Home Equity Loans in Richmond, VA

If you’re a Richmond, VA homeowner, tapping into your home’s equity can be a smart way to fund remodeling, consolidate debt, or cover unexpected expenses. Comparing offers lets you find the best rates and terms that fit your unique needs right here in Richmond.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Virginia has a HELOC with an APR range of 5.99% to 18% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. The Home Equity loan APR is steady at 7.5% across all time frames, showing no change from 7, 30, 60, or 90 days ago.

Newport News Shipbuilding Employees has a Home Equity rate range of 6.14% to 9.24% today. These rates have stayed the same compared to 7 days ago and 30 days ago, with no change from 60 days ago either. The APR range remains steady across all these time frames. Truliant has a Home Equity APR range of 6.14% to 9.22% today, unchanged from 7 and 30 days ago but lower than the rates from 30, 60, and 90 days ago. Their HELOC rates are 7.25% to 9.75% now, unchanged from a week ago and down from the higher ranges seen in the past 30, 60, and 90 days.

Langley has a HELOC with an APR range of 6.49% to 7.25% today. This rate range is lower than it was 7, 30, 60, and 90 days ago, when the top end was 7.5% . The minimum APR has stayed the same over this period. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupont Community has a HELOC with an APR range of 6.75% to 7.5% today. This rate is the same as it was 7 days ago but lower than the 7% rate from 30 days ago. Northwest has a HELOC rate range of 6.75% to 9% today, unchanged from 7 and 30 days ago but lower than the 7% to 9.25% seen 30, 60, and 90 days ago. Its Home Equity loan rate is 7% today, unchanged from 7 and 30 days ago but down from 7.25% over the past 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% .

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
CALL FEDERAL CREDIT UNION
6601 W BROAD ST RICHMOND VA 23230
ATM
P2P
E-Statements
E-Signature
Assets: $520,547,272
Deposits: $42,876,438
Net Worth: $56,556,122
Employees: 113
Members: 28,445
VIRGINIA FEDERAL CREDIT UNION
3200 W BROAD ST STE G RICHMOND VA 23230
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137

🏘️ All the Lenders Available in Henrico County, VA

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