Home Equity Loans in Gainesville, GA

Looking to use your Gainesville home’s equity to finance remodeling or pay off debt? Comparing local lenders helps you find the best rates and terms that fit your budget and goals.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Lge Community has a HELOC with an APR range of 4% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the past week. No data is available for 30, 60, or 90 days ago. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Vystar has a Home Equity loan with an APR range of 6.12% to 6.88% today. The HELOC rate is 7% now, which is higher than the 4% to 18% range seen 30 and 60 days ago. The Home Equity rate shows no change compared to earlier periods.

Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Associated Credit Union has a Home Equity loan with an APR range of 6.75% to 8.25% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9% , also unchanged over the past 7, 30, and 60 days. Both products have steady rates during this time.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Wings Financial has a HELOC with rates today ranging from 7% to 8.5% . These rates are the same as 7 days ago but lower than the 30, 60, and 90–day ranges, which were 7.25% to 8.75% . The rate range has stayed steady this past week after dropping from earlier months.

🏦 All Local Lenders in Gainesville, GA

Lender NameBranch AddressOffice ServicesLender Snapshot
LANIER FEDERAL CREDIT UNION
1430 THOMPSON BRIDGE RD GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
Assets: $69,198,551
Deposits: $7,673,146
Net Worth: $6,222,189
Employees: 22
Members: 8,576
DELTA COMMUNITY CREDIT UNION
891 DAWSONVILLE HWY STE 140 GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,625,518,974
Deposits: $225,637,800
Net Worth: $1,019,367,779
Employees: 1347
Members: 510,916
GEORGIA'S OWN CREDIT UNION
475 DAWSONVILLE HWY STE F GAINESVILLE GA 30501
ATM
P2P
E-Statements
Assets: $4,236,719,400
Deposits: $301,106,489
Net Worth: $463,803,561
Employees: 704
Members: 239,964
MYGEORGIA CREDIT UNION
2601 LIMESTONE PKWY GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $214,095,484
Deposits: $10,295,292
Net Worth: $23,952,907
Employees: 56
Members: 20,008
MYGEORGIA CREDIT UNION
976 DAWSONVILLE HWY GAINESVILLE GA 30501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $214,095,484
Deposits: $10,295,292
Net Worth: $23,952,907
Employees: 56
Members: 20,008

🏘️ All the Lenders Available in Hall County, GA

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