Veridian Credit Union Richmond VA | Reliable ATM Access & Services

Introduction

Welcome to Scott's Addition, a proud branch of the Virginia Credit Union located at 3200 W Broad St Ste G, Richmond, VA 23230. Since our establishment in 1928, we have been committed to serving our community and fostering financial growth among our members. With a total membership of over 489,000, we are more than just a credit union; we are a trusted partner in your financial journey. At Scott's Addition, we understand that every member has unique needs. Our dedicated team, led by CEO Christopher Shockley and Board President Kenneth Ampy, works tirelessly to provide personalized service and innovative solutions. Whether you're looking for loans, savings options, or simply need guidance on managing your finances, we're here to help. With total assets exceeding $6.9 billion and robust deposits of $56,795,311, we ensure that your money is secure and growing. Our commitment extends beyond just numbers; it's about investing in our community and supporting local initiatives that matter most to you. While members can visit us at our Richmond location, official correspondence should be sent to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We invite you to explore our services further at www.vacu.org or give us a call at 804-253-6100. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Virginia in Richmond, VA! Since opening our doors in 1928, we have dedicated ourselves to serving the financial needs of our community. Starting with just a handful of members, we have grown into a vibrant organization with a total membership of 489,137. Our commitment to providing exceptional service and support has allowed us to accumulate total assets of $6,917,912,589 over the years. Located at 3200 W Broad St Ste G Richmond Va 23230, our branch is not just a place for banking but a hub for community engagement and support. We're proud to be part of the rich tapestry that makes up Richmond. As you visit us, you can find us near various local landmarks, making it easy to stop by whenever you need assistance or want to connect. At Virginia, our mission is clear: we strive to empower our members through accessible financial services while fostering community growth and support. We believe that everyone deserves the opportunity to thrive financially, and we are here to help you achieve your goals. Whether you're looking for personal loans, savings options, or simply need guidance on managing your finances, our friendly team is always ready to assist. While members can visit us at 3200 W Broad St Ste G Richmond Va 23230, official correspondence should be sent to 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We prioritize convenience and accessibility, which is why we offer ATM services and ensure that our branch complies with ADA standards. Though we do not have drive-thru banking at this location, our operating hours are designed with your busy schedule in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Our commitment extends beyond traditional banking; we actively participate in community outreach initiatives and build partnerships that make a real difference in people's lives. By engaging with local organizations and supporting various causes, we strive to create a positive impact within our community. If you're looking for a credit union that prioritizes your financial well-being while being deeply rooted in the community, consider joining us at Virginia. Experience the benefits of being part of a member-focused institution that truly cares about its members' success. Visit our website or call us at (804) 253-6100 today!

Branch Location & Accessibility

Get in Touch

Got questions? Don't hesitate to give us a call at 804-253-6100! We're here for you and look forward to welcoming you into the Virginia family. Visit us today and discover how we can support your financial needs!

Nearby Landmarks and Accessibility

If you're looking for us, you'll find our branch just a stone's throw away from popular spots like the Science Museum of Virginia and various local eateries. With ample parking available, visiting us is hassle-free. Our building is designed with accessibility in mind, featuring ramps and ADA-compliant facilities, ensuring that all members can easily access our services.

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. Whether you need assistance with your account or want to learn more about our products, our friendly staff is here to help. While we focus on providing top-notch ATM services for quick withdrawals and balance checks, we also want you to know that there's no drive-thru service available at this location. However, with an ATM conveniently located on-site, accessing your funds is just a step away. For any official correspondence, please note that while members can visit us at our Richmond address, all mail should be directed to 7500 Boulder View Dr, North Chesterfield, VA 23225-4046.

