Home Equity Loans in Cincinnati, OH

Looking for the best HELOC options in Cincinnati, OH? Compare local banks and credit unions to find low rates and flexible terms that fit your home improvement or debt needs. Our community-focused lenders offer quick funding and personalized service you can trust.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Superior Credit Union, Inc has a Home Equity rate of 6.25% today, unchanged from it was 7 and 30 days ago. The rate has stayed steady over the past month with no changes. Seven Seventeen has a Home Equity rate range of 6.75% to 7.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when it was 7% to 7.75% . The rate has stayed steady over the past week but dropped compared to a month ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Kemba Financial has a HELOC with an APR range of 7% to 7.24% today, unchanged from it was 7 days ago.The rate has stayed steady over the past week.

Directions has a HELOC with an APR range of 7% to 7.5% , unchanged from it was 7 days ago. Their Home Equity loan shows an APR range of 8.5% to 9% , also unchanged from a week ago. Neither product shows any change compared to 7 days earlier. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Cincinnati, OH

Lender NameBranch AddressOffice ServicesLender Snapshot
CINFED FEDERAL CREDIT UNION
550 MAIN ST CINCINNATI OH 45202
ATM
P2P
E-Statements
E-Signature
Assets: $734,963,243
Deposits: $53,404,088
Net Worth: $87,816,618
Employees: 142
Members: 38,181
CINFED FEDERAL CREDIT UNION
925 MAIN ST CINCINNATI OH 45202
ATM
P2P
E-Statements
E-Signature
Assets: $734,963,243
Deposits: $53,404,088
Net Worth: $87,816,618
Employees: 142
Members: 38,181
LOCAL UNION 392 FEDERAL CREDIT UNION
1228 CENTRAL PKWY STE 302 CINCINNATI OH 45202
P2P
E-Statements
Assets: $15,275,388
Deposits: $928,764
Net Worth: $2,407,230
Employees: 3
Members: 2,718
KEMBA CREDIT UNION
629 VINE ST CINCINNATI OH 45202
ATM
P2P
E-Statements
E-Signature
Assets: $1,729,755,099
Deposits: $119,868,451
Net Worth: $188,723,037
Employees: 287
Members: 130,030
TRUPARTNER CREDIT UNION
1800 VINE ST CINCINNATI OH 45202
P2P
E-Statements
Assets: $159,920,114
Deposits: $12,426,928
Net Worth: $18,616,868
Employees: 50
Members: 14,824

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