Cinfed Credit Union Cincinnati OH | Best Auto Loans & Rewards Cards

Introduction

Welcome to Cinfed, your trusted financial partner located at 925 Main St, Cincinnati, OH 45202. Established in 1975, we have grown to serve a vibrant community of over 38,181 members, helping them achieve their financial goals with confidence. With total assets reaching an impressive $734,963,243, our credit union stands strong, committed to providing personalized service and competitive rates. At Cinfed, we understand that banking is about more than just numbers; it's about relationships. Our dedicated team of 142 employees, led by CEO Jay Sigler and Board President Gerald Meyer, is here to ensure that your experience is seamless and supportive. Whether you need assistance with personal banking, auto loans, or business financing, our knowledgeable staff is ready to help. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 4801 Kennedy Ave, Cincinnati, OH 45209. Our commitment to the community drives us to offer a range of services tailored to meet your unique needs. With total deposits of $53,404,088 and cash in hand amounting to $6,177,278, we are well-equipped to support you every step of the way. Plus, with a net worth of $87,816,618, Cinfed is not only stable but also focused on growing together with our members. We invite you to explore everything Cinfed has to offer! Visit our website at Cinfed or give us a call at 513-333-3809 during our lobby hours from Monday to Friday, 8:30 AM - 4:00 PM. Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

Cinfed embraces modern advancements with features like online banking and mobile payments for greater accessibility. We also ensure ADA compliance so that all members can easily utilize our services. With an ATM available on-site, banking is made easy for everyone. As we look toward the future, we invite you to join us in this journey. Experience firsthand the benefits of becoming a member at Cinfed where your financial wellness is not just a goal but a shared mission. For more information on how you can join or learn more about our services, please visit Cinfed or call us at 513-333-3809 today!

Our Evolution

From humble beginnings, Cinfed has evolved into a cornerstone of the Cincinnati financial landscape. Over the years, we have expanded our services to meet the diverse needs of our community. We offer personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, our business banking services include merchant services and business loans. As we continue to grow, we remain dedicated to ensuring that every member receives personalized attention and service. Our branch is not just about numbers; it's about people. We actively engage in community outreach efforts to support local initiatives and partnerships that uplift those around us. This commitment reflects our mission: to provide exceptional financial services while enhancing the quality of life in our community.

Our Mission Statement

At Cinfed, our mission is clear: we strive to deliver comprehensive financial solutions that empower our members to achieve their goals. Whether it's helping someone secure their first home or guiding small businesses towards growth, we focus on building lasting relationships based on trust and respect. We believe that financial health contributes significantly to overall well-being, which is why we prioritize both service excellence and community support. While members can visit us at 925 Main St, official correspondence should be sent to 4801 Kennedy Ave, Cincinnati, OH 45209. Our operating hours are Monday through Friday from 8:30 AM to 4:00 PM, making it convenient for you to reach out or stop by.

Branch Location & Accessibility

Accessibility Features

At Cinfed, we prioritize accessibility for all members. Our branch features ADA-compliant facilities and ramps to ensure everyone can access our services without hassle. Parking is available nearby, allowing for a smooth visit whether you're walking in or using public transportation.

Call to Action

We're excited to welcome you into the Cinfed family! If you have questions or want to learn more about what we offer, don't hesitate to call us at 513-333-3809 or stop by our branch at 925 Main St. Your journey towards better banking starts here!

Operating Hours

We understand that life can be busy! That's why we're open Monday through Friday from 8:30 AM to 4:00 PM. Our staff is ready to assist you during these hours, ensuring you get the support you need when it's most convenient for you.

Services Offered

Cinfed offers a range of banking services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgage refinancing, we are here to help you achieve your financial goals. We also provide ATM services for quick cash withdrawals and balance checks, so you can manage your money on-the-go.

