Home Equity Loans in Granite Bay, CA

Looking for the best home equity loan rates in Granite Bay, CA? You’re in the right place. Compare offers from trusted local banks and credit unions to find flexible terms that fit your needs and budget.

Whether you’re planning a remodel or consolidating debt, tapping into your Granite Bay home's equity can give you fast, affordable funds. Start comparing today to unlock your home’s potential with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in Granite Bay, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Placer County, CA

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅SIERRA CENTRAL CREDIT UNION
✅FIRST US COMMUNITY CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅SAFE 68366 CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅SACRAMENTO CREDIT UNION
✅PATELCO CREDIT UNION
✅SAFE CREDIT UNION

Compare other loan types in Granite Bay, CA

Why compare Home Equity Loans in Granite Bay, CA on LendMesh

Exploring home equity loan options in Granite Bay, CA? Keep comparing lenders on LendMesh to uncover better rates and more flexible terms tailored to your needs. Taking the time to review multiple offers can help you secure a deal that fits your budget and goals without feeling rushed or pressured.

Stay informed effortlessly with LendMesh’s subscription service. Simply set your ideal home equity loan rate, and you’ll receive personalized alerts when rates dip below your target. With weekly or monthly updates featuring expert insights and curated deals, Granite Bay homeowners can confidently navigate the market and unlock their home’s value at the right time.

Customers are also interested in:

Banks With Best Home Equity Loan Rates