Call Credit Union Richmond VA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Call Federal Credit Union, your trusted financial partner located at 6601 W Broad St, Richmond, VA 23230. Established in 1962, we have proudly served our community for over six decades, growing alongside our members and adapting to their changing needs. With a strong membership base of 28,445 individuals, we are dedicated to providing personalized service and a range of financial solutions that empower you to achieve your goals. At Call Federal, we understand the importance of financial stability. That's why we manage assets totaling an impressive $520,547,272, ensuring we can support our members with competitive rates on loans and deposits. Our total loans stand at 12,454, reflecting our commitment to helping you finance everything from your dream car to your home. We also proudly hold total deposits of $42,876,438, which speaks to the trust our members place in us. While members can visit us at our branch location, official correspondence should be sent to 6603 W Broad St, Richmond, VA 23230-1711. You can always reach out to us via phone at 804-274-1300 or visit our website at callfcu.org for more information about our services. Led by our CEO, John West, and Board President James Horne, Jr., our dedicated team of 113 employees is here to assist you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, we are committed to providing exceptional service tailored just for you. Join us today and experience the difference that comes from being part of a member-focused credit union. Your financial journey starts here!

Branch History & Mission

Community Focus

Over the decades, we have partnered with various organizations within the community, focusing on outreach programs that promote financial literacy and well-being. We believe that supporting our neighbors goes beyond transactions; it's about building lasting relationships that uplift everyone involved. As we embrace modern advancements in banking, we ensure that our services remain accessible to all. We offer features like online banking and electronic statements, catering to your needs while upholding ADA compliance for all our facilities.

Join Us

Our commitment to you doesn't stop at offering services; it extends into being an active part of the community. With dedicated operating hours from 9 am to 5 pm, Monday through Friday, we invite you to come in, call us at (804) 274-1300, or visit our website at Altria Hq to explore how Call can help you achieve your financial goals. Join us today and experience firsthand the benefits of being a member of Call where community and finance come together!

Our Mission

At Call, our mission is clear: to empower our members through exceptional financial services while fostering a sense of community. We strive to provide not just banking solutions but also support that enhances the lives of those we serve. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, our goal is to make your financial journey as smooth and rewarding as possible. While members can visit us at 6601 W Broad St Richmond Va 23230, official correspondence should be sent to our mailing address at 6603 W Broad St, Richmond, VA 23230-1711. Our branch is conveniently located near local landmarks, making it easy for you to stop by and experience the personalized service we are known for.

Branch Location & Accessibility

Accessibility Features

At Call, we believe in providing a welcoming environment for everyone. Our branch is ADA compliant and features ramps and accessible parking spaces so that all our members can enjoy their visit without hassle.

Call-to-Action

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at (804) 274-1300. We look forward to welcoming you at Call!

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, giving you plenty of time throughout the week to stop by. Our team is always ready to assist you with a smile!

Services Offered

While you're here, take advantage of our wide range of services designed with your needs in mind. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you're looking for quick access to cash, our ATM is available on-site for your convenience.

Member Eligibility

At Call, we believe that becoming a member means joining a family that genuinely cares about your financial well-being. If you're wondering how to join us, it's quite simple! Membership is available to anyone who lives, works, worships, or attends school in the communities we serve. We welcome individuals and families alike, so no matter your background, you'll find a place here. Plus, being part of our credit union comes with wonderful benefits like competitive rates on loans and savings accounts, personalized service, and access to a range of financial resources. To get started with opening an account at Call, just visit us at our location: 6601 W Broad St Richmond Va 23230 or check out the details online at https://callfederal.org/apply-for-loan/. If you have any questions or need assistance, feel free to give us a call at (804) 274-1300. We're excited to help you take this important step toward better financial health! For more information on eligibility requirements, don't forget to.

Business Banking & Commercial Services

Merchant Services

Imagine having a reliable partner to handle your transactions while you focus on serving your customers. Our merchant services provide just that tools that make payment processing easy and efficient. By choosing us, you gain access to solutions that help streamline operations, allowing you to enhance customer experiences and boost sales. Whether you're in need of funding or efficient transaction solutions, Call at 6601 W Broad St Richmond Va 23230, Richmond, VA is here to help your business thrive. Reach out today at (804) 274-1300 to explore how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure you're never far from accessing your funds. Enjoy basic ATM access for withdrawals and balance checks whenever needed. At Call, we believe in making banking easy and accessible for everyone. If you're ready to learn more about how we can help you achieve your financial goals, give us a call at (804) 274-1300 or visit us online at Altria Hq. Let's start this journey together!

