Home Equity Loans in Florence, OR

Looking to tap into your Florence, OR home's equity? A HELOC mortgage can provide the flexible cash you need for updates, repairs, or unexpected expenses—all while enjoying competitive rates tailored to your local market.

Compare offers from trusted lenders right here in Florence. Finding the right home equity loan means getting fast funding and personalized support, so you can confidently invest in the home and community you love.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myoccu
6.875 - 9.82 %
5 Yrs
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞
p1fcu
7 - 7.843 %
15 Yrs
90 %
∞
hzcu
7.25 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Oregon Community has a HELOC with a today's APR of 6.88% , which is up from 6.75% seven days ago and 60 days ago but the same as 30 days ago at the low end of the previous range. Their Home Equity loan shows a range of 9.57% to 9.82% today, slightly up from last week's 9.53% to 9.88% , and higher than the 30–and 60–day ranges. The 90–day range was a bit lower than today's rates. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Rivermark Community has a HELOC with a 6.99% APR today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a 7.32% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Potlatch No. 1 Financial has a HELOC rate of 7% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.67% and 7.84% , unchanged from 7 and 30 days ago but higher than 60 days ago when it ranged from 7.42% to 7.59% . The HELOC rate has stayed steady over the past 90 days, while the Home Equity rate has increased since then.

Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Florence, OR

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🏘️ All the Lenders Available in Lane County, OR

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✅CENTRAL WILLAMETTE CREDIT UNION
✅GATEWAY 63476 CREDIT UNION
✅EMERALD EMPIRE FEDERAL CREDIT UNION

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Why compare Home Equity Loans in Florence, OR on LendMesh

If you’re exploring HELOC mortgage options in Florence, OR, it’s smart to keep comparing lenders on LendMesh. Different lenders offer varying rates and terms, so taking time to review multiple offers can help you find deals that better match your financial goals. There’s no rush—use LendMesh to explore your options confidently and unlock the best possible value from your home equity.

To stay on top of the latest HELOC mortgage rates in Florence, OR, consider subscribing to LendMesh’s alert service. Simply set your target rate, and you’ll receive notifications when offers dip below that level. Along with timely updates, you’ll get expert insights, rate trends, and curated loan deals delivered weekly or monthly. Join thousands of savvy borrowers who rely on LendMesh to make informed decisions without the hassle.

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