Home Equity Loans in Bothell, WA

Looking for the best home equity credit rates in Bothell, WA? Compare local options that fit your needs—whether it’s for remodeling, debt consolidation, or unexpected expenses. Our lenders offer clear terms and friendly service you can trust.

Tap into your home’s value with confidence in Bothell. Find competitive rates from trusted lenders who understand our community, helping you access funds quickly and easily. Start comparing today and see how much you could save.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
qualstarcu
4.74 - 6.25 %
80 %
∞
salalcu
5 - 7.49 %
5 - 15 Yrs
75 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
soundcu
5.38 - 9 %
5 - 15 Yrs
90 %
∞
unitusccu
5.74 - 6.5 %
5 - 30 Yrs
90 %
∞
youracu
5.75 - 8.5 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Qualstar has a Home Equity rate of 4.74% today, unchanged from it was 7 and 30 days ago, but lower than the 60–day range of 4.74% to 5.24% . The HELOC rate is 6.25% , unchanged from 7, 30, and 60 days ago. Salal's HELOC has an APR range of 3.24% to 18% today, unchanged from it was 7, 30, and 60 days ago. The rates have stayed steady over the past two months with no changes. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Sound has a Home Equity loan with an APR range of 5.38% to 9.00 today. This rate is the same as it was 7, 60, and 90 days ago but higher than the range from 30 days ago, which was 3.99% to 18% . Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period.

America'S Credit Union, A has a HELOC with an APR range of 5.75% to 8.25% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.5% to 8.5% , also unchanged over the past 7, 30, 60, and 90 days. Both products have steady rates across all these time periods. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

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