Business Banking Support

For our entrepreneurial members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or growing an existing one, we're here to support your business goals with tailored financial solutions.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we proudly feature robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away on your device.

Financial Flexibility with Personal Loans

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions. Whether you need funds for a big purchase or want to consolidate debt into one manageable payment, our offerings provide the flexibility you need during challenging times.

Home Ownership Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing options make this milestone more accessible than ever. We understand that securing a mortgage can be daunting, so our team is here to guide you through each step, ensuring you find the right solution for your unique situation.

Personal Banking Solutions

Whether you're looking to manage everyday expenses or save for future goals, our Personal Banking services have you covered. We offer various Checking & Savings Accounts tailored to fit different lifestyles. Imagine having a reliable account that helps you track your spending while building your savings this is exactly what we provide.

Rewarding Credit Card Options

Want to earn rewards while managing your spending? Our Credit Cards with Rewards program lets you do just that. With every purchase, you'll earn points that can be redeemed for exciting rewards making everyday shopping even more rewarding!

Vehicle Financing Options

If you're considering a new car or need financing for a vehicle, look no further than our Auto Loans & Vehicle Financing services. With competitive rates and flexible terms, purchasing or refinancing your vehicle becomes a hassle-free experience. Picture driving off in your dream car without the stress of complicated loans!

Digital & Online Banking

Convenient Online Banking

Our online banking platform, accessible at https://callfederal.org/, allows you to check your account balance, transfer funds, and pay bills anytime you need. With 24/7 access, you can manage your finances whenever it suits you best. Plus, our user-friendly interface makes navigating through your accounts a breeze.

Going Paperless with E-Statements

Switching to e-statements is not only eco-friendly but also convenient. You can easily access your statements digitally whenever you want no more waiting for the mail. At Call, we make it simple for you to stay organized with all your financial documents right at your fingertips.

Mobile Application for On-the-Go Access

With our mobile application available for download, banking on-the-go has never been easier. Whether you're making person-to-person transfers or checking your account details, everything is just a tap away. And if you're someone who prefers cashless transactions, our app supports various features that make mobile payments easy and secure.

Secure Transactions

When it comes to security, we've got you covered. We utilize advanced security measures to protect your personal information while using our online services. You can also enjoy the convenience of electronic signature authorization for faster transactions without compromising safety.

Stay Connected Anytime

In today's fast-paced world, real-time account management is essential. Our services allow you to monitor your spending habits and set financial goals right from your smartphone or computer. No matter where life takes you, you'll always have the tools you need to keep your finances in check. At Call, we strive to provide a digital banking experience that prioritizes convenience, accessibility, and security all so that you can focus on what matters most to you!

Financial Strength

A Solid Foundation

With a net worth of $56,556,122, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed to Service

Our operational efficiency is reflected in our $286,156, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our net shares available for lending and investments stand at $542,456. With a total of 58,450 share accounts, it's clear that more individuals trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Call is your trusted partner. Visit us at 6601 W Broad St Richmond Va 23230 or call (804) 274-1300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $38,970,268 in share certificates and $87,660,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for Your Benefit

With $55,062,675 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $2,348 in used auto loans and $259,616,181 in total loans and leases. This supports our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,739,143 in used vehicle loans and $14,984,171 in new vehicle loans already helping members get on the road. We also have refinancing options available for those who want to lower their monthly payments or reduce their interest rates.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although there are currently no outstanding commercial loans at Call, our team is ready to assist you when you're ready to take that step. Each of these loan products is designed with your best interests in mind. To learn more about eligibility or start your application process, feel free to call us at (804) 274-1300 or visit us at 6601 W Broad St Richmond Va 23230 in Richmond, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your journey toward financial success!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,825,235 in loans helping members manage their finances effectively. Our credit cards come with various rewards options, making it easier for you to earn while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,172,833, make buying or refinancing simple. We can help you navigate the mortgage landscape and find a solution that meets your financial situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By leveraging trusted sources, LendMesh provides a reliable platform for comparing various loan options.

CALL FEDERAL CREDIT UNION - Richmond, VA

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