Deca Credit Union

Introduction

Welcome to deca, a trusted financial institution established in 1958. Located in the heart of Cincinnati, OH, we are dedicated to serving our community with integrity and care. Under the leadership of CEO Patricia Luken and Board President Brandon Guthier, our mission is to empower our members through accessible financial solutions that foster growth and security. We take pride in being federally insured by the NCUA since 1/9/1979 0:00, providing peace of mind as you navigate your financial journey.

At deca, we understand that modern banking requires convenience and flexibility. While we currently do not offer services like online banking, mobile applications, or electronic statements, our commitment to personal service remains unwavering. Our dedicated team is here to assist you with a range of services including auto loans, personal loans, and business banking solutions tailored to meet your unique needs. Whether you're looking for checking and savings accounts or financing options, we prioritize your financial well-being above all else. For more information or assistance, feel free to reach out via our official website at https://www.deca.com/ or contact us at (513) 541-2482. Join us today and experience a member-first approach designed with you in mind.

Financial Services

At Deca, we are dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of our members. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, and vehicle financing, as well as mortgage loans and refinancing options that can help you secure your dream home. For small businesses, we offer essential services like merchant services and business loans to support growth and operational efficiency. In addition to these traditional banking services, we also provide rewarding credit cards that give members the opportunity to earn benefits while managing their finances.

In today’s fast-paced digital world, we understand the importance of convenience and accessibility. While we currently do not offer online banking or mobile applications, our focus remains on delivering quality service through our main office in Cincinnati. We invite you to explore membership eligibility through so that you can take advantage of our competitive loan rates and personalized financial solutions. Should you need assistance or have any questions about our services, feel free to reach out to us at (513) 541-2482 for prompt support. At Deca, we're committed to helping you manage everyday banking needs while planning for life milestones or expanding your business ventures with confidence.

Financial Highlights

Deca Credit Union stands as a trusted and valuable financial partner in the Cincinnati community, exemplifying stability and reliability through its impressive performance metrics. With a Total Membership of 1,612, Deca has built a strong foundation of trust among its members, showcasing a commitment to providing personalized service and accessible financial solutions. The credit union boasts Total Assets amounting to 7,018,210, reflecting its ability to effectively manage and grow member contributions, which is further evidenced by a robust Net Worth of 1,245,886.

The financial health of Deca is underscored by its solid Net Income of 82,091, demonstrating effective management practices and a focus on sustainable growth. Members can take comfort in knowing that their deposits are secure, with Total Deposits reaching 368,406. This indicates not only the confidence that existing members have in Deca but also the credit union's capability to attract new members seeking reliable financial services.

Moreover, Deca has successfully maintained a diverse portfolio with Total Loans and Leases totaling 281, providing essential support for members looking to finance their dreams—be it through Auto Loans or other personal financing options. The credit union's dedication to serving its community is further highlighted by its skilled workforce of just 2 employees, ensuring that each member receives personalized attention and expert guidance.

Deca's impressive Net Worth Ratio of 1,775 signals its financial strength relative to its assets, reinforcing the institution's resilience in varying economic climates. Additionally, with a Credit Card Loan Volume of 30 and an Auto Loan Volume of 334, Deca demonstrates its commitment to offering tailored products that meet the unique needs of its members.

As a member-focused institution since 1958, Deca Credit Union prioritizes transparency and impact in all operations. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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Introduction

Financial Services

Financial Highlights

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