Home Equity Loans in Lodi, CA

If you’re a Lodi, CA homeowner, tapping into your home’s equity can be a smart way to fund renovations or consolidate debt. Local credit unions offer competitive rates and flexible terms tailored to our community's needs.

Compare home equity loan offers from trusted Lodi credit unions to find the right fit for your budget. With personalized service and quick funding, you can confidently unlock your home's value and reach your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in Lodi, CA

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🏘️ All the Lenders Available in San Joaquin County, CA

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
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✅GOLDEN VALLEY FEDERAL CREDIT UNION
✅VALLEY FIRST CREDIT UNION

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Why compare Home Equity Loans in Lodi, CA on LendMesh

If you’re exploring credit unions home equity loans in Lodi, CA, take your time comparing offers on LendMesh to uncover the best rates and terms. Browsing multiple lenders helps you find deals that truly fit your needs, whether for home improvements or consolidating debt. There’s no rush—using LendMesh to compare options ensures you make a confident, informed choice that unlocks your home’s value without overpaying.

Stay connected with the latest loan opportunities by subscribing to LendMesh alerts tailored for Lodi homebuyers. Simply set your target rate, and we’ll notify you as soon as offers fall below it. Along with expert insights and market trends, you’ll receive weekly or monthly updates with carefully selected deals. Join thousands in Lodi who rely on LendMesh to stay ahead and never miss a chance to save on their home equity loans.

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