-statements, which help reduce paper clutter while keeping your information safe.

Stay Connected and In Control

One of the standout features at Primetrust Financial is our person-to-person transfer option. This allows you to send money directly to friends or family without any hassle perfect for sharing expenses or paying back a loan. Additionally, we support mobile payments so you can make purchases quickly and easily using your phone. With all these features combined, you'll find that managing your finances has never been simpler or more accessible. Whether you're checking balances or making transfers, our user-friendly tools empower you to take control of your banking experience wherever life takes you. For more information about our digital services and how they can benefit you, don't hesitate to reach out at (765) 289-2148 or explore our website at https://www.primetrustcu.com/!

Financial Strength

At Primetrust Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which demonstrates our commitment to serving you reliably and effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $23,371,693, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,676,210 in share certificates and $32,331,429 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,819,218 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is robust, with $2,934 in used auto loans and $165,144,837 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 39,526, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Primetrust Financial is your trusted partner. Visit us at 4018 N Broadway Ave Muncie In 47303 or call (765) 289-2148 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,412,807 in used vehicle loans and $19,931,993 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you find the best fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $13,790,283 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering tailored solutions that meet their specific needs. At Primetrust Financial, we believe in making borrowing straightforward and hassle-free. If you're considering refinancing or have questions about eligibility options for any of our products, don't hesitate to reach out! You can contact us at (765) 289-2148 or visit us at our branch located at 4018 N Broadway Ave Muncie In 47303 in Muncie, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to help you take control of your financial future with confidence!

Credit Lines and Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $7,666,111 in loans helping members manage their finances effectively. Additionally, our credit lines allow for easy access to funds when you need them most, with total credit lines available amounting to $17,635,556.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,047,478, make buying or refinancing simple. We provide personalized service to help you navigate the complexities of home financing, ensuring that you understand every step along the way.

Loan Aggregator

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