Home Equity Loans in Seattle, WA

If you’re a Seattle homeowner with low credit, you can still tap into your home’s value with a home equity loan. Comparing local offers helps you find flexible terms and rates that fit your budget, making it easier to fund home improvements or consolidate debt.

Seattle lenders understand the unique challenges of rebuilding credit and offer personalized support to guide you. Start comparing today to unlock fast funding and flexible borrowing options tailored just for you and your family’s financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞
meriwest
7 %
∞
p1fcu
7 - 7.843 %
15 Yrs
90 %
∞
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
∞
numericacu
7 - 12.75 %
10 - 15 Yrs
∞
gesa
7 - 13.88 %
15 Yrs
90 %
∞
globalcu
7.125 - 9.513 %
20 Yrs
80 %
∞
hzcu
7.25 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rivermark Community has a HELOC with a 6.99% APR today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a 7.32% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Potlatch No. 1 Financial has a HELOC rate of 7% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.67% and 7.84% , unchanged from 7 and 30 days ago but higher than 60 days ago when it ranged from 7.42% to 7.59% . The HELOC rate has stayed steady over the past 90 days, while the Home Equity rate has increased since then.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Numerica has a HELOC with an APR range of 7% to 12.75% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. There is no change in the APR for this product over the past three months. Gesa's HELOC rates are 7% to 13% today, unchanged from 7 and 30 days ago but higher than 60 days ago. Their Home Equity loan rates are 7.25% to 13.88% , steady from 7 days ago, slightly up from 30 and 60 days ago.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

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