Member Eligibility

Becoming a member of Virginia is like stepping into a community where your financial well-being is the top priority. If you live, work, worship, or attend school in our area, you're likely eligible to join us! We welcome individuals from various backgrounds because we believe that everyone deserves access to friendly, personalized financial services. You can check out more details about eligibility at http://www.vacu.org/why-vacu/become-a-member, which outlines everything you need to know. The process of opening an account is straightforward and welcoming. Simply visit us at our branch located at 3200 W Broad St Ste G Richmond Va 23230, or give us a call at (804) 253-6100 for assistance. You can also start your journey online by visiting https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery to see just how easy it is to become part of our family. Join Virginia today and enjoy the benefits of being a member, including great rates and a supportive team ready to help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, having efficient payment options is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine processing payments quickly while offering your customers multiple ways to pay, all backed by reliable support. Visit us at 3200 W Broad St Ste G Richmond Va 23230 in Richmond, VA, or reach out at (804) 253-6100 to discover how our business banking and commercial services can help turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

Accessibility is at the heart of what we do. At Scott's Addition, we ensure that our services are available when you need them. With operating hours from Monday to Friday 9 AM to 5 PM and Saturday 9 AM to 12 PM, we're here for you even on weekends! If you have questions or need assistance, feel free to reach out at (804) 253-6100.

Banking Made Easy

We know how busy life can get, which is why we prioritize making banking as easy as possible for you. Our ATM services allow you to perform essential transactions like withdrawals and balance checks without any hassle. Whether you're on your way to work or running errands, you can access your funds quickly and conveniently.

Member-Centric Services

Our commitment to our members goes beyond basic banking. We strive to offer services that support your financial goals. For instance, if you're looking to manage your finances on-the-go, our online banking features empower you with tools to monitor your accounts anytime, anywhere. Imagine being able to pay bills, transfer money, and check your account balances from the comfort of your home or while waiting in line at the store.

Your Financial Partner

Consider us more than just a credit union; think of us as your financial partner. Whether it's planning for a major purchase or saving for the future, our team is ready to assist you every step of the way. We believe that everyone deserves access to reliable financial support and guidance. In summary, at Virginia in Richmond, we offer more than just ATM services; we provide a complete suite of member-focused solutions designed for convenience and ease of use. Visit us today or explore our website at https://www.vacu.org/ to learn more about how we can help you achieve your financial goals! Don't hesitate reach out today! We're excited to be part of your financial journey!

Digital & Online Banking

Accessibility and Ease-of-Use

Navigating our online services is user-friendly, ensuring that even those new to digital banking can feel confident using them. We've designed everything to make managing your finances straightforward and efficient. With real-time access to your account information, you'll always know where you stand financially. In summary, Virginia brings modern banking right to your pocket while ensuring top-notch security. Embrace the ease of digital banking today with us!

Key Features

We prioritize your security and convenience. One standout feature is our electronic signature authorization, which allows you to sign documents digitally without any hassle. You can also opt for e-statements, making it easier to keep track of your transactions without the clutter of paper statements. If you're on the go, you'll love our mobile application. It not only allows you to manage your accounts but also supports mobile payments. Whether you're shopping in-store or online, you can make secure payments quickly. Plus, our person-to-person transfer feature lets you send money directly to friends or family in real-time no cash or checks required!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 724,126, showing a strong and growing member base that trusts us with their finances. This trust is vital as it reinforces our mission to provide excellent service while maintaining sound financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 3200 W Broad St Ste G Richmond Va 23230 or call (804) 253-6100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,828,991 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments amount to $4,372,625, further showcasing our capacity to support your needs.

Solid Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Reinvestment

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is reinforced by having $69,956 in used auto loans and $5,269,983,304 in total loans and leases, supporting members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible financing options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We understand the challenges of running a business, and our team is here to support you every step of the way. If you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. You can contact us at (804) 253-6100 or visit us at our branch located at 3200 W Broad St Ste G Richmond Va 23230, Richmond, VA. At Virginia, we're dedicated to providing solutions that empower our members financially. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product today!

Credit Lines

For those needing extra flexibility, our credit lines totaling $1,367,123,877 are available to assist you with unexpected expenses or planned purchases. This option allows you to borrow what you need while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We provide guidance throughout the process, ensuring you find a loan that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. These cards are designed for convenience and can be an excellent tool for managing expenses without collateral.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results (Source: https://www.ncua.gov), which guarantees fair and transparent offers for consumers.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can confidently compare their options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this tool in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

VIRGINIA FEDERAL CREDIT UNION - Richmond, VA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Richmond, VA (23230)