Home Equity Loans in Spokane, WA 99207

Looking for the best home equity line of credit interest rates in Spokane, WA? Compare offers from trusted local lenders who understand your community and provide flexible terms tailored to your needs. Whether renovating or consolidating debt, find a deal that fits your budget and goals.

Tap into your Spokane home's value with confidence. Local credit unions and banks offer personalized support and fast funding, making it easy to access the cash you need. Start comparing today to secure competitive rates and turn your home improvements into reality.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

4.74 - 6.25 %

80 %

∞

5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.25 - 7.75 %

20 Yrs

50 %

∞

5.38 - 9 %

5 - 15 Yrs

90 %

∞

5.74 - 6.5 %

5 - 30 Yrs

90 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

6 - 8.75 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6 - 10.5 %

5 - 20 Yrs

100 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Qualstar has a Home Equity rate of 4.74% today, unchanged from 7, 30, and 60 days ago but lower than the 90–day range of 4.74% to 5.24% . Its HELOC rate is 6.25% , unchanged from 7, 30, 60, and 90 days ago. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Digital's Home Equity rates today range from 5.25% to 6.75% , which is up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rates are 6.25% to 7.75% today, also higher than 7 days ago but lower than the rates from 30, 60, and 90 days ago.

Sound has a Home Equity loan with an APR range of 5.38% to 9% today, unchanged from 7, 30, and 60 days ago. This rate range is higher than it was 90 days ago, when it was 3.99% to 18% . Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

America'S Credit Union, A has a HELOC with an APR range of 6% to 8.5% today, which is up from 5.75% to 8.25% seven and thirty days ago. Its Home Equity loan shows a range of 6.75% to 8.75% now, also higher than the 6.5% to 8.5% seen over the past 7, 30, 60, and 90 days. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products show stable rates over the last three months.

🏦 Local Lenders in Spokane, WA

SPOKANE TEACHERS CREDIT UNION — 4727 N DIVISION ST SPOKANE WA 99207
GESA CREDIT UNION — 4407 N DIVISION ST STE 104 SPOKANE WA 99207
SAFEWAY FEDERAL CREDIT UNION — 529 E NORTH FOOTHILLS DR SPOKANE WA 99207

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION

✅CHENEY FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅DELTA SCHOOLS FEDERAL CREDIT UNION

✅HORIZON 67264 CREDIT UNION

✅NUMERICA CREDIT UNION

✅BOEING EMPLOYEES CREDIT UNION

✅IDAHO CENTRAL CREDIT UNION

✅GESA CREDIT UNION

✅WASHINGTON STATE EMPLOYEES CREDIT UNION

✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION

✅CALCOE FEDERAL CREDIT UNION

✅FAMILY FOCUS FEDERAL CREDIT UNION

✅ROLLING F CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅CANOPY FEDERAL CREDIT UNION

✅RESPONDERS EMERGENCY SERVICES CREDIT UNION

✅PRIMESOURCE CREDIT UNION

✅PROGRESSIONS CREDIT UNION

✅AVISTA CORP CREDIT UNION

✅SPOKANE MEDIA FEDERAL CREDIT UNION

✅GOVERNMENTAL EMPLOYEES CREDIT UNION

✅IRONWORKERS USA FEDERAL CREDIT UNION

✅SPOKANE FIREFIGHTERS CREDIT UNION

✅SPOKANE CITY CREDIT UNION

✅SAFEWAY FEDERAL CREDIT UNION

Compare other loan types in Spokane, WA

Why compare Home Equity Loans in Spokane, WA on LendMesh

If you’re exploring home equity line of credit interest rates in Spokane, WA, it’s smart to keep comparing offers on LendMesh. Different lenders provide varying rates and terms, so browsing multiple options can help you uncover the best deals and save money. Taking the time to review your choices ensures you find a loan that truly fits your financial goals without feeling rushed or pressured.

Subscribe to LendMesh for tailored alerts that keep you in the loop on Spokane’s home equity line rates. Simply set your target rate—whether it’s 5% or 4%—and receive notifications whenever offers dip below your preference. Plus, enjoy weekly or monthly updates packed with expert insights, market trends, and curated loan opportunities, all designed to help you make informed decisions and seize the right moment.

Customers are also interested in:

Home Equity Line Of Credit Interest Rates