Home Equity Loans in Seattle, WA

Looking to refinance your HELOC in Seattle, WA? Compare home equity loan offers from trusted local lenders to find the best rates and flexible terms tailored to your needs. Whether it’s for home improvements or consolidating debt, we make it easy to explore your options.

Seattle homeowners can tap into their home’s value with confidence, supported by lenders who understand the local market. Start comparing today to unlock fast funding and personalized service that helps you make the most of your refinance opportunity.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
stcu
6.74 - 8.24 %
30 Yrs
100 %
∞
harborstone
6.75 %
10 - 15 Yrs
90 %
∞
bcu
6.75 - 7 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
wecu
6.75 - 11 %
20 Yrs
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes. Farmers Insurance has a HELOC with a 6.74% APR today, unchanged from 7 and 30 days ago but lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan shows a 6.99% APR now, steady from 7 and 30 days ago and also below the 60–day range of 6.99% to 7.99% . Both rates have stayed the same over the past 90 days.

Spokane Teachers has a HELOC with an APR range of 6.74% to 7.49% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 8.24% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Harborstone has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Northrop Grumman's HELOC has an APR range of 6.75% to 7.75% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. Whatcom Educational has a Home Equity rate range of 6.75% to 11% today, which is up from 6.5% to 10.75% seven, 30, 60, and 90 days ago. The HELOC rate range is the same at 6.75% to 11% , also higher than the rates from the past three months. Both products show an increase compared to earlier periods.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity loan with rates ranging from 6.89% to 10.49% today. Unchanged from 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady at 6.89% throughout this period. Rivermark Community has a HELOC with an APR of 6.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR of 7.32% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

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If you’re exploring HELOC refinance rates in Seattle, WA, taking time to compare multiple lenders can make a real difference. LendMesh offers a straightforward way to browse a variety of options side-by-side, helping you find competitive rates and terms that fit your financial goals. Keep checking back to discover new deals and smarter choices tailored for Seattle homeowners ready to unlock their home’s value.

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