Home Equity Loans in Seattle, WA 98105

Looking to refinance your HELOC in Seattle, WA? Compare home equity loan offers from trusted local lenders to find the best rates and flexible terms tailored to your needs. Whether it’s for home improvements or consolidating debt, we make it easy to explore your options.

Seattle homeowners can tap into their home’s value with confidence, supported by lenders who understand the local market. Start comparing today to unlock fast funding and personalized service that helps you make the most of your refinance opportunity.

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APR

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4.74 - 6.25 %

80 %

∞

5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.25 - 7.75 %

20 Yrs

50 %

∞

5.38 - 9 %

5 - 15 Yrs

90 %

∞

5.74 - 6.5 %

5 - 30 Yrs

90 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

6 - 8.75 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6 - 10.5 %

5 - 20 Yrs

100 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Qualstar has a Home Equity rate of 4.74% today, unchanged from 7, 30, and 60 days ago but lower than the 90–day range of 4.74% to 5.24% . Its HELOC rate is 6.25% , unchanged from 7, 30, 60, and 90 days ago. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Digital's Home Equity rates today range from 5.25% to 6.75% , which is up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rates are 6.25% to 7.75% today, also higher than 7 days ago but lower than the rates from 30, 60, and 90 days ago.

Sound has a Home Equity loan with an APR range of 5.38% to 9% today, unchanged from 7, 30, and 60 days ago. This rate range is higher than it was 90 days ago, when it was 3.99% to 18% . Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

America'S Credit Union, A has a HELOC with an APR range of 6% to 8.5% today, which is up from 5.75% to 8.25% seven and thirty days ago. Its Home Equity loan shows a range of 6.75% to 8.75% now, also higher than the 6.5% to 8.5% seen over the past 7, 30, 60, and 90 days. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products show stable rates over the last three months.

🏦 Local Lenders in Seattle, WA

WASHINGTON STATE EMPLOYEES CREDIT UNION — 1121 NE 45TH ST SEATTLE WA 98105
BOEING EMPLOYEES CREDIT UNION — 5105 25TH AVE NE SEATTLE WA 98105

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🏘️ All the Lenders Available in King County, WA

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✅SOUND 66331 CREDIT UNION

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✅ALASKA AIR GROUP FEDERAL CREDIT UNION

✅WATERFRONT FEDERAL CREDIT UNION

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If you’re exploring HELOC refinance rates in Seattle, WA, taking time to compare multiple lenders can make a real difference. LendMesh offers a straightforward way to browse a variety of options side-by-side, helping you find competitive rates and terms that fit your financial goals. Keep checking back to discover new deals and smarter choices tailored for Seattle homeowners ready to unlock their home’s value.

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