Member Eligibility

Becoming a member of Cinfed means joining a community that truly cares about your financial journey. If you live, work, or worship in the Hamilton County area, or if you are an immediate family member of someone who qualifies, you can easily become part of our supportive family. We believe that everyone deserves access to quality financial services, which is why we welcome individuals from diverse backgrounds and walks of life. For more specific details on eligibility criteria, feel free to visit our website at http://www.cinfed.org/join-now . Joining is simple! Once you confirm your eligibility, just reach out to us at (513) 333-3809 to start the account opening process or swing by our branch located at 925 Main St Cincinnati Oh 45202. Our friendly team is here to guide you every step of the way. With membership comes fantastic benefits like lower loan rates and personalized service designed to help you achieve your goals. Don't hesitate come see how Cinfed can make a difference in your financial life!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine making sales easier for your customers while keeping track of transactions seamlessly. With our services, you can accept payments anytime and anywhere, ensuring that cash flow remains steady. Visit us at 925 Main St Cincinnati Oh 45202 in Cincinnati, OH, or call us at (513) 333-3809 to discover how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $278 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,720,520, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll find our business banking services invaluable. From merchant services that simplify payment processing to business loans designed to fuel growth, we understand the unique challenges faced by small businesses. We work closely with you to ensure that your business has the financial tools needed for success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Cinfed, we offer robust online and mobile banking solutions. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Our ATM services also provide basic access for withdrawals and balance checks whenever you need them. Whether it's early morning or late at night, our network is here for you.

Get in Touch

We invite you to explore all these services and more at Cinfed. If you have any questions or want to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at (513) 333-3809, or visit us in person at our branch located at 925 Main St Cincinnati Oh 45202. Let us be part of your financial journey today!

Personal Banking Solutions

We offer an array of personal banking services designed to help you achieve your financial goals. Our checking and savings accounts are tailored to fit your lifestyle, making it easy for you to manage your day-to-day expenses while saving for bigger dreams. Need a new car? Our auto loans and vehicle financing options make purchasing that dream vehicle more affordable than ever. If you're considering buying a home, our mortgage loans and refinancing services provide competitive rates and personalized guidance throughout the process. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options can help relieve some financial pressure. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Mobile Banking Features

For those who prefer banking on their smartphones, our mobile application makes it simple to handle your financial tasks with just a few taps. With features like person-to-person transfers, you can send money to friends or family quickly and easily. Plus, our mobile payments feature allows you to make purchases right from your phone no wallet needed!

Online Banking Experience

With our robust online banking platform, accessible at https://www.cinfed.com/ , managing your money has never been easier. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access to your accounts whenever you need them.

Secure Transactions

Security is a top priority at Cinfed. We offer electronic signature authorization for important documents, making it safe and easy to complete transactions without needing to visit a branch. E-statements are also available, allowing you to keep track of your finances while minimizing paper waste.

User-Friendly Access

Whether you're logging into our online banking platform or using our mobile app, you'll find a user-friendly interface designed for everyone. Real-time account management gives you instant updates on your finances, making it easier than ever to stay on top of your budget. In summary, the digital and online banking services at Cinfed are tailored for convenience and security. Experience the ease of managing your finances with us today!

Financial Strength

Commitment to Growth

With $78,741,297 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,790 in used auto loans and $574,961,040 in total loans and leases.

Member Trust

Total Share Accounts stand at 100,484, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $4,101,410. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cinfed is your trusted partner. Visit us at 925 Main St Cincinnati Oh 45202 or call (513) 333-3809 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $149,129,359 in share certificates and $170,437,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $33,392,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $87,816,618, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,192 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,043,325 in used vehicle loans and $40,021,437 in new vehicle loans already helping members get on the road. We pride ourselves on making the process straightforward, ensuring you can secure the financing you need with ease.

Business Loans

For business owners, our outstanding commercial loans totaling $180,720,520 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are dedicated to providing financial solutions that help them thrive. At Cinfed, we're committed to helping you navigate your financial journey with confidence. If you're interested in refinancing or learning more about our eligibility options, please don't hesitate to reach out at (513) 333-3809. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,694,712, make buying or refinancing simple. We are here to guide you through every step of the mortgage process, making it as stress-free as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $19,838,679 in loans helping members manage their finances effectively. This gives you the freedom to make purchases while enjoying low-interest rates and no hidden fees.

Loan Aggregator

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CINFED FEDERAL CREDIT UNION