Home Equity Loans in Seattle, WA

Looking to tap into your Seattle home's value? A homeowner line of credit offers flexible access to funds for remodeling, debt consolidation, or unexpected expenses—all with competitive rates tailored to your needs.

Compare local lenders in Seattle, WA to find personalized service and fast funding that fits your budget. Start exploring options today and make the most of your home’s equity with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞
meriwest
7 %
∞
p1fcu
7 - 7.843 %
15 Yrs
90 %
∞
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
∞
numericacu
7 - 12.75 %
10 - 15 Yrs
∞
gesa
7 - 13.88 %
15 Yrs
90 %
∞
globalcu
7.125 - 9.513 %
20 Yrs
80 %
∞
hzcu
7.25 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rivermark Community has a HELOC with a 6.99% APR today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a 7.32% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Potlatch No. 1 Financial has a HELOC rate of 7% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.67% and 7.84% , unchanged from 7 and 30 days ago but higher than 60 days ago when it ranged from 7.42% to 7.59% . The HELOC rate has stayed steady over the past 90 days, while the Home Equity rate has increased since then.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Numerica has a HELOC with an APR range of 7% to 12.75% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. There is no change in the APR for this product over the past three months. Gesa's HELOC rates are 7% to 13% today, unchanged from 7 and 30 days ago but higher than 60 days ago. Their Home Equity loan rates are 7.25% to 13.88% , steady from 7 days ago, slightly up from 30 and 60 days ago.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Seattle, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in King County, WA

✅CREDIT HUMAN FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅SOUND 66331 CREDIT UNION
✅VERITY CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅SALAL CREDIT UNION
✅PUGET SOUND COOPERATIVE CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅WHITE RIVER 67201 CREDIT UNION
✅HARBORSTONE CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅RED CANOE CREDIT UNION
✅QUALSTAR CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅GESA CREDIT UNION
✅OUR COMMUNITY CREDIT UNION
✅SNO FALLS CREDIT UNION
✅MERIWEST CREDIT UNION
✅TOPEKA FIREMENS CREDIT UNION
✅SEATTLE METROPOLITAN CREDIT UNION
✅KITSAP CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅CASCADE FEDERAL CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅COMMUNITY 1ST 60079 CREDIT UNION
✅NORDSTROM FEDERAL CREDIT UNION
✅EXPRESS CREDIT UNION
✅ALASKA AIR GROUP FEDERAL CREDIT UNION
✅WATERFRONT FEDERAL CREDIT UNION

Compare other loan types in Seattle, WA

Why compare Home Equity Loans in Seattle, WA on LendMesh

If you’re a homeowner in Seattle exploring your options for a line of credit, it pays to keep comparing lenders on LendMesh. Different lenders offer varying rates and terms, so browsing multiple offers can help you uncover better deals and save money. Take your time to review options that fit your financial goals—there’s no rush, just smart borrowing.

Consider subscribing to LendMesh for personalized alerts tailored to Seattle homeowners like you. Simply set your ideal rate—whether it’s 4% or 5%—and get instant notifications when offers fall below your target. You’ll also receive expert insights, rate trends, and hand-picked loan deals weekly or monthly, helping you stay informed and ready to act on the best opportunities.

Customers are also interested in:

Homeowner Line Of Credit