Home Equity Loans in Portland, OR

Looking to tap into your Portland home's equity? Comparing local lenders helps you find the best rates and flexible terms tailored to your needs, whether you're renovating or consolidating debt.

Portland homeowners trust lenders who understand the community and offer fast, friendly service. Start comparing home equity loan offers today to unlock your home's potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myoccu
6.875 - 9.82 %
5 Yrs
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞
p1fcu
7 - 7.843 %
15 Yrs
90 %
∞
hzcu
7.25 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Oregon Community has a HELOC with a today's APR of 6.88% , which is up from 6.75% seven days ago and 60 days ago but the same as 30 days ago at the low end of the previous range. Their Home Equity loan shows a range of 9.57% to 9.82% today, slightly up from last week's 9.53% to 9.88% , and higher than the 30–and 60–day ranges. The 90–day range was a bit lower than today's rates. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Rivermark Community has a HELOC with a 6.99% APR today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a 7.32% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Potlatch No. 1 Financial has a HELOC rate of 7% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.67% and 7.84% , unchanged from 7 and 30 days ago but higher than 60 days ago when it ranged from 7.42% to 7.59% . The HELOC rate has stayed steady over the past 90 days, while the Home Equity rate has increased since then.

Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Portland, OR

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🏘️ All the Lenders Available in Washington County, OR

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅ONPOINT COMMUNITY CREDIT UNION
✅NW PRIORITY CREDIT UNION
✅UNITUS COMMUNITY CREDIT UNION
✅RIVERMARK COMMUNITY CREDIT UNION
✅TWINSTAR CREDIT UNION
✅OREGONIANS CREDIT UNION
✅UNITED TRADES FEDERAL CREDIT UNION
✅WAUNA FEDERAL CREDIT UNION
✅FIRST COMMUNITY 68530 CREDIT UNION
✅FORRIT CREDIT UNION
✅KAIPERM NORTHWEST FEDERAL CREDIT UNION
✅PROVIDENCE CREDIT UNION
✅SUNSET SCIENCE PARK FEDERAL CREDIT UNION
✅NW PREFERRED FEDERAL CREDIT UNION

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Why compare Home Equity Loans in Portland, OR on LendMesh

If you’re exploring the best options for a home equity loan in Portland, OR, take your time comparing multiple lenders on LendMesh. Different lenders offer varying rates and terms, so browsing through several can help you uncover better deals and more affordable choices. There’s no rush—finding the right loan that fits your unique needs can make all the difference.

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