Home Equity Loans in Seattle, WA

Looking to tap into your Seattle home's equity? A HELOC can give you flexible access to funds for renovations, debt consolidation, or other big expenses. Compare the best local offers to find terms that fit your needs and budget.

Seattle homeowners deserve simple, straightforward lending with fast approvals and friendly service. Explore competitive HELOC loans tailored to our community, helping you unlock your home's value and reach your financial goals with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
∞
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
wsecu
6.49 - 9.82 %
10 - 20 Yrs
90 %
∞
iccu
6.5 %
∞
kitsapcu
6.5 - 8.75 %
15 Yrs
∞
wecu
6.5 - 10.75 %
1 - 20 Yrs
∞
iqcu
6.5 - 11.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Washington State Employees has a Home Equity rate range of 6.49% to 9.82% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Their HELOC rates remain steady at 6.49% to 9.5% , showing no change over the past 7, 30, 60, or 90 days. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months.

Whatcom Educational has a Home Equity loan with an APR range of 6.5% to 10.75% today, unchanged from 7, 30, and 90 days ago. Its HELOC also shows no change, holding steady at 6.5% to 10.75% compared to 7, 60, and 90 days ago. Both products have maintained their rates over the past few months. Iq has a HELOC with an APR range of 6.5% to 11.25% today. This rate is the same as 7 and 60 days ago but higher than 30 and 90 days ago, when the top rate was 9.25% . The minimum rate has stayed steady at 6.5% throughout.

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